David Lord Gravatar

David Lord

VP, Partnerships and Operations |  In Mortgages

David completed his undergraduate work in Finance at Indiana University, and holds an MBA from Wake Forest University. David has spent his career building successful teams in the telecommunications industry, working for industry leaders DISH Network and DIRECTV before joining Credit.com.

October 15 Tax Filing Deadline

Taxes

October 15 Tax Filing Deadline

October 15 Tax Filing Deadline

The annual deadline to file your federal income tax return is typically April 15. If you miss this deadline, there can be consequences, but the type of penalty depends on several circumstances, including: Did you request a tax extension? Do you qualify for a refund? Do you owe taxes? Here’s everything you need to know... Read More

How to Prepare for a Recession

Personal Finance

How to Prepare for a Recession

How to Prepare for a Recession

No one can really predict when the next recession will hit, but data shows that the US experiences recession, on average, every three years. Since the Great Recession ended ten years ago in 2009, some experts suggest we are overdue for another recession. While a natural part of the economy, recession is a scary and... Read More

How Getting an Online Mortgage Can Save Money

Mortgages

How Getting an Online Mortgage Can Save Money

How Getting an Online Mortgage Can Save Money

If you’re like most people, housing costs are your biggest expense. CBS News reported that U.S. rental prices hit a record high in 2018 at an average of $1,405 a month. On the flip side, Lending Tree reported that the average monthly mortgage cost was $1,029 in 2016. Rent tends to rise with each move... Read More

What to Look for in Loan Companies

Personal Loans

What to Look for in Loan Companies

What to Look for in Loan Companies

Sometimes you’re in a tight spot and need to borrow money. Personal loans are a great way to borrow money when you need it. But when it comes to finding a loan company, how do you know who to trust? Credit.com is going to help you know what to look for in a loan company.... Read More

What You Need to Know About Filing Taxes Jointly

Taxes

What You Need to Know About Filing Taxes Jointly

What You Need to Know About Filing Taxes Jointly

As a married couple, you and your spouse have the option of filing taxes jointly or separately. The IRS does encourage you to file your income tax returns jointly by providing a host of resources and incentives to do so. There are a lot of advantages to filing taxes jointly. However, there are also some... Read More

How Do I Redeem Credit Card Rewards?

Credit Cards

How Do I Redeem Credit Card Rewards?

How Do I Redeem Credit Card Rewards?

From getting free gift cards to getting free trips, you can redeem credit cards to save money. The trick to redeeming rewards for what you like is to know which credit card account offers you the best kinds of rewards for where you spend the most money. If you travel a lot, you might want... Read More

My Mortgage Was Denied – Now What?

Mortgages

My Mortgage Was Denied – Now What?

My Mortgage Was Denied – Now What?

According to data from the Federal Bureau of Consumer Financial Protection, about one out of every nine loan applications to buy a new house (10.8%) and more than one in every four loan applications to refinance a home were denied in 2018. There are lots of reasons someone may be denied for a mortgage. It’s... Read More

A Look Back at 2018 Data Breaches

Identity Theft

A Look Back at 2018 Data Breaches

A Look Back at 2018 Data Breaches

While recent data breaches may not have cost you any money, the same can’t be said about the companies that were breached. It’s estimated that data breaches cost companies an average of $3.5 million. If you look at data breaches case by case, you’ll see they can cost individual companies a lot more in terms... Read More

What is Umbrella Insurance?

Personal Finance

What is Umbrella Insurance?

What is Umbrella Insurance?

An umbrella insurance policy is defined as an additional level of liability insurance coverage that exceeds the limit of the insured’s house, car or watercraft. Umbrella insurance adds an extra layer of security to people who find themselves at risk of being sued for damages caused to others in an accident or damages done to... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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