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holiday debt

4 Ways to Avoid the Holiday Credit Hangover

The past couple of weeks have been filled with holiday parties and eggnog and turkey and gifts and good cheer. …

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Holiday Payments

We don’t have to tell you: You already know the holidays are expensive.

But what’s the best way to tackle them …

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Think twice about layaway plans

September has only just begun, but holiday layaway plans are already making the news.

Wal-Mart, the world’s largest retailer, recently announced plans …

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Mary Hunt, cheapskate extraordinaire, dug her family out of some $100,000 in debt and now teaches others how to do the same. She’s written a terrific book, Debt-Proof the Holidays, which teaches you how to avoid going in over your heads during the holidays. I predict the book will fly off bookshelves this year!

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We’re going to be posting at a reduced frequency over the next week as our credit experts take time off for the holidays. Feel free to send your dreams or questions to us at tidbits@credit.com while we are away. Here are a few last minute tips to help you have a happy holiday season:

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Hanukkah starts tomorrow and there are only 10 more days until Christmas. The holiday season is in full swing! At times, it can seem like the holidays are all about shopping and spending (just ask Best Buy). So it helps to have an occasional reminder that retail is not the reason for the season!

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Back-to-school season is quickly becoming the start of the fall/winter spending sprees. It used to be that fall/winter spending started with Christmas shopping after Thanksgiving. Then, that date was pushed back to Halloween. And now it looks like back-to-school season is the new official starting line. An article in Yahoo Finance detailed the splurging:

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