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Credit 101

Credit.com is here to provide you with a practical, real-world credit education. We’ll teach you credit basics: what is a credit report & score, how to shop for credit & how to understand and compare APRs. We’ll also brief you on the type of credit products available and how to evaluate which one is right for you!

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How Can I Tell If I Have a Credit Score?

Credit 101

How to Tell If You Have a Credit Score

Learn more about credit scores, how these ratings are determined and how to find out if you have a credit score. Discover tips for building your credit score.

| March 1, 2023

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Credit 101
Is a 680 Credit Score Good or Bad? What You Should Know
Many or all of the products featured here are from our partners w... Read More

October 24, 2023

Credit 101
When Was the Credit Score Invented?
Many or all of the products featured here are from our partners w... Read More

October 16, 2023

Credit 101
Can You Get an Apartment with Bad Credit?
You can get an apartment with bad credit, but it may take some st... Read More

September 12, 2023

Credit scoring is a mystery to many people, and for good reason. It’s not easy to understand the grading process or which factors matter most.

Credit 101
What to Know About Credit Utilization
Learn about credit utilization and how it impacts your credit. Fi... Read More

April 11, 2023

credit card usage

Credit 101
Does Filing a Tax Extension Hurt Your Credit?
Does filing a tax extension hurt your credit, and are there credi... Read More

March 16, 2023

Credit 101
10 New Year’s Financial Resolutions for Better Credit, Savings, and Wealth
According to Pew Research, 44% of people believe the financial im... Read More

January 25, 2022