Identity Theft

Our Credit.com experts provide tips & advice on how you can avoid becoming a victim of identity theft and what you should do in the event your identity is compromised. Here, you’ll find information explaining the different forms of identity theft, how to monitor you credit for signs of identity theft & what fraud protection measures you can take.

What Should I Do if I Lost My Social Security Card?

What Should I Do if I Lost My Social Security Card?

What Should I Do if I Lost My Social Security Card?

You might not use your Social Security card every day, but you do need to use it occasionally. If you lost your security card, you’ll need to request a replacement form for a Social Security card from the Social Security Administration (SSA). You can apply online by choosing the replacement tab for your lost security card.... Read More

Equifax Data Breach: Settlement Options

Equifax Data Breach: Settlement Options

Equifax Data Breach: Settlement Options

In the fall of 2017, Equifax experienced a massive data breach. Approximately 147 million people were victims of this data breach. Recently a federal court has purposed a class action settlement. If you are part of this data breach, you are able to file a claim today. Was I Part of The Equifax Data Breach?... Read More

I Gave My Social Security Number to a Scammer, Now What?

I Gave My Social Security Number to a Scammer, Now What?

I Gave My Social Security Number to a Scammer, Now What?

Let’s face it: your Social Security number is probably out there somewhere. This federal identification number is used for so many purposes—from tax forms to credit apps to student information forms—that it exists in myriads of places. And while organizations that ask for personally identifying information, including your Social Security number (SSN), do have an obligation to keep... Read More

The Capital One Data Breach: What You Need to Know

The Capital One Data Breach: What You Need to Know

The Capital One Data Breach: What You Need to Know

A major data breach was recently announced by Capital One. This latest data breach affects 100 million people in the United States. Between March and July 2019, a hacker was able to access to 100 million Capital One customer accounts. Capital One fixed the vulnerability right away and began working with law enforcement. Their investigation... Read More

3 Tax Scams You Need to Watch Out For

3 Tax Scams You Need to Watch Out For

3 Tax Scams You Need to Watch Out For

According to the Internal Revenue Service (IRS), there was a 400% increase in phishing and malware incidents during the 2016 tax season. And tax scams extend far beyond email and malware to include phone scams, identity theft and more.  While the April 15 filing deadline still feels far away, as Yogi Berra said, “It ain’t... Read More

A Look Back at 2018 Data Breaches

A Look Back at 2018 Data Breaches

A Look Back at 2018 Data Breaches

While recent data breaches may not have cost you any money, the same can’t be said about the companies that were breached. It’s estimated that data breaches cost companies an average of $3.5 million. If you look at data breaches case by case, you’ll see they can cost individual companies a lot more in terms... Read More

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

Payments started with the barter system a long time ago. People exchanged goods or services for other goods or services. Eventually legal tender took over and money, in many forms—from tea bricks to cow to seashells—become the payment method of choice. Then virtual money came on the scene, including credit cards. And today’s credit cards,... Read More

6 Ways to Prepare Your Credit Card for the Holidays

6 Ways to Prepare Your Credit Card for the Holidays

6 Ways to Prepare Your Credit Card for the Holidays

The holiday season is around the corner again, and that means everyone is scurrying to buy gifts for loved ones, friends, and even colleagues at the office. And as each year goes by, the hype that comes with the holiday season grows larger and larger, which can make it a stressful experience for even the... Read More

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

Marriot reported a credit breach that involved unauthorized access to the database used for reservations at its Starwood properties on November 30, 2018. Marriott reported that the data breach may have compromised the personal information of up to 500 million people. It also reported that the database has been hacked since 2014. Starwood properties include... Read More

Financial Scams That Target the Elderly and How to Prevent Them

Financial Scams That Target the Elderly and How to Prevent Them

Financial Scams That Target the Elderly and How to Prevent Them

A 2015 study found that older adults lose more than $36 billion every year to financial scams. Unfortunately, con artists see the elderly population as an easy and vulnerable target. The American Securities Administrators Association’s President, Mike Rothman, explains that scammers take this approach because the current elderly population is one of the wealthiest we’ve... Read More

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