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Gerri Detweiler

Contributor |  In Personal Finance, Managing Debt

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

How Often Does Your Credit Report Change?

Credit Reports

How Often Does Your Credit Report Change?

How Often Does Your Credit Report Change?

Article originally published August 29th, 2012. Updated October 29th, 2018.  The emails usually come in the form of a slightly panicked plea, often from individuals who have just used Credit.com’s Free Credit Report Card for the first time. They’ve seen something that they either didn’t expect or think is wrong, or they think their credit scores should... Read More

How Late Can I Pay a Bill Before It Hurts My Credit?

Credit 101

How Late Can I Pay a Bill Before It Hurts My Credit?

How Late Can I Pay a Bill Before It Hurts My Credit?

It’s always frustrating to come across a bill and realize it was due yesterday… or last week. If you’re late on a payment or if you miss it completely, you could end up paying late fees and negatively impacting your credit score. It can be especially difficult if you want to apply for a loan... Read More

Buying a Car From the Dealership? Here’s What to Bring With You

Auto Loans

Buying a Car From the Dealership? Here’s What to Bring With You

Buying a Car From the Dealership? Here’s What to Bring With You

You’ve done your research, checked your credit reports to make sure they’re accurate, and you’re ready to get serious about buying a car. You feel more than ready to sign on the dotted line and drive home in your new ride. It could happen. Or, you could drive home in your old vehicle, kicking yourself... Read More

Trapped in Payday Loan Debt? Here’s How You Can Escape.

Managing Debt

Trapped in Payday Loan Debt? Here’s How You Can Escape.

Trapped in Payday Loan Debt? Here’s How You Can Escape.

Nobody likes being in debt, but it’s even worse when it seems like there’s no way out. Twelve million Americans turn to payday loans every year, spending $9 billion on loan fees, according to a recent report by the Pew Charitable Trusts, because few of these loans are paid off by their due date. In fact, the Consumer Financial Protection... Read More

Debt Relief: How Will It Affect Your Credit?

Credit 101

Debt Relief: How Will It Affect Your Credit?

Debt Relief: How Will It Affect Your Credit?

Article Updated August 2, 2018. Many people ask, what’s the best way to get out of debt? Then they may often think, but I have good credit, and I really don’t want to hurt it. There are many ways to lighten your debt load, and not all of them will have a major negative effect... Read More

Who Do I Call If I Lost My Social Security Card?

Identity Theft

Who Do I Call If I Lost My Social Security Card?

Who Do I Call If I Lost My Social Security Card?

Article Update July 24, 2018. If you lose your Social Security card, you’ll have to order a replacement card from the Social Security Administration (SSA). But unfortunately, a simple phone call will not do the trick. Instead, you will have to apply online using a my Social Security account or supply verification to a Social Security office in... Read More

Landlords and Credit Checks: What You Should Know

Credit 101

Landlords and Credit Checks: What You Should Know

Landlords and Credit Checks: What You Should Know

Article Updated July 20, 2018 You’ve found the perfect place to rent, and now the property manager tells you all you need to do is fill out an application, so she can run a credit check—gulp. Whether you’ve got great credit, bad credit, or no credit, credit checks probably make you a little uneasy. What... Read More

How to Consolidate Your Debt

Managing Debt

How to Consolidate Your Debt

How to Consolidate Your Debt

Article Updated July 16, 2018. Are you trying to figure out how to consolidate your debt? One of our readers, Ricky, wrote on the Credit.com blog that he is “trying to consolidate bills since divorce to get back on track.” Another reader, Norma, wrote: “I have too much credit card debt with high interest. I... Read More

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