9 Ways to Lower Your Mortgage Payment

Mortgages

9 Ways to Lower Your Mortgage Payment

9 Ways to Lower Your Mortgage Payment

If you’re a homeowner, your mortgage payment might be the largest financial obligation you have each month. An unmanageable mortgage payment can sap your monthly income and reduce your ability to save money, pay bills or otherwise meet your financial obligations. Traditional lender expectations have suggested your housing expenses shouldn’t exceed 28% of your gross... Read More

Can Refinancing to a Higher Mortgage Rate Actually Lower Your Debts?

Mortgages

Can Refinancing to a Higher Mortgage Rate Actually Lower Your Debts?

Can Refinancing to a Higher Mortgage Rate Actually Lower Your Debts?

Your ability to save money can become compromised by the financial obligations you are paying in your life. If you have a mortgage and other consumer debts, it’s easy to stay the course, pay your monthly bills and rely on credit cards for emergencies. But taking action — namely, refinancing your mortgage —  could actually... Read More

Looking to Get a Mortgage in 2017? Here’s What You Need to Know

Mortgages

Looking to Get a Mortgage in 2017? Here’s What You Need to Know

Looking to Get a Mortgage in 2017? Here’s What You Need to Know

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] The mortgage industry has gone through some changes in the last three months. If you are looking to... Read More

Should You Refinance Your Home in 2017?

Mortgages

Should You Refinance Your Home in 2017?

Should You Refinance Your Home in 2017?

Deciding whether or not to refinance your mortgage is complicated in the best of times. But with the unknown looming in 2017, the question is even messier than usual. Many experts and economists are predicting rising interest rates this year. Kiplinger, for instance, predicts that the average 30-year fixed-rate mortgage will rise to 4.6% this... Read More

A Quick Guide to Whether You Should Refinance Your Student Loans

Student Loans

A Quick Guide to Whether You Should Refinance Your Student Loans

A Quick Guide to Whether You Should Refinance Your Student Loans

College graduates with a history of earnings and good credit may be able to save a significant amount of money by refinancing their student loans at lower interest rates, but less than half of Millennials are taking advantage of refinancing, consolidation, or other options to get a better deal. Granted, refinancing is not for everyone. It’s best... Read More

The Homebuying Cost You Shouldn’t Overlook

Mortgages

The Homebuying Cost You Shouldn’t Overlook

The Homebuying Cost You Shouldn’t Overlook

When people are looking to buy a home, they may be thinking about how much they’ll need to save for a down payment or what monthly mortgage payment they can afford. But there’s another expense prospective homeowners should consider before taking out a mortgage: closing costs. What Are Closing Costs? When you take out a... Read More

5 Ways Being an Airbnb Host Can Cost You Money

Personal Finance

5 Ways Being an Airbnb Host Can Cost You Money

5 Ways Being an Airbnb Host Can Cost You Money

If you’ve ever wanted to make a little extra money on the side by listing your sofa, spare bedroom, guest house or even whole house on a service like Airbnb, you’ve probably wondered just how much money you could make. After all, there are all those stories of people paying their monthly mortgage payments or... Read More

5 Reasons Why You Might Not Want to Refinance Your Federal Student Loans

Student Loans

5 Reasons Why You Might Not Want to Refinance Your Federal Student Loans

5 Reasons Why You Might Not Want to Refinance Your Federal Student Loans

Many private student lenders are making a big push for a piece of the student loan refinancing pie. Banks and venture capital-backed nonbank financial services companies are hard at work slicing and dicing that trillion-dollar market into bite-size, demographically based refinancing opportunities. Their primary targets? Borrowers who have the best longer-term earnings potential because of... Read More

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