The Best Simple Credit Card in America

Credit Cards

The Best Simple Credit Card in America

The Best Simple Credit Card in America

[Disclosure: Cards from our partners are mentioned below.] For credit card customers who are burned out on the complexity of many credit card offers — in particular, costly and complicated fee structures and penalty rates — you might want to consider the simple credit card. Simple credit cards are just what the name implies: straightforward... Read More

The Best Balance Transfer Credit Cards in America 2015

Credit Cards

The Best Balance Transfer Credit Cards in America 2015

The Best Balance Transfer Credit Cards in America 2015

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Slate, Discover it and Chase Freedom. Disclosure: Cards from our partners are mentioned below.] If you are beginning the new year under a mountain of debt, then it might be time for you to find a... Read More

The Best Hotel Rewards Credit Cards in America

Credit Cards

The Best Hotel Rewards Credit Cards in America

The Best Hotel Rewards Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — The Starwood Preferred Guest Card from American Express. Disclosure: Cards from our partners are mentioned below.] Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming... Read More

The Best Airline Miles Credit Cards in America

Credit Cards

The Best Airline Miles Credit Cards in America

The Best Airline Miles Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Starwood Preferred Guest Card From American Express. Disclosure: Cards from our partners are mentioned below.] Credit card users love airline miles, but the relationship has become a bit strained in recent years. Sure, cardholders are excited by the... Read More

The Best Low-Interest Credit Cards in America 2014

Credit Cards

The Best Low-Interest Credit Cards in America 2014

The Best Low-Interest Credit Cards in America 2014

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Simmons First VISA Platinum Credit Card. Disclosure: Cards from our partners are mentioned below.] For credit card users who carry a balance from month to month, the interest rate is one of the most important numbers revealed in... Read More

The Best Business Rewards Credit Cards in America

Credit Cards

The Best Business Rewards Credit Cards in America

The Best Business Rewards Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Chase Ink Bold & Chase Ink Plus, American Express Business Platinum and Capital One Spark Cash Business Credit Card. Disclosure: Cards from our partners are mentioned below.] The market for small business cards is generally split between two... Read More

The Best Student Credit Cards in America

Credit Cards

The Best Student Credit Cards in America

The Best Student Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Discover it for Students. Disclosure: Cards from our partners are mentioned below.] As students spend their college career preparing to make their way in the world, it’s also a critical time in their financial lives — a time... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — Capital One Secured MasterCard. Disclosure: Cards from our partners are mentioned below.] In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern... Read More

The Best Travel Rewards Credit Cards in America

Credit Cards

The Best Travel Rewards Credit Cards in America

The Best Travel Rewards Credit Cards in America

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.]   Travel rewards credit cards continue to become more popular every year. These are not the cards that... Read More

The Best Business Credit Cards With No Annual Fee

Credit Cards

The Best Business Credit Cards With No Annual Fee

The Best Business Credit Cards With No Annual Fee

[Update: Some offers mentioned below have expired. You can view the current offers from our partners here — American Express SimplyCash Business Credit card and Ink Cash From Chase. Disclosure: Cards from our partners are mentioned below.] Business credit cards are popular tools for people who need to separate their business and personal expenses. Some business credit... Read More

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Certain credit cards and other financial products mentioned in this and other sponsored content on Credit.com are Partners with Credit.com. Credit.com receives compensation if our users apply for and ultimately sign up for any financial products or cards offered.

Hello, Reader!

Thanks for checking out Credit.com. We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on Credit.com, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of Credit.com in general and they result in more traffic to us as well.

Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to Credit.com are also able to register for a free Credit.com account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, Credit.com won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or Credit.com. You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and Credit.com wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.



Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team