Personal Finance

Our team of experts is here to help provide unbiased, common-sense personal finance advice & insights. Get money management tips & ideas, learn how to improve your budgeting and receive guidance on how to save & invest your money to drive greater returns. These are just some of the personal finance topics our experts address.

5 Housing Options for Graduate Students

5 Housing Options for Graduate Students

5 Housing Options for Graduate Students

The college years are so exciting! And if you choose to go back for graduate school, one of the most important decisions you have to make is where you’re going to live. Today, there are multiple housing options available to students on and off-campus. This article outlines the possible housing options available for grad students... Read More

5 Small Financial Mistakes that Could Cost You Big

5 Small Financial Mistakes that Could Cost You Big

5 Small Financial Mistakes that Could Cost You Big

Little things can cause you as much pain as the bigger things in life – maybe even more. Whether it is a small stone stuck in your shoe or a recurring fee levied on your bank account, little things can really add up, especially if you continuously ignore them. Here are five seemingly small financial... Read More

Banks Now Offering Low-Risk Automated Investing

Banks Now Offering Low-Risk Automated Investing

Banks Now Offering Low-Risk Automated Investing

By the end of 2017, the U.S. banking system had $17.4 trillion in assets and a net income of $164.8 billion. As technology advances, banks are looking for innovative ways to keep up and stay relevant. Over the years, banks have been changing their product offerings. They are releasing new products that enable them to... Read More

10 Financial Must-Dos Before the End of the Year

10 Financial Must-Dos Before the End of the Year

10 Financial Must-Dos Before the End of the Year

The year is almost over and the holidays are approaching. Getting your finances in order is most likely the last thing on your mind, but there are important financial steps to take before the year comes to a close. By the conclusion of this article, you’ll know exactly what you need to do to finish... Read More

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

Marriot reported a credit breach that involved unauthorized access to the database used for reservations at its Starwood properties on November 30, 2018. Marriott reported that the data breach may have compromised the personal information of up to 500 million people. It also reported that the database has been hacked since 2014. Starwood properties include... Read More

The 10 Best Workplaces for Millennials

The 10 Best Workplaces for Millennials

The 10 Best Workplaces for Millennials

The oldest millennials are now in their late 30s, and this generation is the biggest part of the U.S labor force. When asked, Millennials are less likely than Baby Boomers to respond that creativity and fun are important to them in a company. What matters to Millennials is how the company will help them grown,... Read More

Don’t Forget These Things When you Move

Don’t Forget These Things When you Move

Don’t Forget These Things When you Move

Moving to a new place can be bittersweet. On the one hand, it’s an exciting change. On the other, you may be sad because you are leaving all the memories, neighbors, and environment you were used to behind. Regardless of how you feel, the move must go on. For most people, it goes smoothly. But... Read More

4 Reasons Online Shopping Isn’t as Cheap as You Think It Is

4 Reasons Online Shopping Isn’t as Cheap as You Think It Is

4 Reasons Online Shopping Isn’t as Cheap as You Think It Is

People aren’t just spending more time online shopping—they’re spending more money, too. 71% of shoppers believe they get better deals online than in stores, but it turns out online shopping isn’t as cheap as you’d like to think. Clever marketing tactics like free shipping, exclusive price drops, and add-ons can fool consumers into thinking they’re... Read More

5 Things Impacting Millennials’ Savings

5 Things Impacting Millennials’ Savings

5 Things Impacting Millennials’ Savings

Americans are not very good at saving money. CNBC shows that over 57% of Americans have less than $1,000 in their savings accounts. What’s even worse, only 46% of Millennials have any savings at all. The story isn’t as dire as it seems. There are many Millennials who are financially savvy. A survey released by... Read More

2019 Investment Tips for Retirees

2019 Investment Tips for Retirees

2019 Investment Tips for Retirees

It’s common sense – save money so you can have financial security. Saving money is a wonderful habit, but the returns on your savings are significantly lower than if you invest that money instead. As people plan for retirement, their approach toward investments tends to become more conservative. After all, no one wants to risk losing... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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