How Much Do I Have to Spend to Get VIP Credit Card Perks?

Credit Cards

How Much Do I Have to Spend to Get VIP Credit Card Perks?

How Much Do I Have to Spend to Get VIP Credit Card Perks?

Don’t you love it when you get VIP treatment? It’s especially appreciated when you’re traveling and you can enjoy perks like priority service and upgrades to a better airplane seat or hotel room. And as some frequent travelers know, the key to earning VIP treatment can be holding the right credit cards. Some credit cards offer elite... Read More

The Best Hotel Rewards Credit Cards in America

Credit Cards

The Best Hotel Rewards Credit Cards in America

The Best Hotel Rewards Credit Cards in America

Hotel credit cards rival airline cards for a place in the wallets of travelers. For a long time, hotel cards were becoming a better value as airlines devalued their loyalty programs by making fewer award seats available and requiring more miles to reserve them. But in 2013, as hotel occupancy rates rebounded, several of the major hotel chains... Read More

The Best Credit Cards in America for Hotel Rewards

Credit Cards

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

2013 has been a great year for hotels, as they have finally emerged from a prolonged period of depressed bookings and high vacancies. Now that these properties are filling up, several major hotel chains have started asking for more points for award nights, effectively devaluing the rewards earned by guests as well as users of... Read More

Hotel Rewards Credit Cards: How to Pick One

Credit Cards

Hotel Rewards Credit Cards: How to Pick One

Hotel Rewards Credit Cards: How to Pick One

Redeeming frequent flier miles has become so frustrating that many rewards card holders now look to hotel cards to earn the most valuable rewards. Lodging is a large travel expense, and hotel programs generally offer awards with fewer blackout dates and capacity controls than airline programs. However, many hotel programs have recently devalued their programs... Read More

Have Hotel Chains Ruined Your Credit Card Rewards?

Credit Cards

Have Hotel Chains Ruined Your Credit Card Rewards?

Have Hotel Chains Ruined Your Credit Card Rewards?

There are many reward credit cards that offer points in hotels’ loyalty programs. But how much are these points worth? The answer: only as much as the hotel rooms you can actually book. And unfortunately for hotel reward card users, the points awarded by many of the major programs were just severely devalued within the... Read More

The Best Credit Cards in America for Hotel Rewards

Credit Cards

The Best Credit Cards in America for Hotel Rewards

The Best Credit Cards in America for Hotel Rewards

Last month, we looked at the best credit cards that earn airline miles, as many credit card users find that award flights are some of the most valuable credit card rewards. And while this may be true in most cases, hotel reward cards can offer travelers incredible value. For the December edition of our Best... Read More

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The Credit.com editorial team is staffed by a team of editors and reporters, each with many years of financial reporting experience. We’ve worked for places like the New York Times, American Banker, Frontline, TheStreet.com, Business Insider, ABC News, NBC News, CNBC and many others. We also employ a few freelancers and more than 50 contributors (these are typically subject matter experts from the worlds of finance, academia, politics, business and elsewhere).

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We take great pains to ensure that the articles, video and graphics you see on Credit.com are thoroughly reported and fact-checked. Each story is read by two separate editors, and we adhere to the highest editorial standards. We’re not perfect, however, and if you see something that you think is wrong, please email us at editorial team [at] credit [dot] com,

The Credit.com editorial team is committed to providing our readers and viewers with sound, well-reported and understandable information designed to inform and empower. We won’t tell you what to do. We will, however, do our best to explain the consequences of various actions, thereby arming you with the information you need to make decisions that are in your best interests. We also write about things relating to money and finance we think are interesting and want to share.

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Our Business Model

Credit.com’s journalism is largely supported by an e-commerce business model. Rather than rely on revenue from display ad impressions, Credit.com maintains a financial marketplace separate from its editorial pages. When someone navigates to those pages, and applies for a credit card, for example, Credit.com will get paid what is essentially a finder’s fee if that person ends up getting the card. That doesn’t mean, however, that our editorial decisions are informed by the products available in our marketplace. The editorial team chooses what to write about and how to write about it independently of the decisions and priorities of the business side of the company. In fact, we maintain a strict and important firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser. In that sense, we are no different from any other news organization that is supported by ad revenue.

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Credit.com is owned by Progrexion Holdings Inc. which is the owner and administrator of a number of business related to credit and credit repair, including CreditRepair.com, and eFolks. In addition, Progrexion also provides services to Lexington Law Firm as a third party provider. Despite being owned by Progrexion, it is not the role of the Credit.com editorial team to advocate the use of the company’s other services. In articles, reporters may mention credit repair as an option, for example, but we’ll also be sure to note the various alternatives to that service. Furthermore, you may see ads for credit repair services on Credit.com, but the editorial team isn’t responsible for the creation or implementation of those ads, anymore than reporters for the New York Times or Washington Post are responsible for the ads on their sites.

Your Stories

Lastly, much of what we do is informed by our own experiences as well as the experiences of our readers. We want to tell your stories if you’re interested in sharing them. Please email us at story ideas [at] credit [dot] com with ideas or visit us on Facebook or Twitter.

Thanks for stopping by.

- The Credit.com Editorial Team