Can You Afford a New Baby?

Personal Finance

Can You Afford a New Baby?

Can You Afford a New Baby?

I turned 30 this year, which means that I’ve reached that magical age. Now, whenever I log into Facebook my feed is filled with pregnant bellies and pictures of adorable newborns. It seems like everyone is having a baby. But not everyone is. Some prefer being childfree and others are only beginning to consider having… Read More

4 of the Priciest Car Repairs

Auto Loans

4 of the Priciest Car Repairs

4 of the Priciest Car Repairs

What better incentive to stay up on your car’s regularly scheduled maintenance than the possibility of having to pay through the nose for a costly repair? If you’re the kind of driver who never changes the oil, never rotates the tires, and never thinks about anything other than keeping the tank full of gas, odds are you’ve… Read More

Could Holiday Shopping Wreck Your Credit?

Personal Finance

Could Holiday Shopping Wreck Your Credit?

Could Holiday Shopping Wreck Your Credit?

More than 60% of U.S. consumers have little or no concern about how their holiday shopping will affect their credit, according to a survey from TransUnion. There are two ways to look at that statistic: We can give consumers the benefit of the doubt, inferring they plan to exercise smart credit practices like avoiding debt… Read More

Are You Paying Your Nanny Illegally?

Personal Finance

Are You Paying Your Nanny Illegally?

Are You Paying Your Nanny Illegally?

If you employ a nanny, chances are good that you’re paying him or her under the table. Kerri Swope, senior director of Care.com HomePay estimates that just 20% of nannies are paid the way the U.S. government requires. Other sources put the estimate even lower. The chances of getting caught are slim — it usually… Read More

How My New Husband & I Budget

Personal Finance

How My New Husband & I Budget

How My New Husband & I Budget

On July 18, I married my husband, James Perkins. In three short months, we have learned how to set up and use a monthly budget with the goal of being a zero-debt household. James is a full-time student and we are supported by my small income and his part-time job. We built into our budget… Read More

How Our Holiday #SpendingFreeze Is Going: Week 1

Personal Finance

How Our Holiday #SpendingFreeze Is Going: Week 1

How Our Holiday #SpendingFreeze Is Going: Week 1

Inspired by this article, several Credit.com staffers are tracking their own personal spending freeze on social media. You can follow their progress as they stop spending and start preparing for the holidays using the hashtag #spendingfreeze on Facebook and Twitter. We’ll also be updating our readers weekly with our insights and struggles on the blog —… Read More

Why You Feel Like You’re Broke

Personal Finance

Why You Feel Like You’re Broke

Why You Feel Like You’re Broke

You have a steady job, but when it comes to paying the bills, you feel like you’re living paycheck to paycheck — what’s up with that? “I think there are a lot of people out there who feel that way,” said Kendra Hudson, a certified financial planner at Woodward Advisors in North Carolina. “It’s true… Read More

How to Put Your Finances First

Personal Finance

How to Put Your Finances First

How to Put Your Finances First

Money can’t buy happiness, right? But it can buy experiences that make us happy. So it’s easy to rationalize not letting cost hold us back when we decide what to spend on. And then we find out our supposed happiness is making us broke. It’s so much more fun to dream of the next vacation or electronic device than… Read More

6 Financial Moves to Help You Sleep Better at Night

Personal Finance

6 Financial Moves to Help You Sleep Better at Night

6 Financial Moves to Help You Sleep Better at Night

Have you ever spent sleepless nights worrying about your finances? Between battling debt, working to pay off a mortgage and planning for retirement, there is plenty to think about. But don’t let these worries keep you up at night — take action. Check out some money decisions that will help you rest easy. 1. Track Your Spending… Read More

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