10 Tips to Secure the Best Interest Rate on your Mortgage

Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

10 Tips to Secure the Best Interest Rate on your Mortgage

The process of buying a home is a very involved one, and can be daunting, especially for first-time buyers. It’s often a whirlwind of paperwork, credit reports, and scrambling to tie up loose ends. One of the biggest factors that goes into calculating your monthly mortgage payment (other than the size of the loan itself)... Read More

Should You Get an FHA Loan or a Conventional Mortgage?

Mortgages

Should You Get an FHA Loan or a Conventional Mortgage?

Should You Get an FHA Loan or a Conventional Mortgage?

Federal Housing Administration (FHA) loans and conventional loans remain the most popular financing types for today’s mortgage borrowers. But which program makes the most financial sense for you? FHA Loans vs. Conventional Loans The key to deciding which loan you should get is understanding the characteristics of both programs and how they relate to your... Read More

4 Reasons to Buy Your First Home in Your 30s

Mortgages

4 Reasons to Buy Your First Home in Your 30s

4 Reasons to Buy Your First Home in Your 30s

There was a time in my life when I thought I’d never own a home. As someone who had preferred life in big cities and prioritized travel above homeownership, the idea of settling somewhere permanently never really appealed to me. Then I got married, then I got pregnant, and suddenly the idea of living in... Read More

Why You Should Still Talk to a Lender Even if You’re Not Ready to Buy a Home

Mortgages

Why You Should Still Talk to a Lender Even if You’re Not Ready to Buy a Home

Why You Should Still Talk to a Lender Even if You’re Not Ready to Buy a Home

If you’re a first-time homebuyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances, every borrower and financial situation is unique. Unless you’re a financial expert, it’s best not to self-diagnose your financial problems. You... Read More

42 States with the Highest Home Seller Profits

Mortgages

42 States with the Highest Home Seller Profits

42 States with the Highest Home Seller Profits

If you’ve been thinking about selling your home, we’ve got some good news for you. According to RealtyTrac.com, home sellers saw an average price gain of $51,000 in Q2 of 2017. That’s a 26% average return on the previous purchase price. Most homeowners who sold during Q2 this year had owned their home an average... Read More

15 Housing Markets With the Most Movers

Mortgages

15 Housing Markets With the Most Movers

15 Housing Markets With the Most Movers

Markets in Colorado and the Carolinas are drawing the most potential home buyers, according to data released Thursday by ATTOM Data Solutions. The property data company analyzed mortgage applications to create its “Pre-Mover Housing Index,” a measure of the proportion of homes likely to sell in a market. The index is based on the ratio of mortgage... Read More

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