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Tim Langevin

In Personal Finance, Identity Theft

Credit.com team member and personal finance contributor, Tim Langevin studied journalism at Columbia College, Chicago and graduated with a degree in Integrated Marketing Communications. Tim shares his unique insight on finding the best bargains and tips to help consumers stay on budget and in control. Have a question for our experts? Email them at CreditExperts@Credit.com.

Credit.com in the News 8.9.13

Personal Finance

Credit.com in the News 8.9.13

Credit.com in the News 8.9.13

This week the experts from Credit.com contributed to a wide range of news outlets on subjects including identity theft, email protection, debt collection and rebuilding credit. Check out the hits… Credit.com Chairman and Co-Founder Adam Levin was on Fox Business urging people to take caution when using hotel Wi-Fi. @GerriWillisFBN Adam spoke to the Detroit... Read More

Credit.com in the news 6/15/13

Personal Finance

Credit.com in the news 6/15/13

Credit.com in the news 6/15/13

This week the experts from Credit.com contributed to various news outlets on subjects including identity theft, smartphone security and work place privacy. Check out the hits… Credit.com chairman and co-founder, Adam Levin spoke to MainStreet about the dangers of discarding your smartphone before deleting the data from them. @Mainstr @Adam_K_Levin Adam also spoke to MarketWatch... Read More

Credit.com in the News 10/26/12

Personal Finance

Credit.com in the News 10/26/12

Credit.com in the News 10/26/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including debt collection, identity theft, fraud and credit card marketing. Check out the hits… Credit.com Chairman and Co-Founder Adam Levin had a busy week sharing his wealth of knowledge about all things credit with several news outlets. First up, he... Read More

Credit.com in the News 10/20/12

Personal Finance

Credit.com in the News 10/20/12

Credit.com in the News 10/20/12

This week the experts from Credit.com spoke to the media, offering insight on online banking, mobile device security, credit scores, credit cards and debt. Check out the hits… 5 Online Mistakes That Put You In Jeopardy Credit.com co-founder Adam Levin spoke to Jessica Doyle at WUSA9 about what constitutes safe behavior online. He offers several... Read More

Credit.com in the News 10/13/12

Personal Finance

Credit.com in the News 10/13/12

Credit.com in the News 10/13/12

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] This week the experts from Credit.com contributed to a wide range of publications. Check out the hits… The big news this week at Credit.com is the new Bluebird prepaid card. Credit.com... Read More

Credit.com in the News 10/6/12

Personal Finance

Credit.com in the News 10/6/12

Credit.com in the News 10/6/12

This week the experts from Credit.com spoke with the media about issues involving politics, credit scores, credit cards and debt. Check out the hits… Which presidential candidate has the consumer’s back? Credit.com co-founder and chairman Adam Levin gave his pick for the presidential candidate who’s better for consumers in a WTOP radio segment last week.... Read More

Credit.com in the News 9/29/12

Personal Finance

Credit.com in the News 9/29/12

Credit.com in the News 9/29/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including credit cards, identity theft, data hacking and debt. Check out the hits… The Alarming Ties Between Debt Collectors and District Attorneys Adam Levin, Credit.com’s chairman and co-founder, unravels a twisted tale in which public officials illegally lend their credibility... Read More

Credit.com in the News 9/21/12

Personal Finance

Credit.com in the News 9/21/12

Credit.com in the News 9/21/12

This week the experts from Credit.com contributed to different media outlets on subjects including identity theft,  data protection and protecting your children and business against both. Check out the hits… Credit.com Co-Founder and Chairman, Adam Levin explains to Fox Business that no company can be too safe when it comes to data protection.  He also... Read More

Credit.com in the News 9/2/12

Personal Finance

Credit.com in the News 9/2/12

Credit.com in the News 9/2/12

This week the experts from Credit.com appeared in the media to weigh in on subjects including cyber crime, identity theft, and credit cards. Check out the hits… Cybercriminals Hack Email, Steal Funds Credit.com chairman and co-founder, Adam Levin spoke to USA Today about the importance of cyber security. A recent story on online hacks found... Read More

Credit.com in the News 8/17/12

Personal Finance

Credit.com in the News 8/17/12

Credit.com in the News 8/17/12

This week the experts from Credit.com contributed to a wide range of publications on subjects including robo-signing, mortgage news, credit scores, credit cards and divorce. Check out the hits… Credit.com co-founder Adam Levin talks to ABC about the rampant problem of credit card lawsuit errors due to robo-signing. He also points out that credit card... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



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