How to Make a Gift Card More Thoughtful

Personal Finance

How to Make a Gift Card More Thoughtful

How to Make a Gift Card More Thoughtful

If you don’t give a gift card this year, you’ll be in the minority. The National Retail Federation says that eight in 10 shoppers will purchase gift cards, with the average shopper spending $163.16 on gift cards this year, a 4% increase from last year. Gift cards are a fast, easy gift that’s usually sure… Read More

Gift Cards: Not So Lame Anymore

Personal Finance

Gift Cards: Not So Lame Anymore

Gift Cards: Not So Lame Anymore

Gift cards have become an increasingly popular and acceptable holiday gift, and shoppers are planning to spend more this year on these little plastic presents than ever before. There are a lot of reasons for that, starting with the idea that holiday sales will be slightly higher than they were last year, according to the… Read More

3 Ways to Unload Unwanted Gift Cards

Personal Finance

3 Ways to Unload Unwanted Gift Cards

3 Ways to Unload Unwanted Gift Cards

There’s a good chance that among the gifts you get this holiday season, at least one will be a gift card. They are easy to buy and give, and often popular with those who receive them. According to the National Retail Federation’s annual holiday survey, six in 10 (59.8%) of those polled say they’d like… Read More

How to Buy Gift Cards and Maximize Your Rewards

Personal Finance

How to Buy Gift Cards and Maximize Your Rewards

How to Buy Gift Cards and Maximize Your Rewards

For some, gift cards are the perfect present while others find them to be the choice of last resort when they have run out of ideas. However you arrived at your decision to purchase a gift card, you can earn tremendous rewards for yourself when you purchase gift cards using a credit card. Maximizing category… Read More

Why Prepaid Cards are NOT Gift Cards

Personal Finance

Why Prepaid Cards are NOT Gift Cards

Why Prepaid Cards are NOT Gift Cards

Although it may not feel like a very personal gift, you probably can’t go wrong giving a gift card as a holiday present. Gift cards/certificates and cash are the top two gifts consumers want to receive this holiday season, according to the Deloitte annual holiday survey. And prepaid cards continue to grow in popularity, sometimes… Read More

AmEx Membership Rewards Points Go Mobile

Credit Cards

AmEx Membership Rewards Points Go Mobile

AmEx Membership Rewards Points Go Mobile

American Express’s Membership Rewards program has been renowned for offering one of the most flexible rewards programs. Cardmembers can redeem their points for travel reservations, airline miles, or statement credits. And today, American Express has just added the option of mobile gift cards that can be redeemed for in-store purchases at select retailers. How mobile… Read More

Checkmate Debit Cards: Predatory Loans in Disguise

Personal Finance

Checkmate Debit Cards: Predatory Loans in Disguise

Checkmate Debit Cards: Predatory Loans in Disguise

Regulators in Washington State busted Checkmania, the company that operates Checkmate payday loan stores, for using gift cards to do an end-run around a new law that limits loans with high interest rates. Under Checkmate’s program, consumers could “borrow” gift cards good for $100 at retailers including Safeway and Wal-Mart. They had 15 to 45… Read More

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