Do You Start With a Credit Score of ‘0’?

Credit 101

Do You Start With a Credit Score of ‘0’?

Do You Start With a Credit Score of ‘0’?

When you think about it, credit scores have a lot in common with the SATs: They stress people out, involve tough-to-answer questions and play a huge role in determining whether your applications (albeit for financing) get denied. There’s another notable similarity, too, which you may not know about: When it comes to credit scores, you can’t get a zero. The... Read More

How to Build Credit Without Going Into Debt

Credit 101

How to Build Credit Without Going Into Debt

How to Build Credit Without Going Into Debt

Unless you were born in some remote location and lived off the grid your entire life, it’s not news to you that good credit is needed to function in today’s society. Your credit history is what indicates your trustworthiness to lenders, stores, and even employers and landlords. Bad credit or no credit is a major... Read More

5 Things You Can Finally Do Once Your Credit Improves

Credit Score

5 Things You Can Finally Do Once Your Credit Improves

5 Things You Can Finally Do Once Your Credit Improves

Where was your credit in the spring of 2008? For many people it was teetering on the edge of solvency, about to plummet into the deep hole known as the Great Recession. By the end of the following year, 2009, mortgage delinquencies would climb to almost 7%, according to data by TransUnion. Credit card late... Read More

5 Things Good Credit Can Get You

Credit Score

5 Things Good Credit Can Get You

5 Things Good Credit Can Get You

Need a good reason to get serious about reviewing, maintaining or rebuilding your credit score? We can give you five of them. These are all important things a great credit score may get you: 1. Great Rates You don’t need someone to tell you that your credit score will be a key factor in determining... Read More

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