A Single Parent’s Guide to Budgeting

Personal Finance

A Single Parent’s Guide to Budgeting

A Single Parent’s Guide to Budgeting

Family finances are hard no matter what, but single parents carry an extra burden. When your relationship collapses or your partner dies, money can suddenly become your biggest worry. Because of the departure of one income, single parents tend to be low on income. To make matters worse, caring for children can make it more… Read More

3 Ways You’re Sabotaging Your Financial Freedom

Personal Finance

3 Ways You’re Sabotaging Your Financial Freedom

3 Ways You’re Sabotaging Your Financial Freedom

Hitting big in Vegas, winning the lottery, inheriting a fortune and inventing the next billion-dollar idea can be paths to financial freedom. Unfortunately for most of us, our own path instead requires some smart decision-making, discipline, budgeting and real work. No matter the size of your paycheck, your financial moves can make a big impact… Read More

9 Impulse Purchases You Instantly Regret

Personal Finance

9 Impulse Purchases You Instantly Regret

9 Impulse Purchases You Instantly Regret

A new survey conducted by Bankrate.com reported that a quarter of Americans had no savings to weather financial hard times. It didn’t matter if the respondents were relatively higher earners: Folks are spending pretty much what they make. Impulse purchases are definitely a culprit here, along with the refusal to make saving a priority. The… Read More

3 Ways to Make Your Kids Millionaires

Personal Finance

3 Ways to Make Your Kids Millionaires

3 Ways to Make Your Kids Millionaires

Eileen and Gerard Connolly had one income and two daughters in private colleges for seven consecutive years. When they were on the homestretch of paying for college tuition, they realized they needed to start catching up on their own retirement savings. But they also wanted to help get their daughters off to a good start…. Read More

The Hard & Easy Ways to Pay for College

Students

The Hard & Easy Ways to Pay for College

The Hard & Easy Ways to Pay for College

You’ve dreamed of the day your child would go off to college. What you didn’t dream of was the cost. For that, you had nightmares. There are two ways to make college affordable; the hard way and the easy way.  The easy way is to start saving the day your child is born. The hard… Read More

9 Ways to Harness Your Willpower to Save Money

Personal Finance

9 Ways to Harness Your Willpower to Save Money

9 Ways to Harness Your Willpower to Save Money

A renowned piece of behavioral science research took place at Stanford University in 1972. The Washington Post describes it: Stanford University’s Walter Mischel sat 600 children down at a table with a marshmallow and gave them a choice: They could eat one marshmallow now, or wait 15 minutes and get two marshmallows. The kids struggled… Read More

How to Trick Yourself Into Being a Better Saver

Personal Finance

How to Trick Yourself Into Being a Better Saver

How to Trick Yourself Into Being a Better Saver

Money and time have a very funny relationship, and by funny, I mean, most people misunderstand it. For example: What’s more valuable to you: $10 today or $20 next month? Next year? The choice to spend or save money is a constant trade-off between having something today vs. having something tomorrow, but we are rarely… Read More

4 Ways to Save for College

Students

4 Ways to Save for College

4 Ways to Save for College

It’s no secret that the cost of college is increasing. It has actually eclipsed the pace of inflation, and total student loan debt is now higher than even credit card debt. But we also know that there’s a direct correlation between future success/income and going to college. So what’s a parent to do? You Must Save There’s really… Read More

Is Your Savings Strategy Broken?

Personal Finance

Is Your Savings Strategy Broken?

Is Your Savings Strategy Broken?

Last year, I extended a business trip to Las Vegas by a couple of days so my husband could join me for a mini-vacation. We had never been to Vegas together and were really looking forward to a few days of sightseeing. But after one show and an afternoon fighting the crowds on the Strip… Read More

Is Saving the Key to Happiness?

Personal Finance

Is Saving the Key to Happiness?

Is Saving the Key to Happiness?

You can’t buy happiness, but you can save for it, according to a new survey. Maybe this result will inspire the 53% of Americans who have no savings plan: The size of an American’s bank account is a better predictor of happiness than the size of their salary, according to Ally Bank’s research, released this… Read More

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