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We’re sure you know this by now, but Credit.com is known for providing users with two of their free credit scores, updated every 14 days. This also includes your Credit Report Card, which is a summary of your credit report. Aside from that, Credit.com offers so much more such as credit cards, different types of loans, car insurance, and savings and money market accounts. Our goal is to help consumers find all the financial products they need to achieve their goals, whether it’s building credit, buying a home, or saving for a more secure financial future.

Credit Cards

Credit.com offers a variety of credit cards for all types of credit needs. We have secured cards for people who need to build or re-build their credit. There are student credit cards for college students who are just beginning to build a credit history while in school. There are credit cards for military service members that give them special rewards and interest rates. We even have business credit cards for entrepreneurs looking to get their businesses off the ground.

Not only that, but there are rewards cards that offer cash back, miles, and hotel rewards. There are credit cards that offer low interest and cards that can be used for balance transfers. Whatever your needs are, we have a credit card that’s right for you!


Are you trying to buy a car or a house? Trying to consolidate credit card debt? Or maybe, you’re trying to refinance a loan you already have for a lower interest rate. We also have student loans to help get you through college. We offer competitive loans for all credit types through many different lenders to ensure that you get the best interest rate possible. Shop around today to see what kinds of interest rates you can get.

Car Insurance

Did you know that your credit score can impact your auto insurance rates? Credit.com wants to help you shop for the best rates possible. We have offers that range from inexpensive coverage to mile-to-mile coverage, to more comprehensive coverage. Shop around today to see if you can save on your auto insurance.

Savings and Money Market Accounts

In an effort to continue helping users, Credit.com has just added offers for online savings and money market accounts. Did you know that these online accounts offer higher interest rates than your typical brick-and-mortar bank or credit union? These online accounts can help you save more quickly for your dream vacation or beef up your emergency fund. You can look around for an account that offers you the best interest rates on your savings.

Why You Should Join Credit.com Today

With all the financial products that credit.com offers, it makes sense to join today. You’ll get two free credit scores that are updated every two weeks along with a credit report summary breaking down all the factors that impact your credit score. On top of that, you can apply for credit cards, loans, car insurance, and open up a savings account.

Comments on articles and responses to those comments are not provided or commissioned by a bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by a bank advertiser. It is not a bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team