The Hard & Easy Ways to Pay for College

Students

The Hard & Easy Ways to Pay for College

The Hard & Easy Ways to Pay for College

You’ve dreamed of the day your child would go off to college. What you didn’t dream of was the cost. For that, you had nightmares. There are two ways to make college affordable; the hard way and the easy way.  The easy way is to start saving the day your child is born. The hard… Read More

9 Ways to Harness Your Willpower to Save Money

Personal Finance

9 Ways to Harness Your Willpower to Save Money

9 Ways to Harness Your Willpower to Save Money

A renowned piece of behavioral science research took place at Stanford University in 1972. The Washington Post describes it: Stanford University’s Walter Mischel sat 600 children down at a table with a marshmallow and gave them a choice: They could eat one marshmallow now, or wait 15 minutes and get two marshmallows. The kids struggled… Read More

How to Trick Yourself Into Being a Better Saver

Personal Finance

How to Trick Yourself Into Being a Better Saver

How to Trick Yourself Into Being a Better Saver

Money and time have a very funny relationship, and by funny, I mean, most people misunderstand it. For example: What’s more valuable to you: $10 today or $20 next month? Next year? The choice to spend or save money is a constant trade-off between having something today vs. having something tomorrow, but we are rarely… Read More

4 Ways to Save for College

Students

4 Ways to Save for College

4 Ways to Save for College

It’s no secret that the cost of college is increasing. It has actually eclipsed the pace of inflation, and total student loan debt is now higher than even credit card debt. But we also know that there’s a direct correlation between future success/income and going to college. So what’s a parent to do? You Must Save There’s really… Read More

Is Your Savings Strategy Broken?

Personal Finance

Is Your Savings Strategy Broken?

Is Your Savings Strategy Broken?

Last year, I extended a business trip to Las Vegas by a couple of days so my husband could join me for a mini-vacation. We had never been to Vegas together and were really looking forward to a few days of sightseeing. But after one show and an afternoon fighting the crowds on the Strip… Read More

Is Saving the Key to Happiness?

Personal Finance

Is Saving the Key to Happiness?

Is Saving the Key to Happiness?

You can’t buy happiness, but you can save for it, according to a new survey. Maybe this result will inspire the 53% of Americans who have no savings plan: The size of an American’s bank account is a better predictor of happiness than the size of their salary, according to Ally Bank’s research, released this… Read More

Half of Americans Have Less Than $800 in Savings

Personal Finance

Half of Americans Have Less Than $800 in Savings

Half of Americans Have Less Than $800 in Savings

The financial downturn hit many consumers particularly hard, putting them at a disadvantage when it comes to being able to successfully build their savings accounts to cover even basic rainy-day expenses that might arise over the course of their lives. Today, 46 percent of consumers say they have less than $800 in savings, and of… Read More

Only 41% of Americans Spend Less Than Their Income

Personal Finance

Only 41% of Americans Spend Less Than Their Income

Only 41% of Americans Spend Less Than Their Income

To deal with their finances in a more responsible manner, numerous consumers altered their spending and saving habits in recent years. Unfortunately, this wasn’t the case across the board. It seems that a large percentage of Americans still have some financial bad habits that they’re holding onto. Young people, in particular, appear to be in need of some new financial habits, as they… Read More

Confession: I Save Too Much!

Personal Finance

Confession: I Save Too Much!

Confession: I Save Too Much!

By Karen Mazzola, as told to Alden Wicker Everyone is talking about the crisis among twentysomethings. We don’t save enough. We’re behind on retirement. Our loans are untenable. We have high credit card debt. Not me. I’m a 27-year-old legal consultant in New York City. I don’t make six figures, but I make a comfortable… Read More

Show Me More

Find out where you stand.
Get your FREE personalized credit report card.

Sign Up Now
X

Stay connected to our experts

Please submit your email address to get credit & money tips & advice
from our team of 30+ experts, delivered weekly to your inbox.