Does Getting Approved for a Mortgage Mean You Can Actually Afford it?

Mortgages

Does Getting Approved for a Mortgage Mean You Can Actually Afford it?

Does Getting Approved for a Mortgage Mean You Can Actually Afford it?

Check online, and you can find any number of handy  “how much house can I afford?” calculators. These calculators will take your income, monthly debt payments, and estimated homeowner expenses to figure out how much money a bank might loan you for a home. The important thing to remember about these calculators – and sometimes… Read More

The Quick Formula to Determine Your House Payment

Mortgages

The Quick Formula to Determine Your House Payment

The Quick Formula to Determine Your House Payment

As you shop for a house and consider taking out a mortgage, determining your house payment can no doubt be a time-consuming process — running calculations, getting updated payment scenarios from your mortgage company, and determining whether or not you can qualify. What you might not realize is that there’s an easier way to calculate… Read More

Homeowners Making More On-Time Mortgage Payments

Mortgages

Homeowners Making More On-Time Mortgage Payments

Homeowners Making More On-Time Mortgage Payments

Given the number of improvements in many areas of the housing market in the last year or so, it should come as little surprise to observers that borrowers once again successfully slashed both their mortgage debts and instances of late payments in the third quarter of the year. National delinquency of home loans that were… Read More

Consumers Catching Up on Late Mortgages

Mortgages

Consumers Catching Up on Late Mortgages

Consumers Catching Up on Late Mortgages

While the housing market has been somewhat rocky in the last several months, there have generally been improvements, and that trend continued into the second quarter of the year. The number of first-lien home loans nationwide that were current and performing through the end of the second quarter climbed to 88.7 percent, up from 88.1… Read More

Should You Pay Your Mortgage With a Credit Card?

Credit Cards

Should You Pay Your Mortgage With a Credit Card?

Should You Pay Your Mortgage With a Credit Card?

Sometimes consumers face significant financial emergencies that they cannot avoid, such as medical problems or car trouble that can take a huge chunk out of their monthly budget. The result of these financial difficulties can be that, at the end of the month, they simply might not have enough money on hand to pay their… Read More

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