Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

What Does Your Relationship Mean for Your Credit?

What Does Your Relationship Mean for Your Credit?

What Does Your Relationship Mean for Your Credit?

Relationships and finances seem to intermingle no matter how hard you may try to separate the two. The truth is that not very many of us like to talk about finances, especially during the early stages of our relationships. You shouldn’t avoid talking about finances though. Your relationship can help build or ruin your credit... Read More

The Perks of Online Banking

The Perks of Online Banking

The Perks of Online Banking

A recent survey  found that at least two-thirds of American adults primarily use online banking. If you are one of those Americans, then the chances are that you enjoy online banking because of the convenience it offers. Through an online banking portal, you can: Pay your bills Set up a savings account Transfer money between... Read More

Creative Ways to Save this Valentine’s Day

Creative Ways to Save this Valentine’s Day

Creative Ways to Save this Valentine’s Day

Valentine’s Day is quickly approaching, and hopeless romantics are likely thinking of ways to show how much they love their significant other. If you have someone special in your life, you probably want to show them your affection by buying them a gift or taking them out for a fancy dinner. Whatever you decide to do,... Read More

How Often Do Consumers Use ATMs?

How Often Do Consumers Use ATMs?

How Often Do Consumers Use ATMs?

You may agree that there are very few things in this world as annoying as your money costing you money. That’s precisely what happens when you use an ATM to make a withdrawal, deposit or check your bank account balances. The fees are pretty high when you use an ATM that isn’t operated by your... Read More

Partial or Not: Resources for Federal Workers Around the Government Shutdown

Partial or Not: Resources for Federal Workers Around the Government Shutdown

Partial or Not: Resources for Federal Workers Around the Government Shutdown

After a historic 35 days, the federal government shutdown finally ended. For now, at least. If you’re a federal employee heading back to work, you’re likely wondering—when will I get paid and what can I do to rebound from the shutdown? Federal employees were finally paid on January 31, 2019. That’s only for employees who work... Read More

Saving Money for Big Purchases in 2019

Saving Money for Big Purchases in 2019

Saving Money for Big Purchases in 2019

Saving money for big-ticket items isn’t that difficult if you give it enough time and planning. It does require some discipline. You may have already decided that 2019 will be the year you finally take your family on that week-long African safari. You have done your research, and you know that you’ll need to save... Read More

It’s Groundhog Day – Don’t Repeat Past Financial Mistakes

It’s Groundhog Day – Don’t Repeat Past Financial Mistakes

It’s Groundhog Day – Don’t Repeat Past Financial Mistakes

Ground Hog Day is a holiday that’s celebrated in the United States every year on February 2. Pennsylvania Dutch superstition says that if the groundhog emerges from his hole on this day and sees its shadow, the groundhog will retreat into his burrow and there are six more long weeks of winter. It’s the same tradition every... Read More

How Much Does America Spend on the Super Bowl?

How Much Does America Spend on the Super Bowl?

How Much Does America Spend on the Super Bowl?

[DISCLOSURE: Cards from our partners are mentioned below.] Super Bowl LIII is just around the corner, and as is tradition, millions of people are getting ready to spend big money on the event for food and drinks to throw watch parties. These expenses can all adds up to a pretty large amount of money. Did... Read More

What is Umbrella Insurance?

What is Umbrella Insurance?

What is Umbrella Insurance?

An umbrella insurance policy is defined as an additional level of liability insurance coverage that exceeds the limit of the insured’s house, car or watercraft. Umbrella insurance adds an extra layer of security to people who find themselves at risk of being sued for damages caused to others in an accident or damages done to... Read More

Are You Missing Out on the Saver’s Tax Credit?

Are You Missing Out on the Saver’s Tax Credit?

Are You Missing Out on the Saver’s Tax Credit?

Are you or someone you know overlooking one of Uncle Sam’s most generous tax breaks—the Saver’s Tax Credit? It lets low- to moderate-income workers who are saving for retirement reduce their federal income tax bill by as much as $2,000 ($4,000 for married couples filing jointly). But just 25% of workers with annual household incomes of less... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team