The Fastest Way to Save for a House

Mortgages

The Fastest Way to Save for a House

The Fastest Way to Save for a House

Once you’ve decided it’s time to buy your own home, saving for that 20% down payment is step one toward doing it. Instead of waiting years, here are six ways to help you save up for that down payment in a matter of months. 1. Explore the Market If you are saving money to buy... Read More

6 Hacks for Using the Citi ThankYou Points Program

Credit Cards

6 Hacks for Using the Citi ThankYou Points Program

6 Hacks for Using the Citi ThankYou Points Program

If you surveyed a group of people about credit cards, it’s likely they would say pretty much the same thing: Their favorite cards are part of a transferable points program. That’s because these cards tend to have the most flexibility when it comes to redeeming rewards. One of these programs is Citi ThankYou. (Full Disclosure:... Read More

This Common Mistake Can Kill Your Mortgage

Mortgages

This Common Mistake Can Kill Your Mortgage

This Common Mistake Can Kill Your Mortgage

In order to qualify for a mortgage, you need to show your lender that you have a down payment and access to funds for closing. This money needs to come from documentable sources prior to moving it from your bank account to your escrow account. Unfortunately, a lot of people don’t do this, which can... Read More

Buying a House? You May Want to Avoid the 30% Rule

Mortgages

Buying a House? You May Want to Avoid the 30% Rule

Buying a House? You May Want to Avoid the 30% Rule

Ask someone the question, “How much should I spend on a house?” and there’s a good chance that they will respond with the 30% rule. The 30% rule, which says not to spend more than 30% of your income on housing, is a good place to start, but it’s not always the best gauge of... Read More

Americans Are Dying With an Average of $62K of Debt

Managing Debt

Americans Are Dying With an Average of $62K of Debt

Americans Are Dying With an Average of $62K of Debt

You’re probably going to die with some debt to your name. Most people do. In fact, 73% of consumers had outstanding debt when they were reported as dead, according to December 2016 data provided to Credit.com by credit bureau Experian. Those consumers carried an average total balance of $61,554, including mortgage debt. Without home loans,... Read More

10 Tips for Doing Whole30 on a Budget

Personal Finance

10 Tips for Doing Whole30 on a Budget

10 Tips for Doing Whole30 on a Budget

If you’re just now starting on your New Year’s resolution to get healthy, you might find yourself considering the Whole30 program. The latest diet craze, which is meant to be a sort of physical reset button, requires you to cut out grains, sugars, alcohol, processed foods, legumes and dairy for a full 30 days. So... Read More

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Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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- The Credit.com Editorial Team