5 Cures for a Horrible Debt Hangover

Managing Debt

5 Cures for a Horrible Debt Hangover

5 Cures for a Horrible Debt Hangover

It was fun while it lasted — splurging on gifts, celebrating the new year in a big way or going on that pre-holiday getaway to relax — but for many, the “fun” included presenting plastic to pay and losing track of just how much was spent. You may have even thought, “I’ll worry about it later.”... Read More

How to Bounce Back From the Holiday Debt Hangover

Personal Finance

How to Bounce Back From the Holiday Debt Hangover

How to Bounce Back From the Holiday Debt Hangover

The holidays have come and gone but many of us were left with more than gifts. Holiday debt, or what I affectionately refer to as the “holiday hangover” often accompanies the wrapping paper, eggnog and holiday cheer. If you went a little spending crazy this year, and years before, you are not alone. Consumers are... Read More

What’s the Worst Kind of Holiday Debt?

Managing Debt

What’s the Worst Kind of Holiday Debt?

What’s the Worst Kind of Holiday Debt?

Right around now, you’re getting or paying the bills you racked up during the holiday season. Maybe you didn’t realize you pushed your balances so high, or perhaps the expenses seem manageable. Either way, do you know how bad your debt really is? Debts carry different burdens, depending on the type and repayment structure. If... Read More

How to Undo Your Credit Card Spending Binge

Managing Debt

How to Undo Your Credit Card Spending Binge

How to Undo Your Credit Card Spending Binge

It’s ridiculously easy to lose control of your credit card spending. Reversing it may not be so simple, but there are ways to undo your credit card spending binge and keep your impulse-shopping from wrecking your finances. Of course, a huge part of fixing the problem involves changing your behavior, so put away the credit... Read More

How to Consolidate Your Holiday Debt

Managing Debt

How to Consolidate Your Holiday Debt

How to Consolidate Your Holiday Debt

If you’re looking at a pile of post-holiday debt, don’t panic: There are several ways to make the bills more manageable. No matter how intimidating those credit card bills seem, it’s crucial to pay them on time. Late payments will hurt your credit scores, which may already be suffering from your bigger debt load (the... Read More

4 Ways to Avoid the Holiday Credit Hangover

Managing Debt

4 Ways to Avoid the Holiday Credit Hangover

4 Ways to Avoid the Holiday Credit Hangover

The past couple of weeks have been filled with holiday parties and eggnog and turkey and gifts and good cheer. If you are like most people, you might have reached for an extra serving of turkey or grabbed an extra cookie when no one was looking. But now that the indulgence is over, something else... Read More

Why You Should Think Twice About Layaway Plans

Personal Finance

Why You Should Think Twice About Layaway Plans

Why You Should Think Twice About Layaway Plans

September has only just begun, but holiday layaway plans are already making the news. Wal-Mart, the world’s largest retailer, recently announced plans to extend its holiday layaway program by a month this year, in addition to tripling its service fee from $5 to $15. The catch to the Wal-Mart plan is that consumers can get... Read More

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