The Holiday Expenses That We’re Still Paying For

Personal Finance

The Holiday Expenses That We’re Still Paying For

The Holiday Expenses That We’re Still Paying For

The holidays are a distant memory by now, with new toys already neglected and that bright new sweater stashed in a closet. The bills for those items, however, have been showing up in mailboxes since mid-January — giving only a three-week respite after Christmas Day ends. Every visit from the mailman brings the potential for… Read More

4 Ways to Avoid the Holiday Credit Hangover

Managing Debt

4 Ways to Avoid the Holiday Credit Hangover

4 Ways to Avoid the Holiday Credit Hangover

The past couple of weeks have been filled with holiday parties and eggnog and turkey and gifts and good cheer. If you are like most people, you might have reached for an extra serving of turkey or grabbed an extra cookie when no one was looking. But now that the indulgence is over, something else… Read More

7 Gifts You Should Give Yourself

Personal Finance

7 Gifts You Should Give Yourself

7 Gifts You Should Give Yourself

You’re making your list and checking it twice, but did you maybe forget to include someone? Like yourself? Full disclosure: The gifts on this list are not necessarily the traditional ones you might think, like a massage or a cheese of the month club membership. Instead, we at Credit.com decided to highlight some of the… Read More

12 Holiday Scams to Watch Out For

Identity Theft

12 Holiday Scams to Watch Out For

12 Holiday Scams to Watch Out For

As more consumers pick up their smartphone and tablet to go holiday shopping, cyber crooks will try just about anything to dupe them out of their hard-earned money. Forty percent of identity theft victims were targeted while making online purchases in 2011, according to an identity fraud report by Javelin Strategy & Research. Meanwhile identity… Read More

Shoppers Getting Smarter About Holiday Spending

Personal Finance

Shoppers Getting Smarter About Holiday Spending

Shoppers Getting Smarter About Holiday Spending

The holiday season can be a very stressful time for many consumers simply because they often feel they have to make more purchases than can fit comfortably within their usual monthly budget. As such, many consumers say they are stressed when it comes to their holiday spending, and plan to be more conservative this year… Read More

Fannie, Freddie Halt Foreclosures for the Holidays

Mortgages

Fannie, Freddie Halt Foreclosures for the Holidays

Fannie, Freddie Halt Foreclosures for the Holidays

The holiday season is stressful enough for millions of consumers across the country who are struggling with their finances, so two of the nation’s government-sponsored mortgage backers have made the decision not to take any negative actions that might dampen their moods further. Both Fannie Mae and Freddie Mac will forgo evictions of consumers who… Read More

How Couples Can Plan a Frugal Holiday Without Breaking Up

Personal Finance

How Couples Can Plan a Frugal Holiday Without Breaking Up

How Couples Can Plan a Frugal Holiday Without Breaking Up

This time of year can be festive, magical, and … stressful. If you’re in a relationship, this stress can almost completely overshadow the fun of the holidays. Not only are you expected to buy gifts for each other, but you may also need to travel to visit each other’s families, buy new outfits for these… Read More

Consumer Spending Expected to Surge This Holiday Season

Personal Finance

Consumer Spending Expected to Surge This Holiday Season

Consumer Spending Expected to Surge This Holiday Season

The steadily improving economy has led many consumers across the country to feel better about their finances in general, and that in turn will likely lead to increased spending once again this holiday season. New projections show that consumer spending for holiday shopping alone could rise 4.5 percent this year, according to the 2012 Retail… Read More

Consumers Plan to Pay With Debit, Cash for the Holidays

Personal Finance

Consumers Plan to Pay With Debit, Cash for the Holidays

Consumers Plan to Pay With Debit, Cash for the Holidays

The improving economy may have led more consumers to feel better about their personal finances, but at the same time, many are still displaying some of the caution about credit card spending they learned in the last few years. That trend should continue in the coming months. Consumers plan to exercise considerable caution where their… Read More

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