I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

Credit Cards

I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

I’m 27 & I’ve Never Had a Credit Card. Should I Get One?

Considering all the debt disasters young people witnessed and read about during the financial crisis, it’s unsurprising that credit cards aren’t a popular financial product among today’s 20- and 30-somethings. Several surveys of millennials have found that consumers that age are often debt-averse and favor other forms of payments over credit cards. As someone who... Read More

5 Credit Cards You Can Get After Bankruptcy

Credit Cards

5 Credit Cards You Can Get After Bankruptcy

5 Credit Cards You Can Get After Bankruptcy

There is nothing fun about declaring bankruptcy, but those who emerge from it can be thankful for the opportunity to rebuild their finances without the burden of debt. And while one of the quickest ways to rebuild your credit is with a credit card, there are few cards that you can get soon after bankruptcy.... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

In America, we believe that everyone deserves a second chance. If you’ve seen your credit suffer due to bankruptcy, joblessness, medical bills or just a pattern of poor decisions, there is always a way for you to re-establish your credit. The problem is that you must obtain credit in order to build it, but it... Read More

3 Credit Cards That Are Easy to Get

Credit Cards

3 Credit Cards That Are Easy to Get

3 Credit Cards That Are Easy to Get

Nobody likes being turned down for a job or a date, but there is something especially painful about having a credit card application rejected. Applicants know that credit card issuers examine their income and pull their credit reports, so it can feel like their entire life is being held to account. Thankfully, several issuers offer... Read More

Can I Get a Loan During Bankruptcy?

Managing Debt

Can I Get a Loan During Bankruptcy?

Can I Get a Loan During Bankruptcy?

Recently, I heard from a friend who filed bankruptcy several years ago. Eager to rebuild her credit at the time, she asked me for advice and read everything she could find about credit repair. She disputed mistakes on her credit reports, got a secured card, and did everything she could to get back on track.... Read More

The Best Secured Credit Cards in America

Credit Cards

The Best Secured Credit Cards in America

The Best Secured Credit Cards in America

Every month, we choose the Best Credit Cards in America that are ideal for a specific purpose. We choose reward cards for people who pay their balance in full every month, and low interest rate cards for those who need to carry a balance. Yet all of these comparisons assume that the applicant has good,... Read More

5 Common Secured Credit Card Myths

Credit Cards

5 Common Secured Credit Card Myths

5 Common Secured Credit Card Myths

In the credit card world, secured cards are often viewed as second-rate. And often that’s due to common myths about how they work. In fact, you may be surprised at how a card like this can help you. Myth: Secured cards are looked down on by other creditors. There’s a misconception that if one of... Read More

The 411 On Secured Credit Cards

Credit Cards

The 411 On Secured Credit Cards

The 411 On Secured Credit Cards

If you’re trying to establish or rebuild your credit, you’ve probably heard that a secured card is a good way to get started. With a secured card, you place a security deposit with the issuer and, in turn, get a major credit card — often quite easily. But is your security deposit safe? A reader... Read More

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