In between holiday shopping, parties, travel and more, holiday spending can really get away from us. Sure, you might’ve created a tentative budget for holidays. But if you weren’t careful, it could’ve been pretty easy to go over budget a little—or a lot.  Does this situation sound familiar? You’re definitely not alone. During the 2021... Read More

When you’re in debt, getting calls from debt collectors is an unwelcome but common occurrence. But can debt collectors call on holidays? Unfortunately, there are no regulations that specifically make debt collection calls on holidays illegal, but there are regulations that prohibit debt collectors from contacting consumers at unusual or inconvenient times. Find out more... Read More

According to one survey, Americans carried over $1,380 in holiday debt in 2020. It might not sound like much, but it’s a dollar figure that can haunt budgets for months or years if you’re not using credit responsibly. For example, $1,380 on a credit card with 17% interest can take you more than 5 years... Read More

Small businesses are a huge part of the American economy, making up 99% of all businesses in the nation. But even in good times, small businesses have around a 30% long-term survival rate, making economic uncertainty and a global pandemic extremely worrisome for many small business owners. Find out how you can support small businesses in your community... Read More

‘Tis the season for tons of spending! While the holidays are hallmarked as a time for spreading love and joy, they are also notoriously expensive. While Black Friday sales might make you think you’re getting the best deals of the year, your spending can add up quickly if you aren’t careful. Is it possible to... Read More

With over a year of the pandemic under our belts, and with vaccines finally being rolled out, it feels like we’re settling into the new normal. But that’s not an excuse to get complacent—we still need to wear our masks, wash our hands and do our part to support small businesses. It’s no secret that small... Read More