Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft

Identity Theft Is Dead! Long Live Identity Theft!

Identity Theft Is Dead! Long Live Identity Theft!

Incidents of identity theft held fairly steady last year, according to a new report by Javelin Strategy and Research. It would seem with time-honored methods of ripping people off going the way of Bonnie and Clyde, fraudsters — ever sophisticated, creative and persistent — scrambled to find new ways to increase revenues in 2015. Of... Read More

How I Made $500 Off My Credit Cards This Year

Credit Cards

How I Made $500 Off My Credit Cards This Year

How I Made $500 Off My Credit Cards This Year

I’ve never considered myself a credit card rewards master. I don’t do any of the “hacks” that can help you earn more rewards. I don’t apply for a bunch of new credit cards every year to game the sign-up bonus system. And I don’t strategize and analyze every purchase to make sure I’m getting the... Read More

Are E-Gift Cards Safe? Here’s What to Know

Personal Finance

Are E-Gift Cards Safe? Here’s What to Know

Are E-Gift Cards Safe? Here’s What to Know

As the days disappear from the December calendar, panic can start to set in as last-minute gift shopping heats up. Increasingly, consumers are easing the tension by giving digital — digital gift cards, that is. Email gifts continue to skyrocket in popularity, with consumers preferring their ease of delivery, speed of purchase and “coolness,” according to transaction... Read More

16 Ways You May Be Exposing Yourself to Fraud

Identity Theft

16 Ways You May Be Exposing Yourself to Fraud

16 Ways You May Be Exposing Yourself to Fraud

Stand in front of a mirror. There’s the enemy. Fraud doesn’t happen to you in a vacuum. Our personally identifying information (PII) doesn’t just get magically swiped. We “swipe” our information all the time, and it’s time to stop. The world runs on information, and no amount wishful thinking will fully extricate you from that.... Read More

4 Phone Calls That Can Save You a Ton of Money

Personal Finance

4 Phone Calls That Can Save You a Ton of Money

4 Phone Calls That Can Save You a Ton of Money

With late fees, penalty interest rates and complex credit-scoring algorithms, it often feels like the world of personal finance is designed to be unfavorable to the consumer. As challenging as it may be to keep everything in order, there are plenty of things about your finances you can control, even when it seems like someone... Read More

10 Cities Where Identity Theft Is a Huge Problem

Identity Theft

10 Cities Where Identity Theft Is a Huge Problem

10 Cities Where Identity Theft Is a Huge Problem

Fraud can happen anywhere, but certain places seem to have it worse than others. The Federal Trade Commission recently published its annual report on consumer complaints, and it includes rankings for cities with the most fraud reports, and in a separate list, the most identity theft reports. Did your hometown make the top 10 list?... Read More

More People Are Complaining About Debt Collection Scams

Identity Theft

More People Are Complaining About Debt Collection Scams

More People Are Complaining About Debt Collection Scams

Fake debt collection scams are on the rise, and now rank among the top complaints scammed consumers file around the country, the National Consumers League says. The consumer advocacy organization issued a special warning about the scams, which generally involve a cold call from a would-be criminal trying to intimidate the recipient into paying for... Read More

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