It’s been seven years since VantageScore (Vantage) appeared on the credit scoring scene to challenge Fair Isaac Corporation (FICO), following …
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fico score
If it seems like everyone’s talking about credit scores these days, it’s probably not your imagination. Consumers appear to be …
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The number of consumers in the top credit score range has reached its highest level since fall 2008, a report …
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As I recently blogged, lenders are now required to supply potential borrowers with their credit scores if they are …
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Is it really possible to get a FICO score of 850?
I must admit that I have personally never seen a …
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Credit card issuers are mailing 0% balance transfer offers again, but they often come with a catch: steep transfer fees. …
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Every credit scoring model, FICO®, VantageScore® — you name it – is actually a series of smaller models referred to as scorecards. Scorecards are models that are designed to best evaluate the credit risk of some sort of homogenous subpopulation, like those who have very young credit histories or have filed bankruptcy, for example. The purpose for this multi-scorecard architecture is to yield the most powerful credit-scoring tool regardless of the type of credit report being scored.
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I also received my PLUS score from Experian when I received their credit report. So I’m wondering if Experian is actually using the new FICO model? Or are then simply calling their FICO scores by a different name? I’m very confused as myFICO shows me yet another credit score…?
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TransUnion’s legal settlement program is up and running. Just go to ListClassAction.com to register for either 6 or 9 months of unlimited access to your TransUnion credit report and credit score along with daily credit monitoring.
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Yesterday Credit.com was among the first to break the news that Fair Isaac had dismissed Equifax from the Federal lawsuit filed against them, Experian, TransUnion and VantageScore Solutions. And while the finer details are still becoming clear, here’s what we know so far…
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