Can You Crowdfund Your Mortgage?

Mortgages

Can You Crowdfund Your Mortgage?

Can You Crowdfund Your Mortgage?

By now, you’ve probably heard of the guy who crowdfunded a $10 potato salad “campaign” and ended up raising more than $55,000 (if not, now you know — crazy, right?). That got us at Credit.com thinking: What other sorts of things can you crowdfund? The short answer: Pretty much anything (see: potato salad guy). Earlier… Read More

4 Mortgage Programs You Should Know About

Mortgages

4 Mortgage Programs You Should Know About

4 Mortgage Programs You Should Know About

When looking to buy or refinance a home, there are several specialized types of loans to consider. Since you may not qualify for every type of mortgage, it is important to calculate how much mortgage you can afford and investigate the options available for your specific situation. It’s a good idea to compare rates from… Read More

4 Things That Won’t Affect Your Mortgage

Mortgages

4 Things That Won’t Affect Your Mortgage

4 Things That Won’t Affect Your Mortgage

When you’re hoping to lock down a home loan, the focus is on making sure you look like a safe bet for prospective lenders. Conversation tends to drift to the key pieces of the pre-approval puzzle, from credit score and stable income to acceptable debt levels and suitable assets. No one’s arguing the wisdom there…. Read More

4 Ways to Help Your Kid Buy a Home

Mortgages

4 Ways to Help Your Kid Buy a Home

4 Ways to Help Your Kid Buy a Home

Younger, first-time homebuyers are an increasingly rare sight in the current housing market. The homeownership rate for the 35-and-under crowd fell to a 22-year low in the second quarter, according to the Census Bureau. A bounce might loom on the horizon as lenders start to loosen credit and underwriting requirements. Even with a broad thaw,… Read More

10 Cheapest Places to Finance a Home

Mortgages

10 Cheapest Places to Finance a Home

10 Cheapest Places to Finance a Home

A property with an affordable listing price is only part of finding a home within your budget, because if you can’t access low mortgage rates, you may not be able to buy as much house as you hoped. Your mortgage rate heavily depends on you: your credit score, your ability to repay the loan, your track… Read More

4 Ways to Cut This Cost From Your Mortgage Payment

Mortgages

4 Ways to Cut This Cost From Your Mortgage Payment

4 Ways to Cut This Cost From Your Mortgage Payment

Buying a primary home? The 20% down rule is yesterday’s news. More down payment options exist now, including both government and private sector alternatives, allowing more flexible choices for homebuyers. Don’t be fooled however, as most of the programs that allow for less than 20% down include private mortgage insurance (PMI) — which is an… Read More

4 Things You Need Before Buying a Home

Mortgages

4 Things You Need Before Buying a Home

4 Things You Need Before Buying a Home

Buying a home can be very exciting. But it can also be scary if you’re not sure if it is the right decision for you and your family. Many factors go into whether it makes more sense to buy or rent. Here are four things you should have before you take the plunge into homeownership…. Read More

Don’t Put the Car Before the House

Mortgages

Don’t Put the Car Before the House

Don’t Put the Car Before the House

The next time you’re in the market for a car, nowhere will you ever see a disclosure or a word of caution from the salesman about how financing that car could hurt your future chances for buying a house. Unfortunately, auto loans will affect your ability to purchase a house no matter how big or… Read More

How to Be a Savvy Homebuyer

Mortgages

How to Be a Savvy Homebuyer

How to Be a Savvy Homebuyer

Buying a home is a big decision personally and financially and it can sometimes seem like an intimidating process. Go into it with eyes wide open using these tips to be better at buying a home. Educate Yourself You can take control of your own homebuying experience by doing some research. Instead of relying on what… Read More

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