How I Raised My Credit Score 100 Points in 3 Months

Credit Score

How I Raised My Credit Score 100 Points in 3 Months

How I Raised My Credit Score 100 Points in 3 Months

After years of zero debt and paying off her credit cards every month, Kristen valued her high credit score. But that was before the tsunami of divorce and single parenthood made it all but impossible to maintain. Kristen had been out of the paid workforce when she was an at-home military parent living in Germany. Once in… Read More

How to Get a Car Loan After Bankruptcy

Auto Loans

How to Get a Car Loan After Bankruptcy

How to Get a Car Loan After Bankruptcy

Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing — large medical bills or a job loss, for example — you probably feel embarrassed and afraid that no one’s going to want to give you the time… Read More

Does Bad Credit Last Forever?

Credit 101

Does Bad Credit Last Forever?

Does Bad Credit Last Forever?

There’s no sugarcoating it: Going through foreclosure, bankruptcy or debt collection is unpleasant. When going through financial problems, it may seem like things are far from getting better, including your credit score, but having a few bad marks on your credit history doesn’t mean you’ll never bounce back. Eventually, negative items will age off your… Read More

5 Simple Ways to Rebuild Your Credit

Credit Score

5 Simple Ways to Rebuild Your Credit

5 Simple Ways to Rebuild Your Credit

If your credit has taken a hit, a substantial amount of time may lapse before you start to see any progress with your credit score. Although the process of rebuilding your credit might seem tedious, it is definitely worth the effort. Following these five steps can help you in your efforts to rebuild your credit…. Read More

I Need to Rebuild My Credit, Where Do I Start?

Credit Score

I Need to Rebuild My Credit, Where Do I Start?

I Need to Rebuild My Credit, Where Do I Start?

We recently received this question from a reader who is looking for help with credit report errors: There are things on my credit report that do not belong on there. Things like where I have lived and accounts that have been paid off for over 10 years. How can I have them corrected? I also… Read More

Credit Cards to Rebuild Credit: How to Pick One

Credit Cards

Credit Cards to Rebuild Credit: How to Pick One

Credit Cards to Rebuild Credit: How to Pick One

Rebuilding credit can be tough to do. The best way to improve your credit is to open a new account and create a record of timely payments.  Yet, predictably, few banks are willing to grant credit cards to those who have a poor credit history. You don’t have to give up hope, though, as there… Read More

How Fast Can You Rebuild Your Credit?

Credit Score

How Fast Can You Rebuild Your Credit?

How Fast Can You Rebuild Your Credit?

Credit.com reader Tanya wrote us recently with this question: My score is 606. At this moment, I only have a Macy’s card with a limit of $100. Divorced 5 years ago, when my ex filed bankruptcy and included the house we had together. At that moment, had credit card debts of $6k (Discover), $2k (Sam’s… Read More

How to Get Credit Cards After Bankruptcy

Credit 101

How to Get Credit Cards After Bankruptcy

How to Get Credit Cards After Bankruptcy

It may sound like the stupidest financial move ever: getting credit cards after bankruptcy. But done right, it may be one of the smartest moves you can make for your credit. The main purpose for getting new credit cards after bankruptcy is to help boost your credit scores, which most likely took a hit when… Read More

6 Steps to Recovering from Bankruptcy

Managing Debt

6 Steps to Recovering from Bankruptcy

6 Steps to Recovering from Bankruptcy

The decision to file bankruptcy is not an easy one. Society has taught us that bankruptcy is the worst thing you can do to your credit and will haunt you for the rest of your life. This is absolutely not true. While bankruptcy does negatively impact your credit, it can be a blessing in disguise… Read More

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