How to Refinance Without Resetting the Mortgage Clock

Mortgages

How to Refinance Without Resetting the Mortgage Clock

How to Refinance Without Resetting the Mortgage Clock

For many homeowners, the thought of refinancing can be less appealing because the clock resets each time you re-mortgage. Essentially, you could be turning back the clock 30 years each time you refinance. In some circumstances, especially if you’re a few years away from paying off the debt in full, a refinance might not make sense. You’re… Read More

Fewer Refinancers Interested in Shortening Loan Terms

Mortgages

Fewer Refinancers Interested in Shortening Loan Terms

Fewer Refinancers Interested in Shortening Loan Terms

Refinancing a mortgage has become a popular option for current homeowners in the last year or so, as rates have held steady at well below 4 percent for some time. However, new data show that in general, the number of people who also use the refinancing opportunity to shorten their loan terms is shrinking. In… Read More

Why Refinance? Shorter Mortgages

Mortgages

Why Refinance? Shorter Mortgages

Why Refinance? Shorter Mortgages

These days, millions of homeowners all across the country are looking for ways to reduce the costs they face when it comes to paying their mortgages. Many have sought refinances in the last few years, and their reasons for doing so seem to be changing. Obviously, the point of refinancing a mortgage is to make… Read More

More Homebuyers Entering Market, But Fewer ReFis Happening

Mortgages

More Homebuyers Entering Market, But Fewer ReFis Happening

More Homebuyers Entering Market, But Fewer ReFis Happening

With housing affordability still near an all-time high and many consumers beginning to feel better about their finances, interest in buying new homes has increased steadily in the past several months. That change was once again reflected in home loan applications filed nationwide, though overall activity fell as a result of people having less interest… Read More

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