Do You Need Long-Term Care Insurance?

Personal Finance

Do You Need Long-Term Care Insurance?

Do You Need Long-Term Care Insurance?

Have you thought about long-term care insurance? Most people don’t until they are approaching retirement and the thought of turning over their life savings to a nursing home drives them to consider it. Statistics vary from source to source, but roughly 70% of those over age 65 at some point will need long-term care, defined as… Read More

I Spent $352 on the ‘Extra’ Costs of Being Sick

Personal Finance

I Spent $352 on the ‘Extra’ Costs of Being Sick

I Spent $352 on the ‘Extra’ Costs of Being Sick

In early December 2014 I went to the doctor for a twinge. Fifty-six days, two surgeries and countless tests later I’ve been diagnosed with Crohn’s Disease. I could recount for you all the co-pay and medication costs, but let’s talk about all the things I bought that insurance doesn’t come close to covering: $99 –… Read More

A Last-Minute Guide to Buying Health Insurance

Personal Finance

A Last-Minute Guide to Buying Health Insurance

A Last-Minute Guide to Buying Health Insurance

While the Affordable Care Act has its detractors, 2014 was a good year for Obamacare. The self-employed, underemployed, or otherwise ineligible for employer group insurance took advantage of the state and federal exchanges last year, and their participation drove the nationwide uninsured rate to its lowest ever. Insurance companies posted all-time high share prices in the third quarter… Read More

What New Grads Need to Know About Obamacare

Students

What New Grads Need to Know About Obamacare

What New Grads Need to Know About Obamacare

Just switched your tassel, and off to worlds unknown? Graduating college is a time of flux for most of us. You’re probably working on finding a job, figuring out where to start settling, and corralling student loan information and payments. While you’re at it, don’t forget about health insurance. The Affordable Care Act, also known… Read More

Is Pet Insurance Worth It?

Personal Finance

Is Pet Insurance Worth It?

Is Pet Insurance Worth It?

Monthly payments make up a large chunk of people’s budgets. When things are tight, putting one of those stubborn, fixed expenses on the chopping block is sometimes the best way to give your finances flexibility. Some are non-negotiable — student loans, utilities, rent or mortgage — but others can go. Do you really need cable?… Read More

Semi-Insured? When Mental Health Care Isn’t Covered

Personal Finance

Semi-Insured? When Mental Health Care Isn’t Covered

Semi-Insured? When Mental Health Care Isn’t Covered

In retrospect, I can see that depression first struck me when I was 14: Suddenly, laying in bed doing nothing seemed vastly more appealing than doing any of the things I had loved for years — dance, skiing, even school. My high school LiveJournal is filled with my confusion about my unpredictable moods, but I… Read More

Show Me More