11 Tips on How to Maximize Your Tax Return

Personal Finance

11 Tips on How to Maximize Your Tax Return

11 Tips on How to Maximize Your Tax Return

The one not-so-pleasant—and even somewhat stinky—part of spring is that your taxes are due. That, of course, could be pleasant if you’re getting a refund. But, not so much if you’re not. Fortunately, there are ways to maximize your return and avoid the most common mistakes people make to ensure the biggest part of your... Read More

Are You Missing Out on the Saver’s Tax Credit?

Personal Finance

Are You Missing Out on the Saver’s Tax Credit?

Are You Missing Out on the Saver’s Tax Credit?

Are you or someone you know overlooking one of Uncle Sam’s most generous tax breaks—the Saver’s Tax Credit? It lets low- to moderate-income workers who are saving for retirement reduce their federal income tax bill by as much as $2,000 ($4,000 for married couples filing jointly). But just 25% of workers with annual household incomes of less... Read More

What Do I Need to Know If I Haven’t Filed My Taxes Yet?

Taxes

What Do I Need to Know If I Haven’t Filed My Taxes Yet?

What Do I Need to Know If I Haven’t Filed My Taxes Yet?

Like most people, I haven’t filed my taxes yet. I’m busy. I haven’t even started getting organized. If you’re like me, whatever your reason for not filing yet. It’s really not a big deal. We have until April 15 after all. But, waiting until the last minute to file our taxes means we might be rushed.... Read More

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Credit Card Reviews

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Credit.Com’s Picks for Best Travel Rewards Credit Cards

Editorial disclosure: Reviews are as determined solely by Credit.com staff. Opinions expressed here are solely those of the reviewers and aren’t reviewed or approved by any advertiser. Information presented is accurate as of the date of the review, including information on card rates, rewards and fees. Check the issuer’s website for the most current information... Read More

Celebrating National Cut Your Energy Costs Day

Personal Finance

Celebrating National Cut Your Energy Costs Day

Celebrating National Cut Your Energy Costs Day

January 10th is National Cut Your Energy Costs Day. It’s about sustainability. It’s also a day to think about energy consumption and how you can reduce costs while being more eco-friendly. If you’re looking for ways to save money, then January 10th should be a big day on your calendar. This is a great opportunity... Read More

Buy Gift Cards to Get Credit Cards Reward and Reward Yourself

Personal Finance

Buy Gift Cards to Get Credit Cards Reward and Reward Yourself

Buy Gift Cards to Get Credit Cards Reward and Reward Yourself

[DISCLOSURE: Credit cards from our partners are mentioned below.] For some, the gift of a gift cards is the perfect present. Maybe that’s why sales of gift cards were projected to hit 160 billion U.S. dollars in 2018.1 But perhaps there’s no better gift than rewarding yourself when you buy a gift card for someone... Read More

What Is an Amortization Schedule?

Personal Finance

What Is an Amortization Schedule?

What Is an Amortization Schedule?

Amortization is an accounting term. At the highest level, it means to spread out expenses over time. In business, it means to spread out expenses for assets over time for tax and/or accounting purposes. For banking, it means to pay off a debt, typically a mortgage or car loan, in regular installments by following a... Read More

Credit.com Earns Badcredit.org’s Editor’s Choice Award

News

Credit.com Earns Badcredit.org’s Editor’s Choice Award

Credit.com Earns Badcredit.org’s Editor’s Choice Award

Customers’ opinions matter most, but some healthy peer recognition is always nice too. That’s why we here at Credit.com are honored that our peer, BadCredit.org, awarded us with its Editor’s Choice Award on January 3. More importantly, we’re honored that a peer recognizes the efforts we put in to helping consumers own their financial lives.... Read More

Credit Cards that Offer the Most Airline Miles

Credit Card Reviews

Credit Cards that Offer the Most Airline Miles

Credit Cards that Offer the Most Airline Miles

[DISCLOSURE: Cards from our partners are mentioned below.] You probably love traveling. If you travel frequently, then you might consider signing up for a credit card that offers airline miles or other forms of travel credit. These cards give you points for every dollar you spend, and these points can then be redeemed for flights,... Read More

Ways to Pay for Home Renovations

Mortgages

Ways to Pay for Home Renovations

Ways to Pay for Home Renovations

Home renovations are a big deal. Many people renovate to update their homes and increase property values. There are several ways you can pay for home renovations. There are secured home improvement loans or unsecured personal loans. Or you can use your savings if you have a lot of money saved up. If your renovations... Read More

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