The Best Cash-Back Credit Cards in America

Credit Cards

The Best Cash-Back Credit Cards in America

The Best Cash-Back Credit Cards in America

As airlines and hotels continue to decrease the value of the points and miles they offer through their co-branded credit cards, cash back remains the reward of choice for many cardholders. And credit card issuers understand their customers’ need for a simple program that offers the one reward that no one will likely ever have... Read More

The Best Premium Credit Cards in America

Credit Cards

The Best Premium Credit Cards in America

The Best Premium Credit Cards in America

Are you a power user of your credit cards? Do you maximize every feature and benefit of your cards while wearing out the magnetic strip by making charges all over town, or even the world? If so, then premium credit and charge cards that banks offer were created just for customers like you. What Makes... Read More

The Best Credit Cards in America: Simple Cards

Credit Cards

The Best Credit Cards in America: Simple Cards

The Best Credit Cards in America: Simple Cards

Credit cards can be such secure and convenient financial tools that they might seem like magic to people who lived 100 years ago. Unfortunately, these magical little plastic cards also come with a maze of terms and conditions that can be a nightmare for many users. In fact, the two biggest problems that many credit... Read More

The Best Balance Transfer Credit Cards in America

Credit Cards

The Best Balance Transfer Credit Cards in America

The Best Balance Transfer Credit Cards in America

The holidays are a festive time, and it’s easy to overspend toward the end of the year. Take gift giving, travel and holiday parties, then throw in some extra large heating bills, and credit card users are more likely to find themselves struggling with card debt during the dead of winter. That is why we... Read More

The Best Credit Cards in America for Hotel Rewards

Credit Cards

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

2013 has been a great year for hotels, as they have finally emerged from a prolonged period of depressed bookings and high vacancies. Now that these properties are filling up, several major hotel chains have started asking for more points for award nights, effectively devaluing the rewards earned by guests as well as users of... Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

Credit cards and airline rewards can seem like a match made in heaven. The airline industry makes great money selling their miles to banks, which use these miles to attract valuable customers. This formula has been working for decades, and travelers are thrilled to enjoy award travel with the points and miles earned through their... Read More

The Best Low-Interest Credit Cards in America

Credit Cards

The Best Low-Interest Credit Cards in America

The Best Low-Interest Credit Cards in America

Consumers carried a total of about $850 billion in outstanding balances on their revolving credit accounts at the end of 2012. Needless to say, cardholders should always try to pay off their balances as quickly as possible in order to avoid paying a lot of money in interest charges on their purchases. But in the... Read More

The Best Business Reward Credit Cards in America

Credit Cards

The Best Business Reward Credit Cards in America

The Best Business Reward Credit Cards in America

Last May, we looked at the best business credit cards with no annual fee as part of our Best Credit Cards in America series. This month, we are taking the gloves off and looking for the top business cards, including those that charge a yearly premium. What business credit cards can offer Credit cards for... Read More

The Best Student Credit Cards in America

Credit Cards

The Best Student Credit Cards in America

The Best Student Credit Cards in America

Student credit cards are a double-edged sword, to say the least. On one hand, young adults with access to a line of credit can be tempted to incur debt that can take many years to pay off. On the other hand, the responsible use of the right credit card can allow students to utilize the... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

Every month, we choose the Best Credit Cards in America that are ideal for a specific purpose. We choose reward cards for people who pay their balance in full every month, and low interest rate cards for those who need to carry a balance. Yet all of these comparisons assume that the applicant has good,... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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- The Credit.com Editorial Team