Volvos: The Car of Choice for the Credit Elite

Credit Score

Volvos: The Car of Choice for the Credit Elite

Volvos: The Car of Choice for the Credit Elite

When it comes to buying cars, it should come as no surprise that pricier vehicles tend to be favored by those who have high credit scores, and new research suggests just how much a vehicle’s price tag plays into the buyer’s ability to obtain financing for it. Generally expensive cars come with significant credit qualifications… Read More

What’s a Good Credit Score These Days?

Credit Score

What’s a Good Credit Score These Days?

What’s a Good Credit Score These Days?

Lenders’ appetite for credit risk has softened sharply since the end of 2007, but consumers still need credit. So what credit scores are they going to need in order to be approved, and at the best rates and terms?

Five Ways to Improve, Build, or Maintain Good Credit Scores

Credit 101

Five Ways to Improve, Build, or Maintain Good Credit Scores

Five Ways to Improve, Build, or Maintain Good Credit Scores

I was going to name this article “The Five Best Ways to Improve Your Credit Scores” but there are simply too many articles floating around that profess to have the “best” strategies. So, I decided that I’d just share what I know to be five ways to improve, build or maintain good credit scores. Some will work for you, some won’t. Some will make a big difference for you, some won’t. Enjoy!

So What Do All Of Those Numbers Mean Anyway?

Credit Score

So What Do All Of Those Numbers Mean Anyway?

So What Do All Of Those Numbers Mean Anyway?

750 or higher – no annual fee, 7.9% APR and a $25,000 credit limit
700-749 – no annual fee, 8.9% APR and a $20,000 credit limit
675-699 – $25 annual fee, 12.9% APR and a $15,000 credit limit
650-674 – $40 annual fee, 15.9% APR and a $10,000 credit limit
649 or below – Application declined

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