8 of the Best Banking Apps

Personal Finance

8 of the Best Banking Apps

8 of the Best Banking Apps

Technology makes life easier. And convenience is everything. That’s why banking online, particularly mobile banking, is so popular. But which banking app is best? The Credit.com editorial team looked at some of the best banking apps out there to help you find the one that’s right for you. Find our take on the key benefits... Read More

How Getting an Online Mortgage Can Save Money

Mortgages

How Getting an Online Mortgage Can Save Money

How Getting an Online Mortgage Can Save Money

If you’re like most people, housing costs are your biggest expense. CBS News reported that U.S. rental prices hit a record high in 2018 at an average of $1,405 a month. On the flip side, Lending Tree reported that the average monthly mortgage cost was $1,029 in 2016. Rent tends to rise with each move... Read More

How Much Does Uber Cost and How to Save

Personal Finance

How Much Does Uber Cost and How to Save

How Much Does Uber Cost and How to Save

Ridesharing apps such as Uber and Lyft have disrupted the transportation industry. Millions of Americans have the Uber app on their smartphones. And Uber completes 15 million rides every day in the United States. However, if you rely on the service often, you can end up spending a ton of money each year. Depending on... Read More

What Are No Credit Check Loans?

Personal Loans

What Are No Credit Check Loans?

What Are No Credit Check Loans?

Most lenders check your credit history when you apply for a loan. If you have a record of making payments on time and aren’t using most of your available credit, you’re more likely to be approved for mortgages and other types of loans. You’ll also qualify for better interest rates than people with a poor... Read More

7 Ways to Get Credit When You Don’t Have Any

Credit 101

7 Ways to Get Credit When You Don’t Have Any

7 Ways to Get Credit When You Don’t Have Any

Credit is one of those things you don’t want to be without. But, as we all know, the credit game is definitely a Catch-22. You need a good credit history to snag the best deals on loans, yet it’s very difficult to get credit without a borrowing history. 1. Become an Authorized User If a friend... Read More

What to Look for in Loan Companies

Personal Loans

What to Look for in Loan Companies

What to Look for in Loan Companies

Sometimes you’re in a tight spot and need to borrow money. Personal loans are a great way to borrow money when you need it. But when it comes to finding a loan company, how do you know who to trust? Credit.com is going to help you know what to look for in a loan company.... Read More

How to Start Building Credit Once You Turn 18

Credit Cards

How to Start Building Credit Once You Turn 18

How to Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you will see lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. Building good credit takes time,... Read More

What to Do with a New Credit Card

Credit Cards

What to Do with a New Credit Card

What to Do with a New Credit Card

If you’ve just gotten a new credit card, or you’re thinking about getting one, you’re probably excited about the prospect. A new credit card opens up a lot of possibilities, but it also involves a great deal of responsibility. It’s easy to fall into the habit of using your card carelessly. This can wreck your... Read More

Set These 5 Q1 Goals to Grow Your Business This Year

Personal Finance

Set These 5 Q1 Goals to Grow Your Business This Year

Set These 5 Q1 Goals to Grow Your Business This Year

As the new year gets underway, your thoughts may be tuned in to how you can grow your business. According to a November 2018 Bill.com survey, 83% of small and mid-size businesses think now is a good time to invest in expansion. Leveling up your business begins with an actionable plan and clearly defined objectives.... Read More

Yes, You Can Get a Business Loan with Less Than Perfect Credit

Personal Finance

Yes, You Can Get a Business Loan with Less Than Perfect Credit

Yes, You Can Get a Business Loan with Less Than Perfect Credit

Positive cash flow is something every business relies on to succeed. Whether you’re paying day to day expenses for your business or planning a large-scale investment, working capital is what makes it happen. A business loan can come in handy for financing those needs. If you don’t have a perfect credit score, however, you may... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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- The Credit.com Editorial Team