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Gerri Detweiler

Contributor |  In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

4 Medical Bill Myths and What to Do About Them

Managing Debt

4 Medical Bill Myths and What to Do About Them

4 Medical Bill Myths and What to Do About Them

Article Updated June 21, 2018 by Elisa Ortiz If you think you’re immune to damage from a collection account on your credit report because you pay your bills on time, think again. Medical bills that you don’t know about could be hurting your credit, and the odds are not in your favor. If you want... Read More

The Secret to Improving Your Credit Score in 6 Months

Credit Score

The Secret to Improving Your Credit Score in 6 Months

The Secret to Improving Your Credit Score in 6 Months

Article Updated June 12, 2018 by Mia Taylor Many financial experts like to say there’s no guarantee you can significantly change a credit score in a mere six months. However, those same experts have an entire arsenal of actionable tips designed to help you make significant progress (which we’ve shared below) if your mission is... Read More

How to Deal With An Unexpected Medical Bill

Managing Debt

How to Deal With An Unexpected Medical Bill

How to Deal With An Unexpected Medical Bill

Article Updated June 6, 2018 Mia Taylor In a perfect world, unexpected medical bills would be paid for from a rainy day savings account, money you’ve specifically set aside for life’s many unplanned expenses. Unfortunately, however, not everyone has such an account. And those who do, may not necessarily have enough cash accumulated to cover... Read More

4 Things You Must Do Before You Lease a Car

Auto Loans

4 Things You Must Do Before You Lease a Car

4 Things You Must Do Before You Lease a Car

Article Updated May 31, 2018 by Brian Acton Getting a new car is a big decision, and you should choose your next vehicle carefully. But if you think finding the right car is difficult, deciding whether to lease or buy can be even more overwhelming. While leasing isn’t for everyone, it does offer a few... Read More

When Can I Get a Bankruptcy Off My Credit Report?

Credit Score

When Can I Get a Bankruptcy Off My Credit Report?

When Can I Get a Bankruptcy Off My Credit Report?

Article updated by Mia Taylor May 21, 2018 Filing for bankruptcy in order to deal with overwhelming debts can be a frightening and confusing prospect. But if you’re among those who have opted to use this approach in order to turn a troublesome financial picture around, you’re probably wondering what the next step should be.... Read More

9 Ways to Build Credit Without a Credit Card

Credit Score

9 Ways to Build Credit Without a Credit Card

9 Ways to Build Credit Without a Credit Card

UPDATE: Article Updated by Brian Acton 3/9/18 Credit cards are one of the best tools around for building credit. They’re easy to use, offer flexibility and (sometimes) rewards, and they directly affect many aspects of your credit score. But you may want to build credit without the help of a credit card. Maybe you have... Read More

The Crazy World of Engagement Ring Financing

Managing Debt

The Crazy World of Engagement Ring Financing

The Crazy World of Engagement Ring Financing

Ah, to be young and in love. When you find that perfect match and gather the courage to pop the question, it feels like you’ve got the world on a string. Then you go shopping for an engagement ring and discover the true price of love. These days, you can expect to fork over more... Read More

7 Steps to Help You Get Out of Your Rental Lease

Uncategorized

7 Steps to Help You Get Out of Your Rental Lease

7 Steps to Help You Get Out of Your Rental Lease

Whether you’re renting an apartment, house, or duplex, your home ought to feel like a safe place—one that’s comfortable and secure. But what happens if something alters that safe space? Can you break your lease? And what happens if you do—is your credit doomed? To help you navigate these troubling waters, we’ll cover common reasons... Read More

Can I Get a Car Loan If I Have No Credit?

Auto Loans

Can I Get a Car Loan If I Have No Credit?

Can I Get a Car Loan If I Have No Credit?

Yes, lenders have auto loans for people with no credit, but getting one is not guaranteed. It will depend on the lender’s flexibility, the down payment you can afford, and the kind of car you want to buy. It may even depend on how you ask. Phil Reed, senior consumer advice editor for the consumer... Read More

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