How Much Money Does It Take to Feel Safe?

Managing Debt

How Much Money Does It Take to Feel Safe?

How Much Money Does It Take to Feel Safe?

When I heard the question, “How much money is enough to make you feel safe?” on Open Account, SuChin Pak’s podcast about money and life, it made me wonder how much that number was for my parents, who used to switch to Vietnamese when talking about overdue bills in front of their English-speaking kids. When... Read More

5 Reasons to Start Saving Right Now

Personal Finance

5 Reasons to Start Saving Right Now

5 Reasons to Start Saving Right Now

Making monthly bill payments, saving for a house, growing college accounts, having enough in retirement funds, even just taking a trip — sometimes there are so many things we need money for that it is hard to keep track. But each goal is important and none of them can be ignored. So how do you manage... Read More

How to Automate Your Way to Wealth

Personal Finance

How to Automate Your Way to Wealth

How to Automate Your Way to Wealth

Checking different bank accounts, tracking when bills are due and keeping tabs on your budget and savings goals? Managing your finances can take up a lot of time – and let’s face it, isn’t the most fun use for it. No matter how busy you are, it is important to stay on top of your... Read More

8 Times It Pays to Shell Out a Little More Cash

Personal Finance

8 Times It Pays to Shell Out a Little More Cash

8 Times It Pays to Shell Out a Little More Cash

You may think that all financial experts will tell you to stop spending — but the truth is, sometimes it makes sense to spend. If the item will last longer, saves you time or money, improves your health, or can increase in value, it may make sense to invest in it. Check out some instances where spending... Read More

How to Save $100,000 By the Time You’re 30

Personal Finance

How to Save $100,000 By the Time You’re 30

How to Save $100,000 By the Time You’re 30

You might have heard an absurd-sounding parable that often makes the rounds on personal finance blogs. This story is about two siblings who want to have a comfortable retirement — let’s make them sisters for this article’s purposes. The first sister starts saving in her 20s and manages to save $100,000 by the time she... Read More

5 Lifelines You Can Use If You Don’t Have an Emergency Fund

Personal Finance

5 Lifelines You Can Use If You Don’t Have an Emergency Fund

5 Lifelines You Can Use If You Don’t Have an Emergency Fund

Everybody’s heard it: You need to save three to six months’ expenses in an emergency fund. Not as many of us have actually done it. In fact, a 2014 survey indicated that most of us couldn’t cover even a $500 calamity. That means we are clearly under-saving — it’s hard to argue that having anything... Read More

7 Reasons to Pretend You Make Less Money

Personal Finance

7 Reasons to Pretend You Make Less Money

7 Reasons to Pretend You Make Less Money

We all know you can get in financial trouble by pretending to have more money than you actually do — and most of us know that you can’t make an educated guess at someone’s salary by checking out the car they drive. So you can appear to be wealthy even if you’re not. But can you... Read More

How to Freeze Your Spending Now to Save for the Holidays

Personal Finance

How to Freeze Your Spending Now to Save for the Holidays

How to Freeze Your Spending Now to Save for the Holidays

Editor’s Note: Inspired by this article, several Credit.com staffers are tracking their own personal spending freeze on social media. You can follow their progress as they stop spending and start preparing for the holidays using the hashtag #spendingfreeze on Facebook and Twitter. We’re all aware that “the most wonderful time of the year” is also typically... Read More

A Single Parent’s Guide to Budgeting

Personal Finance

A Single Parent’s Guide to Budgeting

A Single Parent’s Guide to Budgeting

Family finances are hard no matter what, but single parents carry an extra burden. When your relationship collapses or your partner dies, money can suddenly become your biggest worry. Because of the departure of one income, single parents tend to be low on income. To make matters worse, caring for children can make it more... Read More

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