The Best Simple Credit Card in America

Credit Cards

The Best Simple Credit Card in America

The Best Simple Credit Card in America

For credit card customers who are burned out on the complexity of many credit card offers — in particular, costly and complicated fee structures and penalty rates — you might want to consider the simple credit card. Simple credit cards are just what the name implies: straightforward card deals with good interest rates and as... Read More

The Best Hotel Rewards Credit Cards in America

Credit Cards

The Best Hotel Rewards Credit Cards in America

The Best Hotel Rewards Credit Cards in America

Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming a better value as airlines devalued their loyalty programs by making fewer award seats available and requiring more miles to reserve them. But in 2013, as hotel occupancy rates rebounded, several of the major hotel chains... Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

Credit card users love airline miles, but the relationship has become a bit strained in recent years. Sure, cardholders are excited by the idea of award travel, but the reality of earning miles and then trying to find an available award seat leaves much to be desired. Airlines are continuously changing the rules of their... Read More

The Best Low-Interest Credit Cards in America 2014

Credit Cards

The Best Low-Interest Credit Cards in America 2014

The Best Low-Interest Credit Cards in America 2014

For credit card users who carry a balance from month to month, the interest rate is one of the most important numbers revealed in a card’s terms and conditions. So it only makes sense that finding the credit card with the lowest interest rate is the top priority for many consumers when they apply for... Read More

The Best Business Rewards Credit Cards in America

Credit Cards

The Best Business Rewards Credit Cards in America

The Best Business Rewards Credit Cards in America

The market for small business cards is generally split between two types of products. On one hand, there are the basic business cards that have no annual fee and offer modest rewards and benefits. These cards are ideal for business users who are much more focussed on their bottom line than they are with receiving... Read More

The Best Student Credit Cards in America

Credit Cards

The Best Student Credit Cards in America

The Best Student Credit Cards in America

As students spend their college career preparing to make their way in the world, it’s also a critical time in their financial lives — a time when they can establish good financial behaviors and the beginnings of a credit history. A student credit card can be a good way to do that, as long as... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern of poor decisions, there is always a way for you to re-establish your credit. The problem is that you must obtain credit in order to build it, but it... Read More

The Best Travel Rewards Credit Cards in America

Credit Cards

The Best Travel Rewards Credit Cards in America

The Best Travel Rewards Credit Cards in America

Travel rewards credit cards continue to become more popular every year. These are not the cards that offer points and miles with airline and hotel programs, but cards that offer rewards points issued by the banks that can be used for nearly any travel reservation. While those who collect rewards from airlines and hotels are... Read More

The Best Business Credit Cards With No Annual Fee

Credit Cards

The Best Business Credit Cards With No Annual Fee

The Best Business Credit Cards With No Annual Fee

Business credit cards are popular tools for people who need to separate their business and personal expenses. Some business credit cards offer amazing benefits for business travelers but carry big annual fees. Still, there are plenty of cards that offer valuable rewards for business users without any annual fee. This month, we awarded Best Credit... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

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- The Credit.com Editorial Team