Will Getting Married Hurt My Credit Score?

Credit Score

Will Getting Married Hurt My Credit Score?

Will Getting Married Hurt My Credit Score?

Getting married doesn’t affect your credit score per se. The major credit reporting agencies, for instance, don’t combine your credit history with your significant other’s once you say “I do.” But, if you have a spouse or soon-to-be-spouse whose credit is less than stellar — or downright “horrible” like John Rampton’s wife Kristy’s was before... Read More

Can My Valentine’s Bad Credit Hurt Me?

Credit Score

Can My Valentine’s Bad Credit Hurt Me?

Can My Valentine’s Bad Credit Hurt Me?

Don’t worry too much if your Valentine discloses their credit score is in rough shape this weekend — their bad credit isn’t technically contagious. “Everyone has their own credit report, so your significant other’s credit history won’t be combined with yours,” Rod Griffin, director of public education for Experian, said in an email. (And, yes, this tenet is... Read More

5 Common Money Fights Couples Can Avoid

Personal Finance

5 Common Money Fights Couples Can Avoid

5 Common Money Fights Couples Can Avoid

Relationships almost always come with their fair share of disputes, but fighting about money can be another animal entirely. Managing joint finances is rarely easy, but keeping the lines of communication open can go a long way. Take a look at the most common money fights couples have and consider which strategies can help you... Read More

How I Helped My Boyfriend Boost His Credit Score 140 Points

Credit Score

How I Helped My Boyfriend Boost His Credit Score 140 Points

How I Helped My Boyfriend Boost His Credit Score 140 Points

How important is one’s credit score in a relationship? It’s probably not what first attracted you, but it can be pretty important — those three-digit numbers can tell you if someone typically manages finances well. And yet asking about it can feel awkward. Awkward or not, the conversation shouldn’t wait much past the time a couple... Read More

4 Money Differences Between Married and Divorced People

Managing Debt

4 Money Differences Between Married and Divorced People

4 Money Differences Between Married and Divorced People

People make dating decisions based on dozens of factors: shared interests, friendliness, clever online dating profiles, attractiveness and so on. What people don’t do: “Our personal finance habits complement each other, and we have similar debt levels — let’s date!” That would be a little ridiculous. But personal finance should factor into long-term relationships, because... Read More

5 Ways to Avoid Bad Credit After a Breakup

Credit Score

5 Ways to Avoid Bad Credit After a Breakup

5 Ways to Avoid Bad Credit After a Breakup

Forget the “till death do us part” mantra — cohabitation has become the new normal in the U.S. Most millennials will move in with a significant other before marriage, and a high percentage of them will end up packing their boxes to leave. A National Center for Health Statistics report found that of those who... Read More

3 Ways Love Can Affect Your Credit Scores

Credit Score

3 Ways Love Can Affect Your Credit Scores

3 Ways Love Can Affect Your Credit Scores

Falling in love may make your heart sing, but it won’t make a bit of difference in your credit scores — those generally stay separate. That’s unless you feel moved to do something like … co-sign a loan, sign up for credit jointly or use a lot of your available credit to finance a big... Read More

Don’t Let Credit Kill the Romance!

Credit Score

Don’t Let Credit Kill the Romance!

Don’t Let Credit Kill the Romance!

Valentine’s Day is a day of hearts and flowers and romance. It’s a day when we tell that other person how special they are. All of their quirks and habits are, for one day, swept under the carpet and we bask in the warm glow of mutual attraction. But for the other 364 days of... Read More

The Crazy World of Engagement Ring Financing

Managing Debt

The Crazy World of Engagement Ring Financing

The Crazy World of Engagement Ring Financing

Are you willing to go into debt for love? If you are ready to pop the question, but haven’t saved for the ring you want to buy, you may be tempted to finance the purchase. But do that, and you may find that already pricey engagement ring costs a lot more than you planned. The... Read More

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The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

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