The average tax refund in 2023 was $2,903. And while getting a tax refund often means you overpaid to begin with, that hefty chunk of change hitting your bank account can spawn some great feelings. Before you drop all that dough on your next vacation or an impulse buy, consider whether you can do something... Read More

Find out if your rent and utility payments are reported on your credit report. Learn about alternative ways you can ensure you get credit for these payments.

According to the Consumer Financial Protection Bureau, around 45 million consumers in the United States are “credit invisibles”—people who do not have scorable credit records. It’s a financial state that can make it more difficult to do things such as get loans, qualify for affordable car insurance, or even get a job. Discover more about... Read More

Disclaimer: The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. When a consumer wants to start building credit, a logical step to take is to get a credit card. However, credit card issuers want to check your credit and payment history before they approve... Read More

Many people have a brush with the justice system in their lifetimes. Some individuals squeak through unscathed, while others can get heavily involved. Most crimes are misdemeanors—traffic violations or missed court dates, for example—but multiple misdemeanors can lead to more serious charges and can cause knock-on effects. And for justice-involved individuals, these charges and incidents can... Read More

Congratulations! You’re officially an adult. Turning 18 opens a world of possibilities and freedom, but it also comes with additional responsibilities. One important responsibility to start thinking about is building your credit profile. Credit can be a critical resource. A good credit score helps you get approved for loans and credit cards. It also helps... Read More