How to Maintain Good Credit Without Debt

Credit 101

How to Maintain Good Credit Without Debt

How to Maintain Good Credit Without Debt

Credit is a system of trust, and that trust can only be established through experience. It doesn’t really matter how you get started — a credit card, student loans, a personal loan, asking someone else to co-sign a loan or add you as an authorized user to their credit card — but you have to… Read More

The Most Common Credit Misconceptions

Credit Score

The Most Common Credit Misconceptions

The Most Common Credit Misconceptions

Most of us aren’t clueless about credit scores, but we may be making costly mistakes. A recent annual survey by Consumer Federation of America and VantageScore Solutions about consumer credit knowledge found that a “large majority of Americans know a great deal about credit scores.” But it also identified some common misconceptions about credit that… Read More

How Important Is Your Credit Score?

Credit Score

How Important Is Your Credit Score?

How Important Is Your Credit Score?

“How important is your credit score?” That question was posed to me recently as I stood onstage after delivering a presentation on how to optimize your credit to a group of some 500 women for the annual Women’s Money Conference in Las Vegas. I only had a few moments to summarize the importance of credit… Read More

How to “Dilute” Your Bad Credit for a Higher Score

Credit Score

How to “Dilute” Your Bad Credit for a Higher Score

How to “Dilute” Your Bad Credit for a Higher Score

Is it possible to dilute your bad credit with good to boost your score? The Credit.com News & Advice Blog recently received the following comments from one of our readers: I had a lot of medical collection accounts from an illness about 1 1/2 years ago. I disputed all of the accounts and a couple… Read More

5 Credit Rules Everyone Should Follow

Credit 101

5 Credit Rules Everyone Should Follow

5 Credit Rules Everyone Should Follow

Managing credit correctly requires a certain amount of discipline. If you let your spending get out of control or take on too many loans, you could face big money troubles. That’s why, when it comes to borrowing, it’s important to have some guidelines. Here are five credit rules every consumer should follow so their finances… Read More

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