7 Reasons Why You Still Can’t Sell Your House

Personal Finance

7 Reasons Why You Still Can’t Sell Your House

7 Reasons Why You Still Can’t Sell Your House

You made the investment and bought a house, but now it’s time to sell it. Whether you’re looking for a different atmosphere, moving for work, or accounting for any number of factors, selling your home can be one of the most complex deals you make. You might be facing steep competition from other homes for... Read More

Can I Get a Mortgage With Bad Credit?

Mortgages

Can I Get a Mortgage With Bad Credit?

Can I Get a Mortgage With Bad Credit?

Prospective homebuyers may be surprised to hear that bad credit won’t necessarily shut them out of the market completely. It is possible to get a mortgage with a subpar credit score — but your options are going to be limited and you’re most likely going to pay in fees and/or interest. What Score Do I Need?... Read More

Can Consolidating My Student Loans Help Me Buy a Home?

Mortgages

Can Consolidating My Student Loans Help Me Buy a Home?

Can Consolidating My Student Loans Help Me Buy a Home?

While rising debt levels are partially responsible for a falling homeownership rate in the U.S., there are ways aspiring homeowners can responsibly take on a mortgage while working on paying down other loan balances. For example, a Credit.com reader recently asked us if there’s a way to get approved for a mortgage, despite having education... Read More

Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Personal Finance

Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Whether Trump or Clinton, 24% of Americans Think They’ll Be Worse Off After Election

Only 6% of Americans think their finances will improve after the November presidential election, regardless of which party’s candidate wins, according to a recent loanDepot survey. In fact, the survey found that most Americans expect their financial situations will either stay the same (66%) or become worse (24%). Part of the negative sentiment appears to... Read More

It’s Not Just Millennials Who Aren’t Buying Homes

Mortgages

It’s Not Just Millennials Who Aren’t Buying Homes

It’s Not Just Millennials Who Aren’t Buying Homes

You may have heard some buzz recently about first-time home buyers, with millennials sitting on the sidelines instead of jumping into the housing market. Well, it’s not just them. Basically, Americans in every age group under 65 are showing historic reluctance to own homes, according to an email from Ellyn Terry, an economic policy analysis... Read More

Will Applying for a Mortgage Tank My Credit Score?

Mortgages

Will Applying for a Mortgage Tank My Credit Score?

Will Applying for a Mortgage Tank My Credit Score?

If you are hesitant to apply for a mortgage because you think your credit score will drop dramatically each time you fill out an application, think again. Here’s what really happens when you apply for a mortgage and your credit is pulled. When you apply for a mortgage, you must have your credit checked. It... Read More

How Many Americans Have Gone Through Foreclosure?

Mortgages

How Many Americans Have Gone Through Foreclosure?

How Many Americans Have Gone Through Foreclosure?

During the Great Recession, many Americans lost their homes due to foreclosure. In fact, according to real estate data company RealtyTrac, there were 6,324,545 completed foreclosures from January 2006 to April 2016. “It is a big number,” Daren Blomquist, Senior Vice President of RealtyTrac said in an email. “Normal would be around 250,000 bank repossessions per year.... Read More

The Trick That Can Help You Sell Your Home Faster

Mortgages

The Trick That Can Help You Sell Your Home Faster

The Trick That Can Help You Sell Your Home Faster

In some areas of the country, it’s a sellers’ market, but if you’re not so lucky and you need a competitive edge, you might consider offering buyer incentives, which can work in a couple of different ways depending on the homebuyer’s financing. We tapped a couple of experts to explain how this might look in practice,... Read More

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