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[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]

There are so many ways to find great deals today. Deal websites will do the legwork for you, delivering deep discounts on a range of products right to your inbox. But old-school bargain hunters know the thrill of finding a great deal yourself isn’t easily replicated.

Certain credit cards can help sweeten a deal or even guide savvy sales seekers in the right direction. Here are five.

1. Discover it Cash Back 

Discover it® Cash Back

Apply Now
on Discover's secure website
Card Details
Intro Apr:
0% for 14 months on purchases

Ongoing Apr:
13.74% - 24.74% Variable on purchases & balance transfers

Balance Transfer:
Intro: 0% for 14 months

Annual Fee:

Credit Needed:
Snapshot of Card Features
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Card Details +

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: Discover will match all cash back earned in the first year
Annual Fee: None
Annual Percentage Rate (APR): Intro 0% APR for 14 months, then variable 13.74% - 24.74% Variable on purchases & balance transfers
Why We Picked It: Quarterly rotating purchase categories will continuously give you new types of deals to hunt down.
Benefits: The card earns 5% on purchase categories like gas stations, dining and wholesale clubs that change every quarter. The categories for the last quarter of 2017 are for Target and Amazon.com. All other purchases earn 1% cash back. Plus, Discover will match your cash back the first year, so the bargains you find will be even more valuable. Price protection guarantees the lowest price, with Discover reimbursing you if you find a lower price on a purchase within 90 days.
Drawbacks: You have no control over which categories earn 5% cash back.

2. Chase Freedom

Chase Freedom®

Apply Now
on Chase's secure website
Card Details
Intro Apr:
0% for 15 months on purchases

Ongoing Apr:
16.74% - 25.49% Variable

Balance Transfer:
Intro: 0% for 15 months

Annual Fee:

Credit Needed:
Snapshot of Card Features
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Card Details +

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: $150 bonus cash back when you spend $500 in the first three months
Annual Fee: None
APR: 0% for 15 months on purchases then 16.74% - 25.49% Variable
Why We Picked It: Cardholders can earn 5% cash back on rotating purchase categories, offering an extra incentive for hunting down certain deals.
Benefits: Quarterly rotating purchase types like gas, groceries and drug store purchases earn 5% cash back. All other purchases earn 1% cash back. Chase will refund you the difference if you find a purchase listed for a cheaper price within 90 days.
Drawbacks: If you’re not interested in the 5% cash back category for a quarter, you’ll have to wait it out.

3. PayPal Extras MasterCard

Rewards: Three points for every dollar spent on gas and dining, two points for every dollar spent with eBay and PayPal, one point for every dollar spent on everything else
Signup Bonus: None
Annual Fee: None
APR: Variable 20.74% or 24.74%
Why We Picked It: Those that love the thrill of the auction can earn points as they hunt for eBay bargains.
Benefits: Dining and gas purchases earn three points per dollar, eBay and PayPal purchases earn two points per dollar and every other purchase earns one point per dollar. Points can be redeemed for gift cards, cash back in your PayPal account and more.
Drawbacks: The APR is high right off the bat.

4. Amazon Prime Rewards Visa Signature Card

Rewards: 5% back on Amazon purchases with a Prime member (3% without Prime), 2% back at restaurants, gas stations and drugstores, 1% back on everything else
Signup Bonus: $70 Amazon gift card upon approval
Annual Fee: None
APR: Variable 14.99% to 22.99%
Why We Picked It: Amazon is the definitive online retailer, and Amazon bargain hunters will get extra 5% cash back with a Prime membership.
Benefits: The percentages you earn back on purchases can be redeemed for Amazon orders, cash back and more. With 5% back at Amazon, 2% back at restaurants, gas stations and drugstores and 1% back on everything else, you’ll be saving on a wide range of purchase types. For the frequent online shopper, this card could be valuable.
Drawbacks: You’ll have to pay for a Prime membership to get the most value out of this card.

5. Blue Cash Preferred Card From American Express

Blue Cash Preferred® Card from American Express

Apply Now
on American Express's secure website
Card Details
Intro Apr:
0% for 12 months on purchases

Ongoing Apr:
14.74%-25.74% Variable

Balance Transfer:
14.74%-25.74% Variable

Annual Fee:

Credit Needed:
Snapshot of Card Features
  • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
  • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • $95 annual fee.
  • Terms Apply.

Card Details +

Rewards: 6% cash back on up to $6,000 in spending at supermarkets, 3% cash back at gas stations and select department stores, 1% cash back on everything else
Welcome Offer: $200 bonus cash back when you spend $1,000 in the first three months
Annual Fee: $95
APR: 0% intro APR for 12 months, then variable 13.99% to 24.99%
Why We Picked It: If you scour the supermarket aisles for sales and scan gas station signs for the lowest price, this card is for you.
Benefits: With 6% cash back at supermarkets, 3% cash back at gas stations and certain department stores and 1% cash back on everything else, you’ll always have a way to supercharge a bargain.
Drawbacks: There’s a $95 annual fee.

How to Choose a Card for Bargain Hunting

To choose a card that helps you find and extend bargains, examine the types of deals on which you’re most focused.

If an incentive will motivate you to find a bargain on any purchase type, you might be better off with rotating purchase categories. If you frequently hunt down bargains of the same variety, like gas or online purchases, try to find a card that rewards those purchase types most.

A credit card that provides bargains on purchases you don’t make won’t do you any good. Choose the card that rewards the deals you love to find.

What Is Required to Get a Card for Bargains?

Cards that bestow rewards upon deal lovers may require good to excellent credit. As a savvy shopper, you should know where your credit stands before you apply. A hard inquiry from a credit card application can cause your credit score to dip a few points. If you aren’t sure about your credit, you can check two of your credit scores for free at Credit.com.

Image: DragonImages

At publishing time, the Discover it, Chase Freedom and Blue Cash Preferred Card from American Express credit cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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