3 Things I Wish I Knew Before Taking Out Student Loans

Students

3 Things I Wish I Knew Before Taking Out Student Loans

3 Things I Wish I Knew Before Taking Out Student Loans

Student loans can be a necessity. They can also be a way out of a more difficult semester or year. In my case, I thought I needed a loan, but in hindsight I see that I didn’t. In personal finance my eternal truth is this: If you can’t afford it, you can’t afford it. I… Read More

The States With the Highest Student Loan Default Rates

Students

The States With the Highest Student Loan Default Rates

The States With the Highest Student Loan Default Rates

The national student loan default rate declined this year, but that’s not saying much, considering 13.7% of borrowers defaulted on their loans within three years of entering repayment. The Education Department released this data over the summer, and while much of the news coverage focused on the drop in the three-year default rate (it was 14.7%… Read More

Can I Consolidate Federal & Private Student Loans Together?

Students

Can I Consolidate Federal & Private Student Loans Together?

Can I Consolidate Federal & Private Student Loans Together?

If you have student loans, chances are you’re dealing with multiple interest rates, multiple loan servicers and multiple monthly payments – a surefire recipe for multiple headaches. The idea of consolidating all your loans together sounds like a great way to simplify, but is that even possible when you have both private and federal loans?… Read More

4 Student Loan Debt Collection Tricks

Students

4 Student Loan Debt Collection Tricks

4 Student Loan Debt Collection Tricks

Debt collectors have been known to use dirty tricks to get consumers to pay, but those collecting student loans have an especially powerful tool on their side. Unlike most other debt, student loan debt cannot be routinely discharged in bankruptcy. And depending on the type of loan, the debts can be collected through wage garnishments… Read More

How Much Are Good Grades Actually Worth?

Students

How Much Are Good Grades Actually Worth?

How Much Are Good Grades Actually Worth?

If your parents paid you for good grades when you were a child (or if you’ve doled out cash to encourage academic achievement), you know what good grades are worth. But, it turns out, people who make good grades in school tend to make more money in their careers (when adjusted for education level and… Read More

Will Tuition Ever Stop Increasing?

Students

Will Tuition Ever Stop Increasing?

Will Tuition Ever Stop Increasing?

Since 1978, college tuition and fees have increased by a whopping 1,120%. During that same period, the price of food has increased 244% and medical expenses 601%. In fact, tuition prices have gone up four times faster than the consumer price index, according to a report by Bloomberg. Over the years, the rapidly increasing costs… Read More

5 Ways I Avoided Student Loans

Students

5 Ways I Avoided Student Loans

5 Ways I Avoided Student Loans

The year before I went away for college, I had the sit-down with my parents. I’m referring, of course, to the college talk. “Where do you want to go?” they asked. “What do you want to study?” they prodded. Finally, they cleared their throats and looked uncomfortable. Then they told me how much they could… Read More

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