If you’re a homeowner, your mortgage payment might be the largest financial obligation you have each month. An unmanageable mortgage payment can sap your monthly income and reduce your ability to save money, pay bills or otherwise meet your financial obligations. Traditional lender expectations have suggested your housing expenses shouldn’t exceed 28% of your gross... Read More

Your ability to save money can become compromised by the financial obligations you are paying in your life. If you have a mortgage and other consumer debts, it’s easy to stay the course, pay your monthly bills and rely on credit cards for emergencies. But taking action — namely, refinancing your mortgage —  could actually... Read More

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] The mortgage industry has gone through some changes in the last three months. If you are looking to... Read More

Deciding whether or not to refinance your mortgage is complicated in the best of times. But with the unknown looming in 2017, the question is even messier than usual. Many experts and economists are predicting rising interest rates this year. Kiplinger, for instance, predicts that the average 30-year fixed-rate mortgage will rise to 4.6% this... Read More

College graduates with a history of earnings and good credit may be able to save a significant amount of money by refinancing their student loans at lower interest rates, but less than half of Millennials are taking advantage of refinancing, consolidation, or other options to get a better deal. Granted, refinancing is not for everyone. It’s best... Read More

When people are looking to buy a home, they may be thinking about how much they’ll need to save for a down payment or what monthly mortgage payment they can afford. But there’s another expense prospective homeowners should consider before taking out a mortgage: closing costs. What Are Closing Costs? When you take out a... Read More