Semi-Insured? When Mental Health Care Isn’t Covered

Personal Finance

Semi-Insured? When Mental Health Care Isn’t Covered

Semi-Insured? When Mental Health Care Isn’t Covered

In retrospect, I can see that depression first struck me when I was 14: Suddenly, laying in bed doing nothing seemed vastly more appealing than doing any of the things I had loved for years — dance, skiing, even school. My high school LiveJournal is filled with my confusion about my unpredictable moods, but I… Read More

The Cost of Pregnancy (So Far)

Personal Finance

The Cost of Pregnancy (So Far)

The Cost of Pregnancy (So Far)

The cost of pregnancy extends beyond just doctor visits and new baby furniture. Here, one writer runs through the costs she’s encountered on her way to motherhood.  Necessities Pregnancy test, most expensive one that was on the shelf because I figured now is not the time: $23 Breakfast with best friend after stricken fiance goes… Read More

A Guide to Your High-Deductible Insurance Plan

Personal Finance

A Guide to Your High-Deductible Insurance Plan

A Guide to Your High-Deductible Insurance Plan

New year, new insurance plan! As of Jan. 1, many people suddenly are in possession of a high-deductible insurance plan. This may sound scary (High deductible! Reach for your wallet!), but it doesn’t have to be. We’re going to give you seven helpful hints on how to deal. First, the landscape: For many of us,… Read More

4 Ways to Save on Healthcare Costs

Personal Finance

4 Ways to Save on Healthcare Costs

4 Ways to Save on Healthcare Costs

Once upon a time, many of us had a health insurance plan that gave us most of what we needed for a $10 or $20 co-pay. That’s no longer true: many of us now are on insurance plans with a high deductible, a high co-pay, out of network, out of pocket — or paying a… Read More

10 Essential Tips for Navigating Obamacare

Personal Finance

10 Essential Tips for Navigating Obamacare

10 Essential Tips for Navigating Obamacare

If you’re shopping for health insurance and your state built its own exchange, you might be very happy (Kentucky and New York, generally) or sort of happy (Oregon, where paper forms are now being used). If your state left the job to the feds – meaning you are consigned to healthcare.gov with its tech problems… Read More

Mythbusting: Do You Need a Credit Check to Use Obamacare?

Credit Score

Mythbusting: Do You Need a Credit Check to Use Obamacare?

Mythbusting: Do You Need a Credit Check to Use Obamacare?

Credit scores have joined the ring of confusion surrounding the Affordable Care Act (ACA) and the newly opened health insurance exchanges. While auto and homeowner’s insurance providers may check your credit score when you apply for coverage, health insurers do not assess applicants’ credit scores as a means to decide health plan costs or whether to… Read More

Study: Most Choose Pricier Health Plans Than Needed

Personal Finance

Study: Most Choose Pricier Health Plans Than Needed

Study: Most Choose Pricier Health Plans Than Needed

The Congressional Budget Office estimates that 20 million Americans will choose health coverage on the insurance exchanges created by the Affordable Care Act. Those marketplaces opened Oct. 1, and while technical difficulties have been an obstacle so far, there’s also concern about consumers’ ability to choose a cost-effective insurance plan. A study from Columbia Business… Read More

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