in the News 2/16/13

Credit 101 in the News 2/16/13 in the News 2/16/13

This week the experts from contributed to a wide range of publications on subjects including credit score errors, smartphone protection and credit score access expansion. Check out the hits… U.S. Cracks International Credit Card Fraud Ring co-founder Adam Levin weighs in on a huge credit card fraud ring bust to USA Today. He... Read More in the News 11/24/12

Personal Finance in the News 11/24/12 in the News 11/24/12

This week the experts from contributed to a wide range of publications on subjects including debt collect, identity theft, Hurricane Sandy and the pitfalls of Black Friday. Check out the hits… Co-Founder and Chairman Adam Levin was on The Daily Ticker to discuss cybersecurity and how to prevent it. He brings up the... Read More in the News 11/17/12

Personal Finance in the News 11/17/12 in the News 11/17/12

This week the experts from contributed to a wide range of publications on subjects including debt collection, identity theft, Hurricane Sandy and what the election outcome means for your finances. Check out the hits… Co-Founder and Chairman Adam Levin spoke to about what the fiscal cliff could mean for the American worker.... Read More in the News 10/20/12

Personal Finance in the News 10/20/12 in the News 10/20/12

This week the experts from spoke to the media, offering insight on online banking, mobile device security, credit scores, credit cards and debt. Check out the hits… 5 Online Mistakes That Put You In Jeopardy co-founder Adam Levin spoke to Jessica Doyle at WUSA9 about what constitutes safe behavior online. He offers several... Read More in the News 9/2/12

Personal Finance in the News 9/2/12 in the News 9/2/12

This week the experts from appeared in the media to weigh in on subjects including cyber crime, identity theft, and credit cards. Check out the hits… Cybercriminals Hack Email, Steal Funds chairman and co-founder, Adam Levin spoke to USA Today about the importance of cyber security. A recent story on online hacks found... Read More in the News 8/4/12

Personal Finance in the News 8/4/12

This week the experts from contributed to a wide range of publications on subjects including travel, identity theft, credit scores and credit cards. Check out the hits… Keeping a Secure ID While Traveling On ABC Local 7 with Nina Pineda,’s chairman and co-founder Adam Levin lends his advice on protecting one’s identity while... Read More in the News 6/2/12

Personal Finance in the News 6/2/12 in the News 6/2/12

This week the experts from talked to the media about the latest news in prepaid cards, underwater mortgages, credit cards and paying the debts of a deceased loved one. Check out the highlights … Susan Tompor of the Detroit Free Press is no fan of extra fees, and she definitely doesn’t want her family... Read More

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Hello, Reader!

Thanks for checking out We hope you find the site and the journalism we produce useful. We wanted to take some time to tell you a bit about ourselves.

Our People

The editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline,, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

Our Reporting

We take great pains to ensure that the articles, video and graphics you see on are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

In addition to appearing on, our articles are syndicated to dozens of other news sites. We have more than 100 partners, including MSN, ABC News, CBS News, Yahoo, Marketwatch, Scripps, Money Magazine and many others. This network operates similarly to the Associated Press or Reuters, except we focus almost exclusively on issues relating to personal finance. These are not advertorial or paid placements, rather we provide these articles to our partners in most cases for free. These relationships create more awareness of in general and they result in more traffic to us as well.

Our Business Model’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

Visitors to are also able to register for a free account, which gives them access to a tool called The Credit Report Card. This tool provides users with two free credit scores and a breakdown of the information in their Experian credit report, updated twice monthly. Again, this tool is entirely free, and we mention that frequently in our articles, because we think that it’s a good thing for users to have access to data like this. Separate from its educational value, there is also a business angle to the Credit Report Card. Registered users can be matched with products and services for which they are most likely to qualify. In other words, if you register and you find that your credit is less than stellar, won’t recommend a high-end platinum credit card that requires an excellent credit score You’d likely get rejected, and that’s no good for you or You’d be no closer to getting a product you need, there’d be a wasted inquiry on your credit report, and wouldn’t get paid. These are essentially what are commonly referred to as "targeted ads" in the world of the Internet. Despite all of this, however, even if you never apply for any product, the Credit Report Card will remain free, and none of this will impact how the editorial team reports on credit and credit scores.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Editorial Team