Should I Get a FHA Loan or Conventional Mortgage?

Mortgages

Should I Get a FHA Loan or Conventional Mortgage?

Should I Get a FHA Loan or Conventional Mortgage?

Federal Housing Administration loans and conventional loans remain the most popular financing types for today’s mortgage borrowers. But which program makes the most financial sense for you? Here’s how to decide. The Nuts & Bolts of FHA Loans FHA loans are insured by the Federal Housing Administration. The program contains two forms of mortgage insurance;... Read More

Can I Get a Mortgage With Student Loan Debt?

Mortgages

Can I Get a Mortgage With Student Loan Debt?

Can I Get a Mortgage With Student Loan Debt?

OK, so you’ve graduated college, gotten a decent job and would absolutely love to buy a house. You might even be crashing open houses in the neighborhoods on your buy list, binging on pretzels and chatting with real estate agents just to get the warm fuzzy associated with buying your own piece of the planet. The... Read More

4 Inexpensive Ways to Boost Your Home’s Value

Mortgages

4 Inexpensive Ways to Boost Your Home’s Value

4 Inexpensive Ways to Boost Your Home’s Value

If you’re planning to sell your home, you’re likely looking for ways to boost its value. The more money you can make from your home’s sale, the better. However, you may have been hesitant to perform some much-needed upgrades due to the cost. Fortunately, there are some adjustments you can make to your home that won’t break the bank. Here... Read More

How Not to Screw Up Your Mortgage Application

Mortgages

How Not to Screw Up Your Mortgage Application

How Not to Screw Up Your Mortgage Application

Although it might appear as though getting a mortgage is easier than it was a few years ago, thanks to technology, the process is still dicey. Industry insiders know the majority of loans do not close on time. But there are a few ways to smooth the process if you’re applying for one. Here’s what... Read More

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

Mortgages

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

How Long Can I Shop Around for a Mortgage Without Really Damaging My Credit Score?

“Shop around for the best mortgage rate.” It’s a good rule of thumb you’ve probably heard before. But it seems to conflict with another best practice: “Don’t file too many credit applications at once, you’ll hurt your score.” Given how integral a good credit score is to getting a mortgage and how important a competitive mortgage rate is... Read More

3 Things You Absolutely Need for a Mortgage

Mortgages

3 Things You Absolutely Need for a Mortgage

3 Things You Absolutely Need for a Mortgage

If you’ve never bought a home before or it has been many years since your last mortgage transaction, you may want to freshen up on the basics before you head to the bank. To get you started, we’re going to go over three of the main things lenders look for when reviewing your mortgage application. 1.... Read More

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