Americans Feeling Good About Housing Market Growth

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Americans Feeling Good About Housing Market Growth

Americans Feeling Good About Housing Market Growth

There have been significant improvements throughout the national housing market over the last year and that in turn has led many Americans to start feeling better about its chances for continued improvements over the course of 2013. Today, 50 percent of Americans say that they believe the housing market will continue improving this year, according to… Read More

Are We in a Seller’s Housing Market Already?

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Are We in a Seller’s Housing Market Already?

Are We in a Seller’s Housing Market Already?

The housing market has been improving significantly on a national level for about a year now, and with prices rising and interest rates extremely low, many buyers may think it’s a very good time to enter the market to find affordable options. That, in turn, will likely be a boon to sellers in many cities… Read More

Fed Will Wait and See on Housing Recovery

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Fed Will Wait and See on Housing Recovery

Fed Will Wait and See on Housing Recovery

Federal monetary regulators are currently meeting to determine whether to make any policy changes, and many financial experts believe that they will not make any more drastic alterations to the plans currently in place. The Federal Reserve Board recently announced a new round of bond buying under the QE3 plan, and as such, it made… Read More

Why Regulating Mortgage Lenders Is So Difficult

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Why Regulating Mortgage Lenders Is So Difficult

Why Regulating Mortgage Lenders Is So Difficult

Chairman of the House Financial Services Committee, wants to pass new regulations that would protect consumers better than current regulations. Indeed, he has just scheduled eleven hearings on various aspects of reform that would involve the creation of a new agency, the Consumer Financial Protection Agency. This new agency would take over some of the responsibilities currently held by one of the other half-dozen agencies involved in regulating lenders. The problem is that Congress passes legislation and/or the Federal Reserve makes rules, but they never make any provision for enforcement (or they have too few regulators without sufficient budgets to have any impact).

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