The high cost of healthcare and the risk of taking on too much debt is causing many people to avoid …
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health care
Your health information is increasingly stored in an electronic format so providers can easily view, transmit and manipulate it with …
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I pride myself on being young and healthy. This is exactly the attitude I had just before the crown on …
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This story is by Stephanie Casey, as told to Libby Kane.
Four years ago — seven days after my 30th birthday, …
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As the new year begins, many new enrollees to Flexible Spending Accounts will be getting their debit cards in the …
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Our nation’s capitol was where all the action was happening this week.
With the month coming to a close, deadlines were …
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This LA Times blog article about a proposed tax on junk food caught my interest, especially since I read it shortly after eating two slices of my wife’s leftover birthday cake for lunch. A tax on unhealthy snack food would benefit society in two ways, say proponents.
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I have a love hate relationship with my health savings account (aka: HSA, flex account, cafeteria plan). On one hand, I love it because I can pay for my health care spending tax free. On the other hand, I hate how complicated it is to be reimbursed. You have to save the receipts, fax them in to the company and wait a few weeks for a check to be sent back in the mail. For someone who loves direct deposit and online banking, this is monstrously slow! It’s almost as bad as the mail-in rebate system!
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hese are the key findings of a study just released by the National Association of Consumer Bankruptcy Attorneys (NACBA), called “Bankruptcy Reform’s Impact: Where Are All the Deadbeats?” NACBA surveyed credit counseling firms that have been approved to provide required credit counseling services to people before they can file for bankruptcy.
While the credit counseling requirement was designed to steer people who could repay their debts into a debt management plan, the study concludes this “simply imposes new costs and time burdens on individuals who can ill afford either.”
As NACBA executive director Brad Botes puts it: “Contrary to the claims of the proponents of bankruptcy law changes that they would zero in on the alleged legions of ‘deadbeats’ who supposedly were crippling the U.S. economy with ‘billions of dollars in losses associated with profligate and abusive bankruptcy filings,’ the federal bankruptcy law changes … are doing no measurable good whatsoever. ”
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Illinois Attorney General Lisa Madigan proposed two bills today to help consumers deal with rising health care costs. As we discussed earlier on CreditBloggers.com, health care billing practices are often unfair, Americans pay the most for their health care and patient debts are sold too quickly to collection agencies. Today’s new proposed bills address some of these issues.
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