Home > Credit Cards > Credit One Bank® Spotlight: Credit Cards to Meet Your Financial Goals

Comments 0 Comments

Have you been searching for the perfect credit card that lets you work on your credit while reaping rewards at the same time? Whatever your credit goals are, Credit One Bank® has the credit card for you.

Things to Look for in a Credit Card

When it comes to choosing a credit card, people generally do quite a bit of research before filling out an application. Each card offers distinct benefits and features, as well as requirements for applying for the card that entail careful consideration. However, there are certain features that people appreciate in a credit card, including the following:

  • A rewards program including cash back rewards.
  • An easy payment system.
  • Protection against fraud.
  • Low—or no—annual fee.

These are typically what people search for, but there are other things to consider, such as additional fees, APR and a mobile app. If you’re trying to rebuild your credit, you need a credit card that suits your needs. Credit One has you covered.

About Credit One Bank

There’s a lot to consider when you’re looking for a credit card. Getting a credit card with great rewards and good customer benefits is a plus. Finding a card with credit building features and cash back rewards is a must. But it’s just as important to find a credit card company that can help you build a solid and secure financial future.

Credit One is vested in your financial future. That’s why the company offers tools to help you accomplish financial goals you set for yourself. The cards Credit One offers through Credit.com are compared below to help you make an informed decision about which one is right for you.

Please review these descriptions carefully before making any decision or applying for a credit card.

Blanket Benefits of Credit One Cards 

Each credit card from Credit One has specific features and advantages, but all the cards share some benefits. Some of the features Credit One Bank credit cards offers include:

  • Cash back rewards of 1% on eligible purchases.
  • Ongoing APR of 24% to 26.24%.
  • Account alerts for payments and purchases.
  • Fraud protection against lost cards and unauthorized purchases.
  • A mobile app for easier banking.
  • A variety of card designs and payment dates on select cards.
  • Free credit score checks and reviews.

These features of Credit One credit cards may make one of the three cards below ideal for you and your situation. Before you apply for any credit card, be sure you know your credit score. If you’re not sure where your credit stands and need to know before you look at credit cards, consider checking your free Experian credit score on Credit.com.

1. Credit One Bank Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Apply Now
on Credit One Bank's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
20.24% - 26.24% Variable

Balance Transfer:
N/A*

Annual Fee:
$0 - $99

Credit Needed:
Fair-Poor-Bad
Snapshot of Card Features
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Accounts are automatically reviewed for credit line increase opportunities
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability

Card Details +

If you’re looking to efficiently repair your credit score, this is the card for you. The Credit One Platinum Visa card offers a range of features that are easy to use, while helping to rebuild credit. This includes reporting to all three major credit bureaus each month to help you rebuild credit.

The Credit One Platinum Visa card comes with other great benefits, such as one percent cash back on eligible items, customizable email or text alerts and much more. With credit-improving features, this card helps you actively work towards building your score.

People often think that only those with good credit can receive credit cards. However, even if your credit is poor, bad or fair, this card can help you rebuild and fix your credit. Apply for Credit One Platinum Visa® card today and start getting your credit back on track.

2. Credit One Bank Platinum Visa® with Cash Back Rewards

Credit One Bank® Platinum Visa® with Cash Back Rewards

Apply Now
on Credit One Bank's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
20.24% - 26.24% Variable

Balance Transfer:
N/A*

Annual Fee:
$0 - $99

Credit Needed:
Fair-Poor-Bad
Snapshot of Card Features
  • Seeing if you Pre-Qualify is fast, easy, and secure
  • Get 1% cash back rewards on eligible purchase, terms apply
  • Rewards post automatically to your account each month
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®

Card Details +

If you’re looking for cash rewards and an unsecured credit card, then this is the card for you. An unsecured credit card is ideal for those with bad credit. Simply make a security deposit and the credit card is yours. The Credit One Bank Platinum Visa can make purchases in the United States and abroad thanks to the benefits of VISA. While the reach of this card is impressive, the main feature is the cash back rewards.

With this card you can rack up cash-back rewards on your purchases—whether you’re making car payments or paying for movie tickets. You can earn a credit limit increase with automatic account reviews if you use your credit card responsibly and pay your bill on time.

If this unsecured credit card is right for you, apply today for your new Credit One BankPlatinum Visa® for cash back rewards and enjoy all the benefits this card has to offer.

3. Official NASCAR® Credit Card from Credit One Bank

Official NASCAR® Credit Card from Credit One Bank®

Apply Now
on Credit One Bank's secure website
Card Details
Intro Apr:
N/A

Ongoing Apr:
20.24% - 26.24% Variable

Balance Transfer:
N/A*

Annual Fee:
$0 - $99

Credit Needed:
Poor-Bad
Snapshot of Card Features
  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts

Card Details +

For the vehicle and car-racing enthusiast, Credit One has the perfect credit card for you. The NASCAR® Visa® credit card has all the amazing benefits of the two cards listed above with added bonuses that make this card even better.

Besides the benefits that come with these cards, you also get access to NASCAR partners’ exclusive discounts and offers. And when you shop at NASCAR.com Superstore with this card, you can earn double cash back on purchases. That means you can get double the rewards.

If this feels like the best option for you, apply for the official NASCAR® Visa® Credit One credit card and show off your love of cars.

Choose the Card That’s Right for You 

If you’re ready to build your credit score while receiving great benefits, any of the three cards could work for you. Make sure to carefully identify your financial needs before choosing the best Credit One credit card for you.

Your New Credit Card Is Waiting

Building credit is important, but it’s equally important to understand your credit score so you can choose a credit card that’s right for you. Sign up for a free Credit.com account to view and track your credit score and know where you stand. When you get a Credit.com account, you get access to where you stand in each of the five key factors that go into your credit score along with tips to improve where you stand in each.

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

Please note that our comments are moderated, so it may take a little time before you see them on the page. Thanks for your patience.

Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team