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rules and regulations

New York: Great Pizza, Bagels... & Debt Collection Laws?

Personal financial challenges can be daunting. Struggling to pay bills is tasking enough, but when you throw in having to …

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CFPB Issues Warning on Payday Lending

Payday lending has often been criticized by consumer experts and regulators, and a new study on those loans show just …

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Gun Score

A sufficiently large minority of the U.S. Senate demonstrated their Orwellian allegiance to the gun lobby last week — or …

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The Mortgage Rule Battle on Capitol Hill

There has been a lot of change in mortgage rules in the last few years, many of which were designed …

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Who's Behind the Latest Bank Giveaway?

Last week offered a very good snapshot of the state of things in the wake of mortgage crisis. On the …

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Is Your Ex Spying On Your Credit?

You may think — or wish — that your ex is out your life. But what happens when your ex …

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Credit Card Issuers Heading to Court

Three of the nation’s largest lenders now face two antitrust lawsuits related to charges of collusion.

American Express, Discover Financial Services …

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CFPB Rule Creates More Protections for Expensive Mortgages

The same day as it introduced more protections for borrowers seeking home loans of all kinds, a federal consumer watchdog …

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Will Banks Change Their Collections Methods?

In recent months, the federal watchdog tasked with protecting consumers’ finances has cast its regulatory spotlight on how bank and …

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Maryland Child ID Theft Law Now in Effect

In an effort to better protect a major target for identity thieves and other types of fraud, a law in Maryland …

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