Credit Cards

Get the latest credit card reviews and comparisons from our Credit.com experts and discover ways to reduce, improve and grow your credit. Find a credit card that’s right for you on Credit.com. Compare 100’s of cards by rewards, fees, rates and more!

Keep Your Credit Card Issuer from Cancelling Your Card

Keep Your Credit Card Issuer from Cancelling Your Card

Keep Your Credit Card Issuer from Cancelling Your Card

Your credit card issuer is the company that issues you your credit card. Sometimes your issuer may be a bank like Chase or Capital One, a credit union, or a credit card company like Visa or Mastercard. Your credit card issuer is able to make decisions regarding your account as described in your card agreement.... Read More

Ways to Redeem Your Credit Card Reward Points

Ways to Redeem Your Credit Card Reward Points

Ways to Redeem Your Credit Card Reward Points

Having a rewards credit card comes with a lot of benefits. From being able to improve your credit score to being able to access money whenever and wherever you need it, the value of credit cards is huge. But, the most appealing benefit of a rewards credit card is earning rewards every time you shop.... Read More

Interest Rates Increase: What You Need to Know

Interest Rates Increase: What You Need to Know

Interest Rates Increase: What You Need to Know

After much speculation it finally happened and on December 19, 2018, the Federal Reserve raised the federal funds rate—the interest rate that banks and similar institutions charge to loan money to each other. That’s good and bad depending on where rates touch you and your finances. If you have a savings account and/or other investments,... Read More

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

Payments started with the barter system a long time ago. People exchanged goods or services for other goods or services. Eventually legal tender took over and money, in many forms—from tea bricks to cow to seashells—become the payment method of choice. Then virtual money came on the scene, including credit cards. And today’s credit cards,... Read More

6 Ways to Prepare Your Credit Card for the Holidays

6 Ways to Prepare Your Credit Card for the Holidays

6 Ways to Prepare Your Credit Card for the Holidays

The holiday season is around the corner again, and that means everyone is scurrying to buy gifts for loved ones, friends, and even colleagues at the office. And as each year goes by, the hype that comes with the holiday season grows larger and larger, which can make it a stressful experience for even the... Read More

Maximize Cash Back for the Holidays with these Credit Cards

Maximize Cash Back for the Holidays with these Credit Cards

Maximize Cash Back for the Holidays with these Credit Cards

The holidays are coming. This may mean lots of shopping. You might be considering how you can spend money and earn rewards for shopping. Well, you’re in luck! There are some great credit cards out there that offer cash back rewards – which means that spending for the holidays can help you earn some serious... Read More

What Should I Use My Credit Card Rewards for?

What Should I Use My Credit Card Rewards for?

What Should I Use My Credit Card Rewards for?

There are hundreds of credit card that offer rewards, enticing consumers to sign up for them. You may have racked up tons of credit card rewards and you may be wondering what to do with them. In fact, there are advantages and disadvantages to redeeming your credit card reward points for different things. This article... Read More

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

The Marriott Credit Breach and What You Need to Know

Marriot reported a credit breach that involved unauthorized access to the database used for reservations at its Starwood properties on November 30, 2018. Marriott reported that the data breach may have compromised the personal information of up to 500 million people. It also reported that the database has been hacked since 2014. Starwood properties include... Read More

American Express Gold Revamped: New Rewards to Appeal to Millennials

American Express Gold Revamped: New Rewards to Appeal to Millennials

American Express Gold Revamped: New Rewards to Appeal to Millennials

Article updated January 10, 2019 [DISCLOSURE: Cards from our partners are mentioned below.] Recently, American Express revamped the American Express Gold Card. It comes with a whole new slew of premium rewards. This beautiful credit card comes in either the traditional gold or a limited edition rose gold metal card. The new look and rewards... Read More

Does Google Have Access to Your Offline Purchases?

Does Google Have Access to Your Offline Purchases?

Does Google Have Access to Your Offline Purchases?

Over the course of the last year, some Google advertisers were granted access to a new and very effective tool for tracking the conversion rates of adverts. Instead of measuring conversion in terms of clicks, conversions were measured in terms of sales at physical stores across the country. This was made possible when the tech... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team