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Natalie Issa

Content Specialist |  In

Natalie is a content specialist for Credit.com. Her experience spans working with a variety of content, including blog posts and journalistic articles, as well as film and podcasts. She’s applied her writing and editing expertise in the retail and digital industries at companies, such as Overstock.com and Deseret Digital Media, while applying her creativity to passion projects in her personal time. Natalie has her degree in English with a minor in journalism.

3 Ways to Build Credit if You Can’t Get a Credit Card

Credit 101

3 Ways to Build Credit if You Can’t Get a Credit Card

3 Ways to Build Credit if You Can’t Get a Credit Card

Credit cards, interest rates, loans, even where you live—these all depend on your credit score. If you have a good credit score, you’re more likely to get better financial offers. But if you have a low or nonexistent score, the chances of getting prime financial offers are pretty slim. If you have low or nonexistent... Read More

What is an International Credit Card?

Credit Cards

What is an International Credit Card?

What is an International Credit Card?

When you have an international credit card, you can use it both in your home country and abroad. It’s not uncommon to come across businesses abroad that only accept native currency. That’s when an international credit card comes in handy. If you want to avoid the hassles of carrying cash or traveler’s checks everywhere you... Read More

How Does Google Wallet Work and Is It Safe?

Personal Finance

How Does Google Wallet Work and Is It Safe?

How Does Google Wallet Work and Is It Safe?

Mobile payments—rather than a credit card, or check—are becoming more and more popular and more and more common. In fact, globally, mobile payments are expected to be almost $50 billion by 2021. Being able to use your smartphone or smartwatch to make payments makes a lot of sense. We carry them almost everywhere and adding more credit... Read More

CFPB Proposes Changes to Payday Loan Regulations

Personal Finance

CFPB Proposes Changes to Payday Loan Regulations

CFPB Proposes Changes to Payday Loan Regulations

The Consumer Financial Protection Bureau, or CFPB was created to ensure consumers receive fair treatment from financial companies, such as banks, credit card issuers and lenders. It implements and enforces federal consumer finance laws. But one law it hasn’t yet enacted is an Obama-era payday loan regulation aimed to protect consumers from debt accrued with... Read More

Does Opening a CD Affect My Credit Rating?

Credit Score

Does Opening a CD Affect My Credit Rating?

Does Opening a CD Affect My Credit Rating?

You take your money and your credit rating seriously. You probably know a thing or two about credit and how it works too. You may think that the savings of your finances—like your savings account, your certificate of deposit (CD) and your other assets—doesn’t affect your credit. For the most part, you’re right. But, does opening a... Read More

How Much Money to Save for an Emergency

Personal Finance

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults had no emergency savings whatsoever. Only 29% had the recommended six months of savings tucked away. This all begs the question, “How much emergency fund do you need?” Experts agree that you should have at least enough saved to cover six to... Read More

Fair Credit? You Have Credit Card Options

Credit Cards

Fair Credit? You Have Credit Card Options

Credit scores. Most of us have them—more than one—and many of us hate them. If you’re like a lot of Americans, your credit score is in the fair zone—from 580 to 699, depending on which scoring model is used, FICO or VantageScore. And that fair credit score can be, well, unfair. It places you the... Read More

How to Start Building Credit Once You Turn 18

Credit Cards

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. Building good credit takes time,... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team