The amount of tip money people in the service industry take home relies on a remarkable number of variables, like perceived quality of the service provided, a customer’s tipping preferences, the service’s cost and the payment method. That last part — how the actual transaction happens — is having an increasingly significant impact on how… Read More
It’s nothing special, and it’s certainly not high-tech. But a $2 binder has saved me over $600 in the last year alone. I use this binder to save receipts and warranty information for major purchases. It came in handy recently when our water heater started leaking. I immediately assumed we would have to spring for… Read More
Recently we at Credit.com received a cautionary tale about the lasting impacts of bad financial decisions. Reader Rebecca wrote in to tell us that even though her husband passed away four years ago, her finances still have not recovered from the mess he left behind. “We were married for 21 years,” and in that time,… Read More
Managing all aspects of household finances isn’t always easy for the average consumer, and one area where many make missteps is in dealing with their credit cards. Fortunately, some problems are more common than others, and are therefore easier to avoid as well. One of the easiest ways consumers can see their credit card use… Read More
Let’s face it. When it comes to things like lottery jackpots, personal finance experts and writers tend to be wet rags. We usually put lottery ticket purchases in the same category of money sins as bottled water or spending $5 for a cup of coffee that can be brewed at home for 25 cents. But… Read More
Mary Hunt, an author famous for her book and newsletter “Debt-Proof Living,” is known for helping people get out of debt. But that doesn’t mean Hunt believes debt is necessarily bad. It’s all about having the right amount: Enough to build a decent credit rating, but not so much that it swamps your monthly finances…. Read More
These days, a large number of consumers are once again beginning to feel better about their finances and as a result, are looking for new credit cards.
While many consumers rely on their credit cards almost daily to increase their spending flexibility, these accounts often come with a number of other benefits consumers may not know about or don’t do enough to tap.
Before she became an expert on getting out of debt, before she wrote books and appeared on Good Morning America and Oprah as an expert in personal finance, Mary Hunt owed more than $100,000 on her credit cards. Partly by becoming a self-defined “cheapskate,” Hunt paid off all her debts and her experience became the… Read More
If you’re in search of a line of credit for the first time in your life, you’re probably going to have a little bit of trouble finding a lender who will grant you a loan or a credit card. That’s because these days, many lenders are very wary of lending to consumers who have limited… Read More