Sarah met her boyfriend Tim on vacation. After a year of long distance dating, she decided to relocate to be …
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establishing credit
It’s only the first week of August. There’s still time for parents and their children who are about to head off to college to sit down at the kitchen table and discuss who’s going to pay for what this semester, and how.
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Opening a visa credit card, using it for one small purchase each month (around $30) and paying the bill on time will go a really long way to helping establish his credit in the US. By the time he gets here next month, it is possible that Gerald might actually have enough of a credit history to get a car lease on his own. He should check his credit reports to see if the account is being reported accurately.
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ion about establishing credit in a new country from one of our readers:
My name is Leanne and my husband and I moved from Australia to the USA in August 2005. Doug is a USA citizen and I am a permanent resident. We are in the process of trying to buy a home and are having a very difficult time because we do not have an established credit history. Back in Australia, we had a mortgage that we were paying off and credit cards. They have obviously now been paid out.
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It seems that some people have a hard time establishing credit. These folks come from several groups. Some are young people who have never had credit. Some are new to this country and don’t have any history of U.S credit to show people. And some folks had credit at one time but, for whatever reason, ended up with trashed credit reports and horrible credit scores. This last group is really trying to re-build credit.
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