It’s not your fault you don’t know how to handle money matters. You can’t be blamed for not knowing what you weren’t taught. More than likely, your parents avoided talking about money management along with other uncomfortable adult subjects. Since the best life lessons are learned through hard knocks, here are eight money tips that… Read More

I always wanted to live in the Big Apple. Growing up in the suburbs, I couldn’t wait to get to the place with big lights, lots of people and freedom. A move to a new city, and a major one at that, however, can cost more money than one might expect, so one must approach… Read More

You finally found your soul mate — someone who is sympathetic, nurturing, loving and caring. You’re ready to tie the knot. But before you say, “I do,” can you honestly say, “We did?” No, I’m not talking about that. I am talking about the talk. Not the one about sex and family but rather the… Read More

One of the most common questions I hear from clients is whether they should invest in a traditional IRA or a Roth IRA. Let’s start with an understanding of the difference between the two. The biggest difference between a traditional IRA and a Roth IRA is when you pay taxes.  I like to think of… Read More

When you are driving down the road to retirement, it’s critical to choose the best vehicle. And for many savers, it may be time for an upgrade. Those who have made the savvy commitment to save at least 10% of their salary should consider the features and benefits of Roth IRAs and 401ks described here…. Read More

If you are in the market for a financial advisor, it is very important to spend some time to pick the right one. You need to select a competent, qualified professional with whom you feel comfortable. Here are the most important questions to ask your prospective advisor … and how you can check up on… Read More

I once was a college senior. It was mid-April and I was getting ready to graduate in late May. The thought of moving all my stuff to my first apartment overwhelmed me. What would I keep? What would I throw away? I wish I could snap my fingers and my things would magically pack themselves… Read More

If you’re on a budget, you can still find ways to show Mom you appreciate her without breaking the bank. Two of the most requested gifts are flowers and spa days, according to the Shoppers Trend Report from RetailMeNot.com, the largest digital coupon website in the U.S. Gift certificates or gift cards are also likely… Read More

As graduation time nears for college-bound high school seniors, it’s also time for those college acceptance letters to start rolling in, and time to let the planning begin. While understandably caught up in the academic, housing and financial hoopla of planning for college, one all-important, but often overlooked part is planning for the safest, most… Read More

Back in the day, if you needed something expensive you just saved for it. Or, you put it on layaway, or maybe joined your bank’s Christmas Club. (Kids, ask your parents.) You also may have saved for your children’s college education or your annual vacation. The prevailing attitude among financially responsible people was that “if… Read More