5 Reasons You Can’t Get a Mortgage

Mortgages

5 Reasons You Can’t Get a Mortgage

5 Reasons You Can’t Get a Mortgage

Are you gearing up to refinance or buy a home this year? These five things may stop your mortgage dead in its tracks. Here’s what you need to know to prevent your loan application from being denied. 1. Your Credit Score Is Not What You Think It Is This scenario is all too common. A consumer… Read More

Buying a Home? Be Ready for These Closing Costs

Mortgages

Buying a Home? Be Ready for These Closing Costs

Buying a Home? Be Ready for These Closing Costs

For most of us, there’s no bigger purchase than buying a home. And with big purchases, even minor fees can carry a big price tag. Before signing the paperwork and taking on a mortgage, it’s a good idea to get educated about the process. Many people either don’t know or forget to factor in the… Read More

4 Annoying Mortgage Hurdles & How to Overcome Them

Mortgages

4 Annoying Mortgage Hurdles & How to Overcome Them

4 Annoying Mortgage Hurdles & How to Overcome Them

Banks want you to believe getting a mortgage these days is easier — and that may be the case if your financial house is in order. However, the reality is that if you want a mortgage in today’s lending environment, you need to prepare to prove your ability to repay and meet every threshold lenders… Read More

How to Buy a House at the Right Price

Mortgages

How to Buy a House at the Right Price

How to Buy a House at the Right Price

The housing market is making a comeback in many parts of the country. According to the U.S. Department of Commerce, sales of new houses increased by nearly 12% overall during 2014—the most since 2008—as interest rates remain at historic lows. RealtyTrac, a company that analyzes national housing data, also notes that 2015 marks the first… Read More

Why 5% Mortgage Rates Are Still a Ways Off

Mortgages

Why 5% Mortgage Rates Are Still a Ways Off

Why 5% Mortgage Rates Are Still a Ways Off

Whether you like it or not, mortgage interest rates are a big driver of the housing market. We’ve been spoiled with ultra-low rates the past few years, with many experts predicting that 2014 would be the year of 5% rates. They were wrong. Furthermore, we’re not going to be seeing 5% mortgage rates anytime soon… Read More

Should You Buy a Townhome?

Mortgages

Should You Buy a Townhome?

Should You Buy a Townhome?

Single-family home? Apartment rental? Co-op? Condo? When you are considering which type of home is best for you, it is easy to get overwhelmed. New homeowners may find that townhomes offer a middle ground between expensive single-family homes and less-private condominium units. Before you make the decision to buy a townhouse, check out the advantages… Read More

Is 2015 the Year to Sell Your House?

Mortgages

Is 2015 the Year to Sell Your House?

Is 2015 the Year to Sell Your House?

Home price gains are slowing, credit is thawing and more first-time buyers may be hitting the real estate market in 2015. Better balance in the housing sector is “in” next year, as far as trends go. That’s likely to put buyers and sellers on a more even footing. Some prospective sellers sound especially bullish on… Read More

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