The Best Cash-Back Credit Cards in America

Credit Cards

The Best Cash-Back Credit Cards in America

The Best Cash-Back Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Quicksilver Cash Rewards Credit Card and Blue Cash Preferred® Card from American Express. Disclosure: Cards from our partners are mentioned below.] As airlines and hotels continue to decrease the value of the points and miles they... Read More

The Best Premium Credit Cards in America

Credit Cards

The Best Premium Credit Cards in America

The Best Premium Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Platinum. Disclosure: Cards from our partners are mentioned below.] Are you a power user of your credit cards? Do you maximize every feature and benefit of your cards while wearing out the magnetic strip by making... Read More

The Best Credit Cards in America: Simple Cards

Credit Cards

The Best Credit Cards in America: Simple Cards

The Best Credit Cards in America: Simple Cards

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Slate from Chase, Barclaycard Ring, PenFed Promise Visa Card. Disclosure: Cards from our partners are mentioned below. Credit cards can be such secure and convenient financial tools that they might seem like magic to people who lived 100 years ago. Unfortunately,... Read More

The Best Balance Transfer Credit Cards in America

Credit Cards

The Best Balance Transfer Credit Cards in America

The Best Balance Transfer Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Slate from Chase, Chase Freedom and Citi Diamond Preferred. Disclosure: Cards from our partners are mentioned below.] The holidays are a festive time, and it’s easy to overspend toward the end of the year. Take gift giving, travel and... Read More

The Best Credit Cards in America for Hotel Rewards

Credit Cards

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Starwood Preferred Guest card from American Express. Disclosure: Cards from our partners are mentioned below.] 2013 has been a great year for hotels, as they have finally emerged from a prolonged period of depressed bookings and high vacancies. Now... Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Premier Rewards Gold and Starwood Preferred Guest card from American Express. Disclosure: Cards from our partners are mentioned below.] Credit cards and airline rewards can seem like a match made in heaven. The airline industry makes great money... Read More

The Best Low-Interest Credit Cards in America

Credit Cards

The Best Low-Interest Credit Cards in America

The Best Low-Interest Credit Cards in America

[Update: Some offers mentioned below have expired. For current terms and conditions, please see card agreements. Disclosure: Cards from our partners are mentioned below.] Consumers carried a total of about $850 billion in outstanding balances on their revolving credit accounts at the end of 2012. Needless to say, cardholders should always try to pay off... Read More

The Best Business Reward Credit Cards in America

Credit Cards

The Best Business Reward Credit Cards in America

The Best Business Reward Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express Business Platinum Card, Chase Ink Bold, Chase Ink Plus and Capital One Spark Cash Business Credit Card. Disclosure: Cards from our partners are mentioned below.] Last May, we looked at the best business credit cards with no... Read More

The Best Student Credit Cards in America

Credit Cards

The Best Student Credit Cards in America

The Best Student Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Citi ThankYou Preferred Card for College Students and Capital One Journey Student Rewards Credit Card. Disclosure: Cards from our partners are mentioned below.] Student credit cards are a double-edged sword, to say the least. On one hand, young adults... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Secured MasterCard. Disclosure: Cards from our partners are mentioned below.] Every month, we choose the Best Credit Cards in America that are ideal for a specific purpose. We choose reward cards for people who pay their... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Our Owners

Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team