Bankruptcy is undeniably one of the worst things — if not the worst thing — you can do to your credit, typically causing a credit score loss of more than 200 points. However, you can minimize the impact and hasten the recovery of your credit through better awareness of how credit scores treat bankruptcy. To… Read More

In the credit card world, secured cards are often viewed as second-rate. And often that’s due to common myths about how they work. In fact, you may be surprised at how a card like this can help you. Myth: Secured cards are looked down on by other creditors. There’s a misconception that if one of… Read More

Can a shoulder surfing identity thief really steal your credit card numbers using a cell phone camera?
We took a few cell phone photos of our own in the office this morning to see if this was actually possible. I used a Motorola E815 phone with a pretty decent 1.3 mega pixel camera for our tests.