What to Do If You’re the Victim of Student Loan Identity Theft

Student Loans

What to Do If You’re the Victim of Student Loan Identity Theft

What to Do If You’re the Victim of Student Loan Identity Theft

Identity theft is a real problem with long-lasting consequences. Over 15.4 million people were victims of identity theft in 2016, up 16 percent from the previous year, according to a Javelin Strategy & Research study. Identity theft can take many forms. Criminals can open up credit cards in your name, apply for car loans, and... Read More

The Grandparents Scam: How It Works

Identity Theft

The Grandparents Scam: How It Works

The Grandparents Scam: How It Works

A few months ago, a relative of mine in Sacramento received a call from his granddaughter. She was calling from a jail in Florida after having crashed her car, broken her nose, and getting arrested. She was sobbing, and pleaded with him to not tell her parents or anyone else, and to send money along... Read More

Medical Debt and Health Insurance

Personal Finance

Medical Debt and Health Insurance

Medical Debt and Health Insurance

One of the most common questions we get asked is, “my health insurance was supposed to cover a procedure, but it didn’t. Now I’m in collections. Is this legal?” The short answer: yes, it is legal, though you may be able to fight back. The long answer, however, requires a bit of context about how... Read More

15 Reasons to Plan for Retirement in Your 20s

Personal Finance

15 Reasons to Plan for Retirement in Your 20s

15 Reasons to Plan for Retirement in Your 20s

If you’re in your 20s, fresh out of school, and just starting your career, retirement is probably the furthest thing from your mind. That’s understandable. You have at least 40 years until you can actually retire, and that may change as medical advancements continue to help people live increasingly longer lives. Seniors are now healthier... Read More

10 Credit Options to Help Manage Health Care Costs

Personal Finance

10 Credit Options to Help Manage Health Care Costs

10 Credit Options to Help Manage Health Care Costs

With the rising cost of healthcare and medical procedures, most Americans are painfully aware of how quickly medical bills can mount. Whether you’re in need of costly medical tests or procedures, or you’re looking into an elective procedure, the financial impact can be enough to deter you from taking care of your medical needs. The... Read More

15 Ways for Millennials to Buy a House

Mortgages

15 Ways for Millennials to Buy a House

15 Ways for Millennials to Buy a House

Not long ago, some poor soul suggested (and probably instantly regretted) the reason millennials can’t afford to buy homes is because they spend too much money on avocado toast. While the digital outcry from millennials was instantly indignant, that indigence may have been justified. Home ownership is difficult to achieve if you belong to the... Read More

Are You Helping an ID Thief Get a Credit Card?

Identity Theft

Are You Helping an ID Thief Get a Credit Card?

Are You Helping an ID Thief Get a Credit Card?

You can spot a Nigerian email scam without opening it. You know what you’re doing when it comes to keeping ID thieves from conning you. And if someone tried to get the kind of personal information needed to open credit in your name, well, it just wouldn’t happen. Except it would. Credit gets stolen using... Read More

Understanding Wage Garnishment and How to Avoid It

Credit 101

Understanding Wage Garnishment and How to Avoid It

Understanding Wage Garnishment and How to Avoid It

If you’ve heard horror stories about wage garnishment, you may believe it only happens to “deadbeat parents” or those that owe thousands of dollars in back taxes. In reality, however, wage garnishment can occur for many reasons, so it’s important to understand exactly what it is, and which unpaid debts can leave you subject to... Read More

Guide to Taxes in All 50 States

Taxes

Guide to Taxes in All 50 States

Guide to Taxes in All 50 States

Benjamin Franklin once said nothing can be said to be certain, except death and taxes. Whether it’s income, sales, property or any other type, taxes are a part of our daily lives. And yet, how much do you actually know about the money you pay to Uncle Sam or why you even do it in... Read More

10 Taxes Determined by your Location

Taxes

10 Taxes Determined by your Location

10 Taxes Determined by your Location

While the U.S. is one unified country, there are 50 different states within our union. And thanks to the tenth amendment, each state has the freedom to do many things according to the preferences of only its state legislature (voted on by that state’s citizens), as opposed to the nation at large. For this reason,... Read More

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