Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

How to Budget for Costly Home Repairs

How to Budget for Costly Home Repairs

How to Budget for Costly Home Repairs

Owning a home is expensive enough without including costly home repairs. You want to be prepared for any emergencies that may arise, but you also don’t want to put a big strain on your budget. Here’s how you can budget for home repairs without breaking the bank. Contribute to a Home Repair Fund When setting... Read More

3 Tips for Finding an Affordable Life Insurance Policy

3 Tips for Finding an Affordable Life Insurance Policy

3 Tips for Finding an Affordable Life Insurance Policy

Life insurance offers protection for your family’s financial security. Many people buy themselves a life insurance policy that will protect their family. It’s also possible for people to purchase life insurance policies for someone else. For example, children can purchase policies for their parents and vice versa. Life insurance coverage offers valuable financial protection. You... Read More

19 Ways to Lower Your Monthly Utility Bills

19 Ways to Lower Your Monthly Utility Bills

19 Ways to Lower Your Monthly Utility Bills

Have you ever found yourself in a constant battle with your spouse over the thermostat? Does your roommate take hour-long steam-filled showers? Are you leaving the TV on all day, so your pets don’t feel so alone while you’re at work? If you’re the one paying for the utilities, you’ve probably seen these reflected in... Read More

Using Debit Card as Credit

Using Debit Card as Credit

Using Debit Card as Credit

While you can use a debit card to pay for almost all the things you would use a credit card for, these cards aren’t the same type of thing. A debit card is tied to existing money, either prepaid on the card itself or in your savings or checking account. A credit card lets you make purchases on credit, and... Read More

Should You Combine Finances After Marriage?

Should You Combine Finances After Marriage?

Should You Combine Finances After Marriage?

Combining your finances as a couple — especially after you get married — comes with pros and cons. Whether you decide to keep your money his and hersor make all finances oursdepends on a variety of factors. Your income, debt and credit situations, individual and joint goals and your own habits can all be reasons... Read More

Should You Give Your Children an Allowance?

Should You Give Your Children an Allowance?

Should You Give Your Children an Allowance?

Should Parents Give Their Child Allowance? Learning how to manage money is an important skill, and it’s one that is best learned earlier rather than later. Giving your child an allowance is one way to start teaching them about budgeting and saving, but it’s something that should be done with intention. Understanding the rationale behind... Read More

3 Tips for Finding an Affordable Health Insurance Plan

3 Tips for Finding an Affordable Health Insurance Plan

3 Tips for Finding an Affordable Health Insurance Plan

The discounts and cost-sharing offered by health insurance plans are well worth the premium payments. However, premiums can be tricky to work into your budget. It’s important to find an affordable health insurance plan that offers good coverage. Whether it’s open enrollment and you’re trying to find a better plan or you qualify for a special... Read More

Budgeting for Beginners

Budgeting for Beginners

Budgeting for Beginners

Many people live above their means and don’t even realize it. When you want to improve your financial health, the one piece of advice you hear most often is to start a budget. Budgeting helps you better understand how you spend your money and shows you ways to manage your money, pay off debts and save... Read More

15 Tips to Improve How You Handle Money

15 Tips to Improve How You Handle Money

15 Tips to Improve How You Handle Money

Is your goal to live life like your favorite reality TV star, or do you just want financial stability and a luxury vacation every now and then? Whatever your lifestyle goals, you can’t meet them without learning how to be responsible with money. No one wants to be stuck in debt. The best way to... Read More

The Best Ways to Handle Your Money When Traveling

The Best Ways to Handle Your Money When Traveling

The Best Ways to Handle Your Money When Traveling

It’s finally time for you to go on that big trip you’ve been waiting for. Your bags are packed, the flights are booked and you’re ready to go. But before you hop on that flight, there’s one more thing to sort out—how you’re going to handle your money while traveling. Don’t worry—the Credit.com editorial team... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team