Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

Top 5 Reasons to Use Chase Pay

Top 5 Reasons to Use Chase Pay

Top 5 Reasons to Use Chase Pay

It is no secret that these days, the finance industry is visibly different from what it was a mere ten years ago. From innovations in payments to innovations in how you relate with your bank to changes in how your bank relates with you, financial institutions are defying the restrictions that once defined them for... Read More

8 Ways Home Automation Can Save You Money

8 Ways Home Automation Can Save You Money

8 Ways Home Automation Can Save You Money

Experts estimate 477 million smart home devices will be in use globally in 2020, and the home automation market is projected to hit $79 billion by 2020. As home automation becomes increasingly popular, you’re probably wondering if the investment is worth it. Depending on the type of home automation, it can cost a pretty penny.... Read More

Is a Fixer-Upper Home Worth the Investment?

Is a Fixer-Upper Home Worth the Investment?

Is a Fixer-Upper Home Worth the Investment?

Buying fixer-upper homes is currently a popular investment in the housing market, especially since lower-priced houses increase housing confidence in home buyers. On the one hand, it is a great way to purchase a home below market value and sell it for more than you paid. On the other hand, it often seems to be... Read More

Understanding the Different Types of Financial Advisors

Understanding the Different Types of Financial Advisors

Understanding the Different Types of Financial Advisors

Part of “adulting” is beginning to better manage our money, investing, and planning for retirement. If you are at the stage of your life where you are ready to put some real plans in place to get out of debt, grow your wealth, and start making solid plans for your financial future, you may be... Read More

Budgeting for Beginners

Budgeting for Beginners

Budgeting for Beginners

Ah, budgeting. Perhaps the concept is new to you or maybe you’ve tried in the past but weren’t as successful as you’d hoped you’d be. In any case, budgeting is not easy — but it is extremely important. It is best to think about budgeting as a marathon, not a sprint. And doing it successfully... Read More

6 Creative Ways to Lower Your Debt-to-Income Ratio

6 Creative Ways to Lower Your Debt-to-Income Ratio

6 Creative Ways to Lower Your Debt-to-Income Ratio

If you’re struggling to qualify for a personal loan, your debt-to-income (DTI) ratio could be to blame. Your DTI, often expressed as a percentage, compares your debt payments with your gross income each month. Loan companies look closely at your DTI before approving your application. If the ratio is high, lenders take it as a warning sign that you might... Read More

5 Bad Money Habits You Can Break Today

5 Bad Money Habits You Can Break Today

5 Bad Money Habits You Can Break Today

Article Re-Written August 10, 2018 by Elisa Ortiz Everyone has bad habits. It’s just a part of being human. I try to squash a bad habit as soon as I recognize one, and I’m sure you’re in the same boat. It’s easy to develop bad money habits early on in life, and it can be... Read More

Americans STILL Aren’t Saving for the Future

Americans STILL Aren’t Saving for the Future

Americans STILL Aren’t Saving for the Future

Unemployment is low and the stock market is high, two signs which might lead some to believe the U.S. economy is on a roll. But there’s a hidden danger lurking within economic data that suggests trouble could be looming; Americans aren’t saving for the future. Again. The personal savings rate, which had risen sharply in... Read More

7 Ways to Find Your Financial Footing After Graduation

7 Ways to Find Your Financial Footing After Graduation

7 Ways to Find Your Financial Footing After Graduation

For recent college graduates, there is a lot to figure out. But one of the biggest adjustments they will face is their newfound financial freedom, which can be both exciting and challenging. The summer after graduation, then, is the perfect time for these recent grads to take some key steps to get their bearings when... Read More

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