Are We All Doomed to Be in Debt?

Managing Debt

Are We All Doomed to Be in Debt?

Are We All Doomed to Be in Debt?

You’d be hard-pressed to find someone who likes being in debt. Even when it helps someone accomplish a goal, like getting an education or buying a home, going into debt isn’t exactly fun. In fact, a lot of people say it’s downright terrible. A new survey shows 54% of American adults at least somewhat or... Read More

Renters Pay $112 More a Year for Car Insurance. Is That Fair?

Auto Loans

Renters Pay $112 More a Year for Car Insurance. Is That Fair?

Renters Pay $112 More a Year for Car Insurance. Is That Fair?

Auto insurers levy something akin to a home renters’ surcharge on policy-holders, and that’s unfair, the Consumer Federation of America alleged on Monday. The interest group says it secret-shopped for typical driver policies in 10 U.S. cities and found renter rates averaged 7% higher – costing those consumers $112 annually – over rates offered to an... Read More

Do You Understand Your Mortgage’s Fine Print?

Mortgages

Do You Understand Your Mortgage’s Fine Print?

Do You Understand Your Mortgage’s Fine Print?

When shopping for a mortgage, it’s critical to have a general understanding of how points affect your mortgage rate and payments, and ultimately connect to your bottom line. Below are some guides to help you identify your net tangible benefit on a home loan. Points When you pay points, you are paying a premium to... Read More

What You Need to Know About Jewelry Store Credit Cards

Credit Cards

What You Need to Know About Jewelry Store Credit Cards

What You Need to Know About Jewelry Store Credit Cards

As Valentine’s Day approaches, many people may be looking to buy something special for that special someone in their life. This quest often leads people to their local jewelry store, where they may be presented with financing offers or applications for store credit cards. But you need to review the terms and conditions of any credit... Read More

9 Credit Card Travel Hacks

Credit Cards

9 Credit Card Travel Hacks

9 Credit Card Travel Hacks

You’re probably aware of the major rewards and perks that credit cards might offer – cash back, airline miles, hotel stays. But there are some lesser-known perks that you might be missing out on, particularly when you travel. In some dire situations, your credit card could end up being a real life saver. We’ve rounded up... Read More

Beware: Scammers Love Valentine’s Day, Too

Identity Theft

Beware: Scammers Love Valentine’s Day, Too

Beware: Scammers Love Valentine’s Day, Too

Valentine’s Day can certainly be stressful. Whether you’re at a loss for what to buy your love or you’re the lamenting the lack of one, you also have to watch out for scammers this time of year. “Scammers play on emotion … and romance is certainly a strong emotion,” the Better Business Bureau said in... Read More

8 Creative Ways to Clear Clutter

Personal Finance

8 Creative Ways to Clear Clutter

8 Creative Ways to Clear Clutter

Are you feeling a little overwhelmed by the post-holiday excess all around you? Have the past several years of your family’s success with Santa left your closets, garage, attic and office filled to the rafters? If so, it may be time for some creative clutter-busting strategies. Here are eight ways to kick the new year... Read More

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