How Long Does It Actually Take to Get Fraud Off My Credit Reports?

Identity Theft

How Long Does It Actually Take to Get Fraud Off My Credit Reports?

How Long Does It Actually Take to Get Fraud Off My Credit Reports?

If you discover a fraudulent item on your credit report, typically caused by identity theft, you’ll likely want it gone as quickly as possible — especially if you’re looking to improve your credit score for a big purchase or to get better terms on a new credit card. But getting that error removed isn’t easy.... Read More

9 Helpful Tools for Fixing Your Credit

Credit Score

9 Helpful Tools for Fixing Your Credit

9 Helpful Tools for Fixing Your Credit

You know you have a problem — a credit score problem — but you don’t know how to fix it. There are so many different possibilities that could be the source of your credit problems that it’s hard to know where to start. Here are some tools to help you understand, diagnose and manage your... Read More

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft Is Dead! Long Live Identity Theft!

Incidents of identity theft held fairly steady last year, according to a new report by Javelin Strategy and Research. It would seem with time-honored methods of ripping people off going the way of Bonnie and Clyde, fraudsters — ever sophisticated, creative and persistent — scrambled to find new ways to increase revenues in 2015. Of... Read More

How I Made $500 Off My Credit Cards This Year

Credit Cards

How I Made $500 Off My Credit Cards This Year

How I Made $500 Off My Credit Cards This Year

I’ve never considered myself a credit card rewards master. I don’t do any of the “hacks” that can help you earn more rewards. I don’t apply for a bunch of new credit cards every year to game the sign-up bonus system. And I don’t strategize and analyze every purchase to make sure I’m getting the... Read More

Are E-Gift Cards Safe? Here’s What to Know

Personal Finance

Are E-Gift Cards Safe? Here’s What to Know

Are E-Gift Cards Safe? Here’s What to Know

As the days disappear from the December calendar, panic can start to set in as last-minute gift shopping heats up. Increasingly, consumers are easing the tension by giving digital — digital gift cards, that is. Email gifts continue to skyrocket in popularity, with consumers preferring their ease of delivery, speed of purchase and “coolness,” according to transaction... Read More

16 Ways You May Be Exposing Yourself to Fraud

Identity Theft

16 Ways You May Be Exposing Yourself to Fraud

16 Ways You May Be Exposing Yourself to Fraud

Stand in front of a mirror. There’s the enemy. Fraud doesn’t happen to you in a vacuum. Our personally identifying information (PII) doesn’t just get magically swiped. We “swipe” our information all the time, and it’s time to stop. The world runs on information, and no amount wishful thinking will fully extricate you from that.... Read More

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