David Lord Gravatar

David Lord

VP, Partnerships and Operations |  In Mortgages

David completed his undergraduate work in Finance at Indiana University, and holds an MBA from Wake Forest University. David has spent his career building successful teams in the telecommunications industry, working for industry leaders DISH Network and DIRECTV before joining Credit.com.

Top 5 Reasons to Use Chase Pay

Personal Finance

Top 5 Reasons to Use Chase Pay

Top 5 Reasons to Use Chase Pay

It is no secret that these days, the finance industry is visibly different from what it was a mere ten years ago. From innovations in payments to innovations in how you relate with your bank to changes in how your bank relates with you, financial institutions are defying the restrictions that once defined them for... Read More

Is the Mortgage Market Reaching a Tech Tipping Point?

Mortgages

Is the Mortgage Market Reaching a Tech Tipping Point?

Is the Mortgage Market Reaching a Tech Tipping Point?

In 2008, the worst financial crisis since the Great Depression hit the world with shocking and reverberating consequences. People lost their homes, their hard earned savings, and many were left with nothing to their names. Though it probably feels like that was yesterday to many of us, that was almost exactly ten years ago. The... Read More

Why Did My Credit Score Drop?

Credit Score

Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

An airline credit card with an insane rewards program was released recently and you just have to have it. Or, the apartment of your dreams just popped up on Padmapper and you need your name on the callbox, like, yesterday. So –– naturally –– you use one of your free annual credit checks through Experian,... Read More

4 Reasons Adjustable Rate Mortgages are on the Rise

Mortgages

4 Reasons Adjustable Rate Mortgages are on the Rise

4 Reasons Adjustable Rate Mortgages are on the Rise

When it comes time to take out a mortgage on a property, there are many different types of loans available. From government-backed VA and FHA loans, to conventional fixed-rate 15-, 20-, or 30-year loans, there are lots of options to consider. One avenue you may not have considered — and may have even been warned against... Read More

Budgeting for Your First Summer After Graduation

Personal Finance

Budgeting for Your First Summer After Graduation

Budgeting for Your First Summer After Graduation

Without the college experience you once took for granted — dorms, prepaid meals, parental bailouts, etc. — recent graduates are left to brave the tightrope of financial responsibility without a safety net. Post-grad life is as liberating as it is marked by destitution. For one, shortly after commencement, the burden of loan payments, bills, and... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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