Debt Is Driving People to Shop With Cash

Personal Finance

Debt Is Driving People to Shop With Cash

Debt Is Driving People to Shop With Cash

The majority of Americans (56.4%) used cash for some of their holiday shopping last year, according to a survey of consumers conducted by Credit.com, and about 20% said they would use cash and debit cards more this year than they did in 2012. People use a variety of payment methods throughout the season for different… Read More

How to Deal With Black Friday Buyer’s Remorse

Personal Finance

How to Deal With Black Friday Buyer’s Remorse

How to Deal With Black Friday Buyer’s Remorse

Let’s say you shopped the Black Friday and Cyber Week sales thinking prices were as low as they were going to go, and then they dropped. And now, instead of feeling brilliant for snagging a bargain, you wish you’d waited. Unfortunately, I know exactly how you feel. Some credit cards offer price protection (like Citi’s… Read More

Monday Was the Biggest Online Shopping Day in US History

Personal Finance

Monday Was the Biggest Online Shopping Day in US History

Monday Was the Biggest Online Shopping Day in US History

Cyber Monday spending went way up this year, with online spending jumping 18% from last year to $1.74 billion. That total includes purchases made on computers, not mobile devices, but it represents the most online spending recorded for a single day, according to data released by analytics company comScore. Last year, Cyber Monday sales totaled $1.47 billion. Nearly… Read More

Most People Will Shop at Work on Cyber Monday

Personal Finance

Most People Will Shop at Work on Cyber Monday

Most People Will Shop at Work on Cyber Monday

Employers, beware: The vast majority of working Americans are planning to shop online during work hours on Cyber Monday, according to a survey from digital coupon site RetailMeNot. Put another way: Cyber Monday shopping could cost employers more than $2.5 billion per hour in lost productivity, based on a calculation from RetailMeNot using statistics from… Read More

5 Holiday Money Mistakes

Personal Finance

5 Holiday Money Mistakes

5 Holiday Money Mistakes

With the holiday season officially upon us, it is easy to overspend. Millions of people will head out in search of the perfect gift for the one they love, meandering aimlessly through every toy and department store, and equipped with nothing more than a list and a credit card. If that sounds all too familiar,… Read More

How to Avoid Panic Buying on Black Friday

Personal Finance

How to Avoid Panic Buying on Black Friday

How to Avoid Panic Buying on Black Friday

While much of a America will be pushing back from the dinner table, rubbing a full belly and perhaps settling in for a night of football on Thursday evening, millions of other eaters will skip the pumpkin pie so they can race out to shopping malls. This raises an obvious question: Why? If you’ve never… Read More

5 Dangers of Black Friday Shopping

Credit Score

5 Dangers of Black Friday Shopping

5 Dangers of Black Friday Shopping

Black Friday is the most anticipated, but potentially dangerous, shopping day of the year. As millions of Americans head out in the wee hours of the morning following traditional Thanksgiving Day festivities, many are unaware of the credit dangers that await them. Here are a few important Black Friday credit perils you can avoid. 1…. Read More

5 Holiday Shopping Pitfalls to Avoid

Personal Finance

5 Holiday Shopping Pitfalls to Avoid

5 Holiday Shopping Pitfalls to Avoid

Most of us are planning to spend a little more on holiday shopping this year — an average of more than $1,000, according to data recently released by Discover, and Americans are again looking to squeeze the most value out of every shopping dollar. That’s why the leaked Black Friday ads are being scrutinized now… Read More

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