Everyone knows how to solve debt and credit problems — make more and spend less. However, knowing what to do is one thing; actually getting it done is another matter. If you are in debt, then those results prove that something is standing between you and the solution you already fully understand. Tracing the problem… Read More

With the year being still relatively new, this is as good a time as any to make a plan for how you will improve your career by the end of 2013. Think about it — when New Year’s Eve rolls around next December and people are discussing whether this year was a good or bad… Read More

By this time of year, most of our New Year’s resolutions have been long abandoned, with our old habits remaining firmly in place. But it’s never too late to make a get-out-of-debt plan that you can actually maintain. And how do you make a plan that sticks? Well first it helps to determine your motivation… Read More

So you have student loans and can’t wait to get them paid off? Join the club! There are millions of people across the U.S. who are in that very position right now. Some are struggling, some are making progress, and some are just getting by. For those who are looking for ways to pay those… Read More

Credit card interest can be devastating to cardholders who are trying to pay off their debt. Once they start to carry a balance, compounded interest is accumulating on every purchase from the moment of the transaction. And as unsecured debt that is never tax deductible, credit card interest rates are higher and impact families more… Read More

Ever thought about what it would feel like to be debt free? The anticipation and excitement of making that final loan or credit card payment, officially signaling the end of your get out of debt journey? The thought alone can be euphoric. If it were only that easy. With outstanding student loan debt tipping the… Read More

As we move into 2013, U.S. consumers are carrying balances exceeding $850 billion on approximately 600 million credit card accounts. This is down from the peak of more than $950 billion during 2009-2010, but credit card debt is still the third largest component of household indebtedness, behind only mortgages and student loan debt. Americans’ love… Read More

What do you think of when you hear the word “debt”? Do the words “frustrated”, “shameful” or “hopeless” describe how you feel about your situation? As someone who’s working to get out of debt myself, I can attest to all of those feelings and more. So now what if we flip the script? How about… Read More

Digging out of a lot of debt isn’t easy. But even huge mountains of debt can be conquered, as these three women prove. Together they paid off $188,000 in debt — without winning the lottery or coming into a windfall of cash. Here’s how they did it. Joyce Paid Off $28,000 in Credit Card Debt… Read More

Being in debt has a bigger impact on your financial future than you might realize. Bad debts can continue to to haunt you and your credit report for years, especially if you don’t deal with it now. The first step is knowing where you stand. You can monitor your credit easily using Credit.com’s Free Credit Report… Read More