Retail Credit Cards: What’s the Catch?

Credit Cards

Retail Credit Cards: What’s the Catch?

Retail Credit Cards: What’s the Catch?

Nearly every retailer wants you to sign up for their co-branded credit card. To entice customers, these offers feature discounts on purchases, interest free-financing options, or both. With the opportunity to save 10%, 15% or even 20% on your purchases that day, what can go wrong? Plenty, if you don’t know what you’re dealing with…. Read More

The Newest High-End Store Credit Card

Credit Cards

The Newest High-End Store Credit Card

The Newest High-End Store Credit Card

Nearly every store in the mall offers a charge card that can be used for in-store purchases only. And some of the major stores even offer a co-branded credit card that can be used anywhere. Luxury retailer Saks Fifth Avenue has just partnered with Capital One to introduce the Saks First card. The idea is… Read More

How to Find the Best Retail Credit Cards

Credit Cards

How to Find the Best Retail Credit Cards

How to Find the Best Retail Credit Cards

As we enter the holiday season, many shoppers are being asked to consider opening an account at nearly every retailer they visit. But with hundreds of retailers offering their own co-branded credit cards, we realized that we couldn’t possibly review them all for our Best Credit Cards of America series. So how can consumers find… Read More

Four Store Credit Cards That Aren’t Too Bad

Credit Cards

Four Store Credit Cards That Aren’t Too Bad

Four Store Credit Cards That Aren’t Too Bad

First, let me tell you what I don’t like about store credit cards. Credit cards in this category often have ridiculously high APRs, so don’t consider getting one of these cards unless you know you’ll pay off the balance every month. If you carry a balance because you have a store card with a zero… Read More

Credit Card Q&A: How can a store offer an interest-free credit card?

Credit Cards

Credit Card Q&A: How can a store offer an interest-free credit card?

Credit Card Q&A: How can a store offer an interest-free credit card?

Every time I buy something at my favorite clothing store, I’m told that if I open a store credit card account, I can charge my purchase and not have to pay any interest. How is this possible? –Ashley Hi Ashley, These at-the-register offers can be very alluring since they’re also accompanied by an enthusiastic cashier… Read More

The 5 Worst Retail Credit Cards This Holiday Season

Credit Cards

The 5 Worst Retail Credit Cards This Holiday Season

The 5 Worst Retail Credit Cards This Holiday Season

The offer might seem tempting, especially when your cart is loaded down with expensive holiday gifts: Sign up for a credit card at the cash register and receive a discount off the entire purchase. But in exchange for saving a few bucks up front, you could lose hundreds or even thousands of dollars down the… Read More

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