Is Student Debt Holding You Back From Marriage?

Students

Is Student Debt Holding You Back From Marriage?

Is Student Debt Holding You Back From Marriage?

Most people who have never been married peg their relationship status to the fact they haven’t found the right person yet, but there’s more to that decision than feelings. Finances play a huge role in Americans’ decision to marry. Actually, there are nearly as many unmarried Americans who say they’re still looking for their future… Read More

The Surprising Side Effect of Student Loan Forgiveness Programs

Students

The Surprising Side Effect of Student Loan Forgiveness Programs

The Surprising Side Effect of Student Loan Forgiveness Programs

As more people learn about and use public service loan forgiveness and income-based repayment plans to make student loan payments more affordable, the U.S. could run into an economic issue. Such loan forgiveness programs incentivize borrowing, according to a recent report from New America Education. The report authors, Jason Delisle and Alexander Holt, analyzed debt… Read More

How to Get Your Student Loans Forgiven in Bankruptcy

Students

How to Get Your Student Loans Forgiven in Bankruptcy

How to Get Your Student Loans Forgiven in Bankruptcy

“Student loans can’t be discharged in bankruptcy,” has been repeated so often that it’s practically considered gospel. But what if that “fact” is not completely correct – and may be stopping consumers who could benefit from bankruptcy from pursuing it? It’s not just consumers and the media that may be misled. “A wide number of… Read More

Black Students More Likely to Graduate With Student Loan Debt

Students

Black Students More Likely to Graduate With Student Loan Debt

Black Students More Likely to Graduate With Student Loan Debt

Black college graduates are not only more likely to have student loan debt than their white classmates but also significantly less likely to be financially thriving in their postgraduate years, shows an analysis of the Gallup-Purdue Index. For decades, black students have more frequently borrowed than white students to finance a higher education, historical data… Read More

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Students

Why Private Student Loans Could Be a Better Deal Than Federal Loans

Why Private Student Loans Could Be a Better Deal Than Federal Loans

There’s a consensus in the student loan world that students and their families should consider taking out federal loans before applying for private ones, and there are sound reasons behind that logic: Many federal student loans have benefits like a repayment grace period, the option of applying for income-based repayment and loan-forgiveness programs. Federal loans… Read More

How My Student Loans Ballooned From $8K to $36K

Students

How My Student Loans Ballooned From $8K to $36K

How My Student Loans Ballooned From $8K to $36K

Confusion over student loan payments left an Arizona woman owing nearly five times the amount she took out to finance her education, though she insists she repaid the balances years ago, KTVK-3TV reports. Michelle Hudman took out three loans totaling $8,400 in the 1980s. As she explained to a local reporter, Hudman repaid one loan… Read More

5 Avoidable Student Loan Mistakes

Students

5 Avoidable Student Loan Mistakes

5 Avoidable Student Loan Mistakes

The rising cost of higher education is one reason why so many students find themselves graduating with record levels of student loan debt. It’s a problem that defies simple solutions or quick fixes. But at the same time, some students find themselves graduating with a mountain of student loan debt in part because they didn’t… Read More

No, There Actually Is a Student Loan Crisis

Students

No, There Actually Is a Student Loan Crisis

No, There Actually Is a Student Loan Crisis

The Brown Center on Educational Policy at the Brookings Institution published yet another report on student loan debt. This time, its researchers are challenging the popularly held view that we are at the dawn of a financial crisis to rival the one we experienced just a few short years ago. Their determination? That broad-based policy… Read More

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