A Quick Guide to the Difference Between Medicaid & Medicare

Personal Finance

A Quick Guide to the Difference Between Medicaid & Medicare

A Quick Guide to the Difference Between Medicaid & Medicare

Medicare and Medicaid may sound alike, but these government health insurance programs are dramatically different from one another. Here’s a brief overview. What Is Medicare? Administered by the federal government, Medicare is a health insurance program primarily for adults who are 65 years of age or older and have paid into the Social Security system for... Read More

5 Health Apps That Can Save You Time & Money

Personal Finance

5 Health Apps That Can Save You Time & Money

5 Health Apps That Can Save You Time & Money

For many, healthcare costs are higher today than ever before, leaving many savvy people seeking out resources for saving money and time while addressing their health and wellness. Fortunately, with so many free and cheap health management apps available for download on your smartphone or tablet, the information and resources you need are now more accessible than... Read More

The Future of U.S. Health Care? FSAs & HSAs

Personal Finance

The Future of U.S. Health Care? FSAs & HSAs

The Future of U.S. Health Care? FSAs & HSAs

With the election of Donald Trump as president, the future of Obamacare is uncertain. But whatever changes come to the way Americans pay for health care, one thing seems certain: A growing number will pay with their own money using pre-tax dollars through health savings accounts or flexible spending accounts. Already, there are nearly 65... Read More

6 Money Moves to Make Before 2017

Personal Finance

6 Money Moves to Make Before 2017

6 Money Moves to Make Before 2017

Did 2016 not go as planned? Did you spend too much and save less than you wanted? Perhaps your bad habits left you in debt. Or maybe you just had too many big expenses this year. No matter why your financial performance was less than stellar, there’s no reason to despair. A single year won’t... Read More

How to Pick the Right Healthcare Plan for You

Personal Finance

How to Pick the Right Healthcare Plan for You

How to Pick the Right Healthcare Plan for You

Selecting a health insurance plan that works for your family can be an overwhelming task. However, there are four critical steps you can take to make certain that the plan is right for you and your family. 1. Network Ever since managed care took over the health insurance industry in the 90s, insurance plan networks... Read More

The Average 65-Year-Old Retired Couple Needs $260,000 to Cover Health Care

Personal Finance

The Average 65-Year-Old Retired Couple Needs $260,000 to Cover Health Care

The Average 65-Year-Old Retired Couple Needs $260,000 to Cover Health Care

Paying for health care is hard on many Americans, but costs are especially high in retirement. That’s according to recent analysis by Fidelity Investments, released this week, which found a 65-year-old couple retiring this year will need about $260,000 to cover their health care. “The estimate applies to retirees with traditional Medicare insurance coverage,” Fidelity said in a press... Read More

What Is the 1095-B & Why Did I Get It?

Personal Finance

What Is the 1095-B & Why Did I Get It?

What Is the 1095-B & Why Did I Get It?

This year, you may have received a tax form you haven’t seen before: the 1095-B. It’s a form sent by your health insurer or employer that shows you had the minimum health insurance needed to avoid a tax penalty during the tax year. (In short, it’s an Obamacare thing.) You could also receive a similar... Read More

10 Common Mistakes to Avoid When Buying Health Insurance

Personal Finance

10 Common Mistakes to Avoid When Buying Health Insurance

10 Common Mistakes to Avoid When Buying Health Insurance

Health insurance costs continue to rise, according to recent news reports, with insurers in many states proposing double-digit increases for 2016. Costs vary widely from insurer to insurer and plan to plan. It is easy to get tripped up by the confusion and end up paying more than necessary. Fortunately, a little homework can help you make the... Read More

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