Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

3 Things Millennials and Baby Boomers Look for in Homes

3 Things Millennials and Baby Boomers Look for in Homes

3 Things Millennials and Baby Boomers Look for in Homes

Few things feel better than receiving the keys to the new house you just bought. There’s this sense of pride after working and saving for years to be able to purchase your dream home. This applies to everyone regardless of age or economic status. That said, not everyone wants the same thing in a home.... Read More

What Types of Homes are Millennials Buying?

What Types of Homes are Millennials Buying?

What Types of Homes are Millennials Buying?

In 2018, Millennials surpassed Baby Boomers as the largest living generation in America. And as with every new generation, Millennials bring with them change. As a result, researchers are trying to understand what’s changed and how best they can market to them. The real estate industry is no different. A consumer insights report shows that... Read More

10 States Where Rent is Almost Half Your Income in 2018

10 States Where Rent is Almost Half Your Income in 2018

10 States Where Rent is Almost Half Your Income in 2018

It’s no secret that housing costs are on the rise. From the coast of California to the high-rises of New York, there are just some places where you would expect home prices to be ridiculous. That doesn’t mean that people don’t buy homes in these places – they do. You might even be surprised at... Read More

Can I Sell My Home Myself?

Can I Sell My Home Myself?

Can I Sell My Home Myself?

Selling your home without an agent may sound empowering at first. It certainly may save you money on agent fees and commissions. However, the truth is that selling your home yourself can be very complicated. There is a lot that goes into the process that a typical homeowner wouldn’t know. The simple truth is that... Read More

Who’s Most Likely to Buy Homes?

Who’s Most Likely to Buy Homes?

Who’s Most Likely to Buy Homes?

Generation Z is a huge part of the U.S economy. This is the generation that comes after Millennials, born between 1995 and 2005. Although still quite young, Generation Z is already contributing up to $44 billion each year to the U.S. economy. A study by Property Shark shows that Generation Z, also known as iGen... Read More

What You Need to Know about Home Equity Loans

What You Need to Know about Home Equity Loans

What You Need to Know about Home Equity Loans

Article originally published October 5th, 2017. Updated October 29th, 2018.  A home equity loan is a method for borrowing money for big-ticket items. Understanding the facts about these tricky loans is crucial to helping you make the right decision for your finances. If you’re considering taking out a home equity loan, here are 13 things... Read More

How Much of a Down Payment Do You Really Need to Buy a House?

How Much of a Down Payment Do You Really Need to Buy a House?

How Much of a Down Payment Do You Really Need to Buy a House?

Article originally published August 20th, 2014. Updated October 29th, 2018 Looking to get your foot in the door (of your new home)? If you’re a renter who’s tired of paying someone else’s mortgage, now may be the time to pursue the American dream of homeownership. In fact, the days of needing a 20% down payment... Read More

The FHA Back to Work Program and The Best Mortgage Resources for Homeowners

The FHA Back to Work Program and The Best Mortgage Resources for Homeowners

The FHA Back to Work Program and The Best Mortgage Resources for Homeowners

Not too long ago, homeowners who experienced bad luck and lost their homes due to financial troubles beyond their control had a reasonable method to fast track their re-entry into the real estate market. Today, a consumer who sells his or her home in a short sale or loses it in a foreclosure would have... Read More

Is the Mortgage Market Reaching a Tech Tipping Point?

Is the Mortgage Market Reaching a Tech Tipping Point?

Is the Mortgage Market Reaching a Tech Tipping Point?

In 2008, the worst financial crisis since the Great Depression hit the world with shocking and reverberating consequences. People lost their homes, their hard earned savings, and many were left with nothing to their names. Though it probably feels like that was yesterday to many of us, that was almost exactly ten years ago. The... Read More

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