Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

15 Tips to Improve How You Handle Money

15 Tips to Improve How You Handle Money

15 Tips to Improve How You Handle Money

Is your goal to live life like your favorite reality TV star, or do you just want financial stability and a luxury vacation every now and then? Whatever your lifestyle goals, you can’t meet them without learning how to be responsible with money. No one wants to be stuck in debt. The best way to... Read More

The Best Ways to Handle Your Money When Traveling

The Best Ways to Handle Your Money When Traveling

The Best Ways to Handle Your Money When Traveling

It’s finally time for you to go on that big trip you’ve been waiting for. Your bags are packed, the flights are booked and you’re ready to go. But before you hop on that flight, there’s one more thing to sort out—how you’re going to handle your money while traveling. Don’t worry—the Credit.com editorial team... Read More

How Much Does Your Family Need in Savings?

How Much Does Your Family Need in Savings?

How Much Does Your Family Need in Savings?

Family savings is something you’ve probably thought about on more than one occasion. It can be tricky to save anything while you’re busy making sure your family has what it needs day-to-day. Aside from providing a house, clothing, and daily meals, you may also need to pay for higher education for your kids, next year’s... Read More

3 Ways Health Insurance Protects Your Personal Finances

3 Ways Health Insurance Protects Your Personal Finances

3 Ways Health Insurance Protects Your Personal Finances

Medical care is expensive. And affordable health insurance can be difficult to find. But finding fund for the monthly premium in your budget can protect your finances in the long run. Alternative solutions like urgent care and prescription discount finder tools have popped up to help people find more affordable prices. But these cheaper services... Read More

The Top 5 Hiding Spots to Find Unclaimed Money That’s Yours

The Top 5 Hiding Spots to Find Unclaimed Money That’s Yours

The Top 5 Hiding Spots to Find Unclaimed Money That’s Yours

Did you know that according to the National Association of Unclaimed Property Administrators, state governments collected $7.763 million in unclaimed property or money in 2015? And only $3.235 million made it back to its rightful owners. That left $4.528 million unclaimed. That begs the question, is some of that unclaimed money yours? And while the process... Read More

The Complete Guide to Buying a Vacation Home in Retirement

The Complete Guide to Buying a Vacation Home in Retirement

The Complete Guide to Buying a Vacation Home in Retirement

It’s been a goal for decades—a vacation home—and now it’s time to realize that goal. And while you should absolutely seize this opportunity, there are a lot of details to figure out before buying a vacation home during retirement. Here’s what you need to know about owning a vacation home from start to finish. Paying... Read More

How Does Google Wallet Work and Is It Safe?

How Does Google Wallet Work and Is It Safe?

How Does Google Wallet Work and Is It Safe?

Mobile payments—rather than a credit card, or check—are becoming more and more popular and more and more common. In fact, globally, mobile payments are expected to be almost $50 billion by 2021. Being able to use your smartphone or smartwatch to make payments makes a lot of sense. We carry them almost everywhere and adding more credit... Read More

CFPB Proposes Changes to Payday Loan Regulations

CFPB Proposes Changes to Payday Loan Regulations

CFPB Proposes Changes to Payday Loan Regulations

The Consumer Financial Protection Bureau, or CFPB was created to ensure consumers receive fair treatment from financial companies, such as banks, credit card issuers and lenders. It implements and enforces federal consumer finance laws. But one law it hasn’t yet enacted is an Obama-era payday loan regulation aimed to protect consumers from debt accrued with... Read More

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults had no emergency savings whatsoever. Only 29% had the recommended six months of savings tucked away. This all begs the question, “How much emergency fund do you need?” Experts agree that you should have at least enough saved to cover six to... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team