[DISCLOSURE: Cards from our partners are mentioned below.]
You probably love traveling. If you travel frequently, then you might consider signing up for a credit card that offers airline miles or other forms of travel credit. These cards give you points for every dollar you spend, and these points can then be redeemed for flights, baggage fees, and other costs associated with traveling.
The advantage with an airline credit card is that the airline card offers much more value during redemption and more perks, but some travel credit cards do have less flexibility. The following list will cover some of the credit cards that offer the most airline miles.
Wells Fargo Propel American Express® Card
- Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
- Earn 3X points for eating out and ordering in
- Earn 3X points for gas stations, rideshares and transit
- Earn 3X points for travel including flights, hotels, homestays and car rentals
- Earn 1X points on other purchases
- $0 annual fee
- 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 14.74%-27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
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The rewards that the Wells Fargo American Express Card offers for travel are very generous. Cardholders earn 3X the points for travel, including flights. Not only that, but it offers 3X the points for lots of other categories like gas stations, transit, ride shares, hotel stays, homestays, and car rentals. This basically rewards you for all travel expenses you incur. An added bonus is that streaming services like Netflix and Hulu earn you 3X the points as well, making this a really flexible credit card. You earn 1X the points on all other purchases.
Wells Fargo is also offering 30,000 bonus points to new cardholders who spend $3,000 in purchases within the first three months. That’s worth $300 in cash redemption! Although this isn’t a travel credit card, it offers more rewards on travel than other credit cards that don’t have an annual fee. You can always use your cash back to help you pay for your next trip.
The Capital One Venture card earns you 2X miles per dollar spent on every purchase. Plus, you can earn 10X the miles when you book hotels through hotels.com. This is another flexible travel card that awards you lots of airline miles. The nice thing too is that you don’t have to stick with one particular airline – you can redeem your miles on any flight and there aren’t any blackout dates.
New cardholders can earn a one-time bonus of 50,000 miles when they spend $3,000 within the first three months of the account opening. That’s equal to $500 in travel! You can also receive up to $100 application fee credit for Global Entry or TSA pre-check. Miles never expire and there’s no limit on how many you can earn.
Discover it® Miles
- INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
- Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
- No Blackout Dates - fly any airline, stay at any hotel.
- Redeem your Miles as a statement credit towards travel purchases.
- Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
- Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
- No Annual Fee.
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The Discover it Miles is another flexible travel rewards credit card. Cardholders earn 1.5 times the miles on all purchases. Miles can be redeemed for any airline and there are no blackout dates. Discover also has an intro offer – they will double the number of miles you earn at the end of your first year. This means that if you earn 30,000 miles in your first year, then Discover will double it to 60,000. Not bad for a card without an annual fee.
Chase Sapphire Preferred® Card
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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The Chase Sapphire Preferred does not give airline miles. However, it has an excellent travel redemption program that most people use for flights or hotel stays. It’s more flexible than a typical airline credit card because you can transfer the points to another rewards program at a one to one ratio or use the Chase Ultimate Rewards portal.
Cardholders receive 50,000 points when they spend $4,000 within the first three months. These points are worth about $625 in value when you redeem through Chase Ultimate Rewards. You earn two points for every dollar spent on traveling and at restaurants. Chase count taxis, hotels, and flights as travel expenses. Cardholders earn one point for every dollar spent on everything else.
All in all, the above four cards all offer a decent amount of airline miles. However, finding the credit card that offers the most airline miles for you will depend on your spending and traveling habits.
Make sure to fully understand what gives you the most miles before signing up for a credit card. You’ll want to determine your spending habits and pick a card based on what will earn you the most rewards. Remember too that to qualify for credit cards that offer great rewards, you’ll need to have good or excellent credit. Check your credit score for free today at Credit.com.
At publishing time, the Wells Fargo Propel American Express Card, Capital One Venture, Discover it Miles, and Chase Sapphire Preferred Card are offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s).