Do You Need Long-Term Care Insurance?

Personal Finance

Do You Need Long-Term Care Insurance?

Do You Need Long-Term Care Insurance?

Have you thought about long-term care insurance? Most people don’t until they are approaching retirement and the thought of turning over their life savings to a nursing home drives them to consider it. Statistics vary from source to source, but roughly 70% of those over age 65 at some point will need long-term care, defined as… Read More

7 Tips for Negotiating Medical Bills

Managing Debt

7 Tips for Negotiating Medical Bills

7 Tips for Negotiating Medical Bills

Can you imagine buying a car a piece at a time — and trying to figure out what the total cost is? One person sells you the tires, another a steering wheel — oh, and a specialist will give you a transmission. And you need an engine? The cost will depend on which network you’re… Read More

After Cancer, Young Survivors Look for Financial Help

Managing Debt

After Cancer, Young Survivors Look for Financial Help

After Cancer, Young Survivors Look for Financial Help

After surviving cancer twice as a young adult, Samantha Eisenstein Watson found there’s more to the fight than defeating a disease — there’s a financial battle, too. Nearly two-thirds (62%) of cancer survivors fall into medical debt as a result of their treatments, a study from the Washington National Institute for Wellness Solutions found. The report’s… Read More

The 5 Best Money Lessons We Learned Last Year

Personal Finance

The 5 Best Money Lessons We Learned Last Year

The 5 Best Money Lessons We Learned Last Year

We shared hundreds of stories with you in 2014, filled with great lessons for building your credit, getting out of debt, protecting your identity and improving your financial health, despite the many challenges that inevitably pop up along the way. Amid all the other news and events you absorbed last year, we don’t expect you… Read More

How to Avoid Wage Garnishment If You Can’t Pay Your Medical Bills

Managing Debt

How to Avoid Wage Garnishment If You Can’t Pay Your Medical Bills

How to Avoid Wage Garnishment If You Can’t Pay Your Medical Bills

Earlier in December, the Consumer Financial Protection Bureau issued a report that found 43 million American consumers have medical collections on their credit reports. Then, a report from ProPublica and National Public Radio focused on the collection practices of nonprofit hospitals. It found that some nonprofit hospitals use collection actions that go far beyond just… Read More

How I Averted a Medical Billing Disaster

Credit Score

How I Averted a Medical Billing Disaster

How I Averted a Medical Billing Disaster

Over Labor Day weekend, I fell and broke my hand. Seeing my finger dangling at an odd angle was alarming, not to mention painful, but I’ll confess the first words out of my mouth when I arrived at the ER were, “I want to confirm that you are a participating provider in my insurance.” I… Read More

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